Business, & agriculture finance

Import Finance

Import finance by Bank of Baroda provides various types of funding to the importers for facilitating the imports in the country subject to the prevalent rules of the Bank/ guidelines. Apply now for import finance here!

RateThe page describes import-bill collection, SBLC trade credit and UPAS LC as available at competitive pricing/rates, but publishes no numeric borrower rate, benchmark or spread.Customer typeImporters in India using Bank of Baroda's import-finance services. L/C facilities are granted after assessing the importer's requirement, creditworthiness, financial strength and other parameters to the bank's satisfaction.CurrencyForeign-currency loans and foreign-currency trade credit are available for imports. The page does not publish a fixed list of eligible currencies.

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✓ Manually checked 30 Aug 2026 · active

Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

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Facility typesCollection of import bills; opening import L/Cs on sight or DA terms; foreign-currency loans for imports; performance and financial guarantees for importers; trade credit through standby L/C (SBLC); and UPAS (Usance Payable at Sight) LCs.View source

The official page enumerates the full import-finance menu and then explains each major facility.

Source: Import Finance — Bank of Baroda International Banking
Page / section: The various facilities provided are; Trade Credit Through SBLC;
Accessed: 30 Aug 2026
Confidence: high

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L/C assessmentImport L/Cs are granted after assessment of the importer's requirement, creditworthiness, financial strength and other parameters to the bank's satisfaction; all facilities remain subject to Bank/RBI rules.View source

The official page states the credit-assessment conditions and governing rules.

Source: Import Finance
Page / section: Letter of Credit / Features
Accessed: 23 Aug 2026
Confidence: high

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TenureTrade Credit through SBLC can fund capital-goods imports for up to 3 years and non-capital-goods imports for up to 1 year or less, based on the business requirement. UPAS LC provides extended payment terms according to the operating cycle and contracted due date. No separate tenor is published for other facilities.View source

The page publishes up to 3/1 year or less for capital/non-capital goods and operating-cycle terms for .

Source: Import Finance — Bank of Baroda International Banking
Page / section: Trade Credit Through SBLC;
Accessed: 30 Aug 2026
Confidence: high

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UPAS L/C settlementUPAS L/C pays the exporter or seller at sight while the importer settles with the issuing bank on the contracted due date, providing extended payment terms and foreign-currency trade-credit funding.View source

The official section explains the two-sided settlement timing.

Source: Import Finance
Page / section: (Usance Payable at Sight)
Accessed: 23 Aug 2026
Confidence: high

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Customer typeImporters in India using Bank of Baroda's import-finance services. L/C facilities are granted after assessing the importer's requirement, creditworthiness, financial strength and other parameters to the bank's satisfaction.View source

The page says Bank of Baroda provides funding/services to importers and that L/Cs are granted after assessing need, creditworthiness and financial strength.

Source: Import Finance — Bank of Baroda International Banking
Page / section: Overview; Letter of Credit
Accessed: 30 Aug 2026
Confidence: high

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RateThe page describes import-bill collection, SBLC trade credit and UPAS LC as available at competitive pricing/rates, but publishes no numeric borrower rate, benchmark or spread.View source

Competitive-rate language appears without a percentage or formula.

Source: Import Finance — Bank of Baroda International Banking
Page / section: Collection of Import Bills; Trade Credit Through SBLC;
Accessed: 30 Aug 2026
Confidence: high

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Geographic limitsImport services are available to importers in India through Bank of Baroda's 236 authorised branches for import-bill collection, with correspondent-bank relationships supporting imports from any part of the globe. No state-level restriction is published.View source

The page states import-bill collection through 236 authorised branches and correspondent relationships for imports from any part of the globe.

Source: Import Finance — Bank of Baroda International Banking
Page / section: Overview; Collection of Import Bills
Accessed: 30 Aug 2026
Confidence: high

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CurrencyForeign-currency loans and foreign-currency trade credit are available for imports. The page does not publish a fixed list of eligible currencies.View source

Foreign-currency loans and funding are expressly described, without a currency list.

Source: Import Finance — Bank of Baroda International Banking
Page / section: The various facilities provided are; Trade Credit Through SBLC;
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Benefits and features

L/C pays the exporter or seller at sight while the importer settles with the issuing bank on the contracted due date, providing extended payment terms and foreign-currency trade-credit funding.

Eligibility

Import L/Cs are granted after assessment of the importer's requirement, creditworthiness, financial strength and other parameters to the bank's satisfaction
all facilities remain subject to Bank/ rules.

Passing a listed condition does not mean the bank will approve an application.

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Amount you want to borrowThe money you would receive from the lender.₹twenty-five lakh rupees₹50,000₹2,00,00,000Yearly interest rateThe percentage charged on the outstanding loan each year.%2%30%Time to repayA longer time usually lowers the monthly payment but raises total interest. months6 months360 months

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees

Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees

Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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Facility

Import-bill collection · Published termsCollection through 236 authorised branches at competitive rates; correspondent relationships support imports from any part of the globe

This value is copied from Import Finance facilities and published terms. Check the table notes before relying on it.

Source: Import Finance — Bank of Baroda International Banking · Overview; Features; all facility sections Open official source ↗

Published tables

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Tables preserve every reviewed row and column from the cited official source.

Table 1 · 7 rows · 2 columnsImport Finance facilities and published termsComplete facility list and key terms retained from the official Bank of Baroda International Banking page.View tableHide table

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Import Finance facilities and published terms
Facility	Published terms
Import-bill collection	Collection through 236 authorised branches at competitive rates; correspondent relationships support imports from any part of the globe
Import L/C	Sight/ L/Cs for goods purchased in the international market; facility follows assessment of requirement, creditworthiness and financial strength
Bank guarantees	Performance and financial guarantees may be issued on behalf of importers/other customers in favour of beneficiaries abroad
Foreign-currency loans	Funding of imports by foreign-currency loans; subject to prevalent Bank/ rules
Trade credit through SBLC	Domestic branch SBLC guarantees payment to overseas funding bank; capital-goods imports up to 3 years and non-capital goods up to 1 year or less
	Seller/exporter is paid at sight while importer settles with the issuing bank on the contracted due date; extended terms follow the operating cycle
Published limitations	No universal amount ceiling, numeric rate, collateral schedule, fee tariff, eligible-currency list or document checklist is published on the reviewed page

Import Finance — Bank of Baroda International Banking · Overview; Features; all facility sections · accessed 30 Aug 2026Open official source ↗

Import Finance

What the official sources publish

Benefits and features

Eligibility

Related official documents

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Complete rates, limits and schedules

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