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Bhim Aadhaar Baroda Pay

Aadhaar Baroda Pay is a secure & easy-to-use digital merchant payment solution offered by Bank of Baroda. Accept payments seamlessly through this solution & enhance your business operations.

Aadhaar biometric merchant paymentsAndroid merchant application for over-the-counter payments directly from a customer's Aadhaar-linked bank account using Aadhaar authentication and biometrics.Merchant requirementsMerchant must maintain a Bank of Baroda current or savings account linked to Aadhaar, use an STQC-certified biometric reader, and have an internet-enabled Android 9+ smartphone/tablet with OTG support and enough power for the reader.ChannelsMerchants use the BHIM Aadhaar Baroda Pay Android app with an STQC-certified biometric reader connected to an Android 9+ phone or tablet with OTG. Onboarding is started in the app, followed by an application form and merchant agreement; the Bank processes registration through its regions/zones.
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Quick eligibility check

Bhim Aadhaar Baroda Pay

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Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Document checkDo you have at least one of these required documents: Merchant must maintain a Bank of Baroda current or savings account linked to Aadhaar, use an STQC-certified biometric reader, and have an internet-enabled Android 9+ smartphone/tablet with OTG support and enough power for the reader?

Published source: Merchant requirements
0 of 1 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 29 Sept 2026 · active
Offered byBank of Baroda

Retail merchants and vendors with a Bank of Baroda current or savings account linked to Aadhaar can use the service; customers may pay from any Aadhaar-linked bank account. The page publishes no separate territorial restriction.

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Aadhaar biometric merchant paymentsAndroid merchant application for over-the-counter payments directly from a customer's Aadhaar-linked bank account using Aadhaar authentication and biometrics.View source
The official overview describes the Android biometric acceptance solution.
Source
Bhim Aadhaar Baroda Pay
Page / section
Overview
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Maximum transaction₹10,000 per transaction.View source
The official product description publishes the ₹10,000 transaction ceiling.
Source
Bhim Aadhaar Baroda Pay
Page / section
What is Aadhaar Baroda Pay?
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Merchant requirementsMerchant must maintain a Bank of Baroda current or savings account linked to Aadhaar, use an STQC-certified biometric reader, and have an internet-enabled Android 9+ smartphone/tablet with OTG support and enough power for the reader.View source
The official requirements list the account, biometric and Android-device conditions.
Source
Bhim Aadhaar Baroda Pay
Page / section
Requirements for merchant
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Merchant capabilitiesReal-time account credit, support for customers with accounts at other Aadhaar-linked banks, instant success/pending/failed transaction status, mobile/home-delivery acceptance and no need for cash, cards or signatures.View source
The official advantages and sections describe cross-bank acceptance and operational capabilities.
Source
Bhim Aadhaar Baroda Pay
Page / section
Advantages /
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Published Android app version5.2.0; checksum published by Bank of Baroda for the Android Play Store app.View source
The official checksum table publishes the Android app version.
Source
Bhim Aadhaar Baroda Pay
Page / section
Checksum value
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
ChannelsMerchants use the BHIM Aadhaar Baroda Pay Android app with an STQC-certified biometric reader connected to an Android 9+ phone or tablet with OTG. Onboarding is started in the app, followed by an application form and merchant agreement; the Bank processes registration through its regions/zones.View source
The official page lists the Android/biometric setup and the app/form/agreement/region onboarding flow.
Source
Aadhaar Baroda Pay
Page / section
Merchant requirements / How to go live
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
AvailabilityBHIM Aadhaar Baroda Pay is offered to retail merchants and vendors with a Bank of Baroda current or savings account linked to Aadhaar; customers may pay from Aadhaar-linked accounts at other banks. The page publishes no state, country or territory restriction.View source
The official overview requires a Bank of Baroda account for the merchant and allows customers to pay from linked non- accounts; no territory rule is given.
Source
Aadhaar Baroda Pay
Page / section
Overview / Merchant requirements / Complete page review
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Real-time account credit, support for customers with accounts at other Aadhaar-linked banks, instant success/pending/failed transaction status, mobile/home-delivery acceptance and no need for cash, cards or signatures.

Eligibility

  • Merchant must maintain a Bank of Baroda current or savings account linked to Aadhaar, use an STQC-certified biometric reader, and have an internet-enabled Android 9+ smartphone/tablet with OTG support and enough power for the reader.

Passing a listed condition does not mean the bank will approve an application.

Related official documents

BHIM Aadhaar Baroda Pay — official spotlight image access attemptofficial-product-image · cache miss · accessed 29 Sept 2026
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BHIM Aadhaar Baroda Pay — official pageofficial-product-page · current · accessed 30 Aug 2026
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BHIM Aadhaar Baroda Pay — current Bank of Baroda official product pageofficial-product-page · current · accessed 29 Sept 2026
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Audience · Published detailRetail merchants and vendors

This value is copied from Aadhaar Baroda Pay — published terms. Check the table notes before relying on it.

Source: Aadhaar Baroda Pay · Overview / Merchant requirements / Go live / Checksum Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 10 rows · 2 columnsBHIM Aadhaar Baroda Pay — published termsPublished merchant/device requirements, transaction cap and onboarding.View tableHide table

Scroll sideways to view every column

BHIM Aadhaar Baroda Pay — published terms
ParameterPublished detail
AudienceRetail merchants and vendors
Merchant accountBank of Baroda current or savings account linked to Aadhaar
Customer paymentAadhaar-linked account at any bank; real-time transfer to merchant
DeviceAndroid 9+ internet-enabled phone/tablet with OTG and STQC-certified biometric reader
ConnectorMicro-USB or USB-C; Android device powers reader
OnboardingDownload app; application form; merchant agreement; Bank region/zone registration
Transaction maximum₹10,000 per transaction
App version5.2.0 (Android Play Store)
FeesNot published
TerritoryNot published
Aadhaar Baroda Pay · Overview / Merchant requirements / Go live / Checksum · accessed 30 Aug 2026Open official source ↗
Table 2 · 12 rows · 2 columnsBHIM Aadhaar Baroda Pay — current merchant termsCurrent page transcription of the merchant setup, transaction cap, app integrity information and operating features.View tableHide table

Scroll sideways to view every column

BHIM Aadhaar Baroda Pay — current merchant terms
TopicPublished detail
AudienceRetail merchants and vendors accepting over-the-counter payments.
Merchant accountBank of Baroda current or savings account linked to the merchant’s Aadhaar card.
Customer accountAny bank account linked to the customer’s Aadhaar card, including non-Bank of Baroda accounts.
AuthenticationCustomer Aadhaar number and biometrics; merchant Aadhaar authentication is required for registration.
DeviceInternet-enabled Android smartphone or tablet running Android 9 or above, with OTG support and enough power for the reader.
ReaderSTQC-certified biometric reader with micro-USB or USB-C connector.
Transaction maximum₹10,000 per transaction.
OnboardingDownload the Android app, fill the application form, sign the merchant agreement, then complete Bank region/zone registration.
Operating featuresReal-time merchant credit; success/pending/failed status; multi-bank customer support; cashless, cardless and signature-free acceptance; mobile/home-delivery use.
Android appGoogle Play Store, version 5.2.0; checksum d13cca301d3e80623876a551ead536b67438f16d6482677a740353a218e2aad4.
Fees
TerritoryNo separate territorial restriction is published.
  • The official page does not publish a merchant onboarding, transaction or device fee; the comparison fee value is intentionally blank.
  • The checksum is a file-integrity value, not a payment fee or customer charge.
Aadhaar Baroda Pay — current official product page · Overview; Merchant requirements; Go live; Advantages; Checksum; · accessed 29 Sept 2026Open official source ↗

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