Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
EligibilityIndividual farmers or joint borrowers who have held a Bank of Baroda Kisan Baroda Kisan Credit Card (BKCC) for at least 2 years and have a satisfactory repayment record on all advance accounts.View source
The official scheme page publishes the two-year relationship and repayment requirement.
- Source
- Baroda Kisan Tatkal Loan Scheme
- Page / section
- Eligibility Criteria /
- Accessed
- 23 Aug 2026
- Confidence
- high
Interest rateBOB's Farm Credit A.1.1 schedule lists one-year MCLR + Strategic Premium (SP) for other-than-crop loans up to ₹3 lakh; the benchmark inputs displayed on 28 September 2026 imply 9.00% p.a. (one-year MCLR 8.75% effective 12 September 2026 + displayed SP 0.25%). For crop loans up to ₹3 lakh, it lists 7.00% p.a. fixed only while Government of India interest subvention is provided to the Bank; otherwise the same MCLR + SP formula applies. The Kisan Tatkal product itself is capped at ₹1 lakh, but its page does not say whether BOB applies the rate-limit band to the Tatkal sub-limit or the aggregate BKCC + Tatkal exposure, or whether crop-loan subvention applies. These are the Bank's Farm Credit schedule bands, not a product-specific sanction quote.View source
The page requires an existing Kisan Credit Card () for at least two years, caps Tatkal at ₹1 lakh, labels it a Demand Loan, and allows agriculture and domestic emergency uses. 2025 Directions para 9.1(A)(5) includes loans under the Kisan Credit Card Scheme in Farm Credit. rate page publishes Farm Credit amount bands, and its /pages provide the current benchmark inputs. The product page does not resolve whether the pricing-limit basis is the Tatkal sub-limit or combined +Tatkal exposure and does not confirm crop-loan interest-subvention eligibility. The 10.25% row is therefore shown only as a conditional aggregate-limit band; sanction terms determine actual pricing.
- Source
- Priority Sector Loans Interest Rates — Bank of Baroda; Baroda Kisan Tatkal Loan Scheme; Priority Sector Lending Directions 2025
- Page / section
- Farm Credit A.1.1–A.1.2; current one-year and displays; Kisan Tatkal eligibility, Features and — ₹1 lakh maximum, existing , Demand Loan; 2025 Directions para 9.1(A)(5)
- Accessed
- 28 Sept 2026
- Confidence
- medium
Eligible customer typesIndividual farmers or joint borrowers who already hold a Bank of Baroda Kisan Credit Card (BKCC) for at least 2 years and have a satisfactory repayment record on all advance accounts.View source
The page requires an existing Kisan Credit Card held for at least two years and a satisfactory repayment track record on all advance accounts.
- Source
- Baroda Kisan Tatkal Loan Scheme — Bank of Baroda
- Page / section
- Eligibility Criteria; — Eligibility
- Accessed
- 28 Sept 2026
- Confidence
- high
Permitted usesOff-season emergency funds for agriculture and domestic needs, including post-harvest, storage and marketing costs; crop failure or temporary liquidity needs; repairs to farm structures/equipment; insurance premiums; and medical, ceremonial or festival expenses.View source
The page lists the agriculture, off-season and domestic emergency uses.
- Source
- Baroda Kisan Tatkal Loan Scheme — Bank of Baroda
- Page / section
- Benefits; Features
- Accessed
- 28 Sept 2026
- Confidence
- high
Maximum loan amountUp to 50% of the existing BKCC limit, capped at ₹1 lakh.View source
The Benefits section and agree on the ₹1 lakh cap; the also states the 50%-of--limit calculation.
- Source
- Baroda Kisan Tatkal Loan Scheme — Bank of Baroda
- Page / section
- Benefits; — Quantum of Loan
- Accessed
- 28 Sept 2026
- Confidence
- high
Repayment period36 months.View source
The sets a repayment period of 36 months.
- Source
- Baroda Kisan Tatkal Loan Scheme — Bank of Baroda
- Page / section
- — Repayment Period
- Accessed
- 28 Sept 2026
- Confidence
- high
SecurityExisting security under the BKCC is extended. If the combined limit remains within ₹1.60 lakh, the existing no-collateral-security norm up to ₹1.60 lakh applies.View source
The product page states that existing security extends and that the no-collateral norm applies when the combined limit is within ₹1.60 lakh.
- Source
- Baroda Kisan Tatkal Loan Scheme — Bank of Baroda
- Page / section
- — Security
- Accessed
- 28 Sept 2026
- Confidence
- high
Processing feeWaived when the aggregate BKCC plus Tatkal loan limit is up to ₹3 lakh. Above ₹3 lakh: 1% of the sanctioned limit, capped at ₹100 lakh (₹1 crore).View source
The page states the combined +Tatkal waiver threshold and 1% processing charge with a ₹100 lakh cap.
- Source
- Baroda Kisan Tatkal Loan Scheme — Bank of Baroda
- Page / section
- Fees & Charges — Processing charges
- Accessed
- 28 Sept 2026
- Confidence
- high
Inspection feeWaived up to an aggregate BKCC plus Tatkal limit of ₹3 lakh; above ₹3 lakh to ₹10 lakh: ₹250.View source
The page publishes a zero-fee threshold and one charged exposure band; no higher band is stated on this page.
- Source
- Baroda Kisan Tatkal Loan Scheme — Bank of Baroda
- Page / section
- Fees & Charges — Inspection charges
- Accessed
- 28 Sept 2026
- Confidence
- high
Required documentsApplication form and one identity proof, such as a driving licence, Aadhaar card, voter identity card or passport.View source
The Document Required section asks for an application form and any one identity proof from its examples.
- Source
- Baroda Kisan Tatkal Loan Scheme — Bank of Baroda
- Page / section
- Document Required
- Accessed
- 28 Sept 2026
- Confidence
- high
Benefits and features
- Emergent agricultural, post-harvest, storage and marketing expenses
- crop-failure and liquidity needs
- repairs/maintenance of farm structures and equipment
- insurance premiums
- and urgent domestic, medical or ceremonial expenses.
Eligibility
- Individual farmers or joint borrowers who have held a Bank of Baroda Kisan Baroda Kisan Credit Card () for at least 2 years and have a satisfactory repayment record on all advance accounts.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Application form
- One identity proof, such as a driving licence, Aadhaar card, voter identity card or passport
Related official documents
Rural & Agri loan catalogue — Financing Irrigation entryofficial-product-catalogue · Targeted eligibility cross-check for Financing Irrigation · accessed 28 Sept 2026
↗Interest Rates — current MCLR scheduleofficial-interest-rate-page · Current MCLR schedule section reviewed; one-year rate is 8.75% p.a. effective from 12 September 2026. · accessed 28 Sept 2026
↗MSME Loans Interest Rates — current Strategic Premium referenceofficial-interest-rate-page · Relevant rate-parameter section reviewed; current displayed Strategic Premium is 0.25%, with no separate effective-from date printed for that parameter. · accessed 28 Sept 2026
↗Baroda Kisan Tatkal Loan Scheme — current official product pageofficial-product-page · Current page checked; exact Farm Credit pricing remains unresolved · accessed 27 Sept 2026
↗Baroda Kisan Tatkal Loan Scheme — Bank of Baroda official product pageofficial-product-page · current · accessed 30 Aug 2026
↗Baroda Kisan Tatkal Loan Scheme — current official product pageofficial-product-page · current · accessed 28 Sept 2026
↗Priority Sector Loans Interest Rates — Farm Credit A.1 schedule and scope footnoteofficial-interest-rate-page · Targeted current A.1 comparison; product-page rate rows remain primary and tariff scope is explicitly qualified · accessed 28 Sept 2026
↗Master Directions — Priority Sector Lending: Targets and Classification, 2025official-regulatory-direction · current targeted Farm Credit classification cross-check · accessed 28 Sept 2026
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