Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Minimum monthly average balance₹2.5 lakhView source
The official page states the .
- Source
- Baroda Power Pack Savings Account
- Page / section
- Features —
- Accessed
- 21 Aug 2026
- Confidence
- high
Auto-sweep thresholdFunds above ₹3 lakh sweep to FFDView source
The official page states the threshold.
- Source
- Baroda Power Pack Savings Account
- Page / section
- Features — Auto transfer
- Accessed
- 21 Aug 2026
- Confidence
- high
Flexi-fixed deposit sweepMinimum ₹10,000 for 12 months; retransfer in ₹1,000 multiplesView source
The official page publishes the amount, tenure and retransfer multiple.
- Source
- Baroda Power Pack Savings Account
- Page / section
- Features / — Auto transfer
- Accessed
- 21 Aug 2026
- Confidence
- high
NRI home/auto-loan rate concession0.15%View source
The official page states the concession.
- Source
- Baroda Power Pack Savings Account
- Page / section
- Features — Concession on Home Loan and Auto Loan
- Accessed
- 21 Aug 2026
- Confidence
- high
EligibilityNRIs and PIOs; minors not eligibleView source
The official page defines eligibility and excludes minors.
- Source
- Baroda Power Pack Savings Account
- Page / section
- Eligibility Criteria
- Accessed
- 21 Aug 2026
- Confidence
- high
Power Pack NRE balanceMonthly average balance is ₹2.5 lakh. Funds above ₹3 lakh are auto-swept to a flexi-fixed deposit with a ₹10,000 minimum for 12 months, while ₹2.5 lakh is maintained in the savings account.View source
The official Features and sections publish the , sweep threshold, minimum and retained balance.
- Source
- Baroda Power Pack Savings Account
- Page / section
- Features /
- Accessed
- 23 Aug 2026
- Confidence
- high
Power Pack NRE benefitsThe account is fully repatriable and offers higher interest through sweep-in/
The official Benefits and Features sections list the repatriability, banking, locker and loan concessions.
- Source
- Baroda Power Pack Savings Account
- Page / section
- Benefits / Features
- Accessed
- 23 Aug 2026
- Confidence
- high
Power Pack debit-card termsOpulence debit card has no issuance or annual maintenance fee at ₹5 lakh MAB; at ₹2.5 lakh–below ₹5 lakh MAB, 50% of issuance and annual maintenance charges apply. Sapphire debit card has no issuance or annual fee for eligible customers.View source
The official debit-card terms publish fee waivers by tier.
- Source
- Baroda Power Pack Savings Account
- Page / section
- Features / Fees & Charges
- Accessed
- 23 Aug 2026
- Confidence
- high
Power Pack NRE eligibilityAvailable to NRIs and PIOs; applicants from Pakistan or Bangladesh require prior RBI approval. Minors are not eligible. The account can be opened individually or jointly with other NRIs/PIOs.View source
The official Eligibility and sections publish the /, approval, minor and joint-account rules.
- Source
- Baroda Power Pack Savings Account
- Page / section
- Eligibility Criteria /
- Accessed
- 23 Aug 2026
- Confidence
- high
Interest rateFunds swept to FFD earn the applicable NRE term-deposit rate for 12 months. No interest is paid on an FFD held for less than 12 months, and the page states that no additional senior-citizen or staff interest applies.View source
The official feature table states the 12-month rate treatment and the less-than-12-month no-interest rule.
- Source
- Baroda Power Pack Savings Account
- Page / section
- Features — Rate of interest
- Accessed
- 29 Aug 2026
- Confidence
- high
NRE / NRO / FCNR typeNRE accountView source
The manually reviewed product record states: “undefined”.
- Source
- Baroda Power Pack Savings Account — official product page
- Page / section
- Published comparison aliases
- Accessed
- 15 Aug 2026
- Confidence
- high
CurrencyIndian rupees (INR)View source
The manually reviewed product record states: “undefined”.
- Source
- Baroda Power Pack Savings Account — official product page
- Page / section
- Published comparison aliases
- Accessed
- 15 Aug 2026
- Confidence
- high
RepatriationThe account is fully repatriable and offers higher interest through sweep-in/
The manually reviewed product record states: “The account is fully repatriable and offers higher interest through sweep-in/sweep-out, free cheque book, free internet/ mobile banking, free , unlimited free transactions, 50% locker-rent discount and a 0.15% concession on home and auto-loan rates.”.
- Source
- Baroda Power Pack Savings Account
- Page / section
- Published comparison aliases
- Accessed
- 23 Aug 2026
- Confidence
- high
Residency eligibilityNRIs and PIOs; minors not eligibleView source
The manually reviewed product record states: “ and ; minors not eligible”.
- Source
- Baroda Power Pack Savings Account
- Page / section
- Published comparison aliases
- Accessed
- 21 Aug 2026
- Confidence
- high
Benefits and features
- The account is fully repatriable and offers higher interest through sweep-in/
sweep-out, free cheque book, free internet/ mobile banking, free , unlimited free transactions, 50% locker-rent discount and a 0.15% concession on home and auto-loan rates.
Eligibility
- and
- minors not eligible
Passing a listed condition does not mean the bank will approve an application.
Related official documents
Bank of Baroda NRI account product pages and deposit termsofficial-product-pages · current · accessed 29 Aug 2026
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