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Finance to PACS/FSS/LAMPS for on-lending to farmers

Finance for PACS, FSS and LAMPS to on-lend to farmers. The published 7.00% rate depends on Government of India interest subvention; the schedule gives a separate fallback rate if that subvention is not provided.

Interest rate7.00% p.a. fixed, subject to the Government of India providing interest subvention to the Bank; otherwise, One Year MCLR + Strategic Premium + 0.50% p.a. The schedule says this applies irrespective of loan limit or purpose.Eligible intermediaryPrimary Agricultural Credit Societies (PACS), Farmers’ Service Societies (FSS), and Large-sized Adivasi Multi-Purpose Societies (LAMPS).PurposeOn-lending to farmers.
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Finance to PACS/FSS/LAMPS for on-lending to farmers

0 of 1 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Primary Agricultural Credit Societies (PACS), Farmers’ Service Societies (FSS), and Large-sized Adivasi Multi-Purpose Societies (LAMPS)?

Published source: Eligible intermediary
0 of 1 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 27 Sept 2026 · active
Offered byBank of Baroda

India through Bank of Baroda's domestic branch network; individual products may have narrower eligibility or channel availability

Key facts

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PurposeOn-lending to farmers.View source
D.1 names finance to PACS/FSS/LAMPS for on-lending to farmers, irrespective of loan limit or purpose.
Source
Priority Sector Loans Interest Rates and Service Charges — Bank of Baroda
Page / section
Interest Rate on Agriculture & Other Priority Sector Advances; D.1
Accessed
27 Sept 2026
Confidence
high
Open official source ↗
Eligible intermediaryPrimary Agricultural Credit Societies (PACS), Farmers’ Service Societies (FSS), and Large-sized Adivasi Multi-Purpose Societies (LAMPS).View source
D.1 names PACS, FSS and LAMPS as the borrowers for this on-lending facility.
Source
Priority Sector Loans Interest Rates and Service Charges — Bank of Baroda
Page / section
Interest Rate on Agriculture & Other Priority Sector Advances; D.1
Accessed
27 Sept 2026
Confidence
high
Open official source ↗
Interest rate7.00% p.a. fixed, subject to the Government of India providing interest subvention to the Bank; otherwise, One Year MCLR + Strategic Premium + 0.50% p.a. The schedule says this applies irrespective of loan limit or purpose.View source
D.1 states 7.00% p.a. fixed subject to Government of India interest subvention to the Bank; otherwise the rate is One Year + Strategic Premium + 0.50%.
Source
Priority Sector Loans Interest Rates and Service Charges — Bank of Baroda
Page / section
Interest Rate on Agriculture & Other Priority Sector Advances; D.1
Accessed
27 Sept 2026
Confidence
high
Open official source ↗

Related official documents

Rural and Agri Banking — Loans and Advances catalogueofficial-product-catalogue-page · Current catalogue reviewed for D.1 identity and product-artwork route; no separate D.1 detail-page entry or product artwork is listed. · accessed 27 Sept 2026
↗
Service Charges — current Agriculture and Advances scheduleofficial-service-charge-page · Targeted Agriculture and Advances subsection reviewed; D.1 charge applicability remains unpublished because its facility type is not stated. · accessed 28 Sept 2026
↗
Download Forms — Bank of Baroda Business and Rural & Agri forms catalogueofficial-forms-catalogue-page · Current Rural & Agri forms index reviewed; it links the general agricultural-credit form and no tractor-specific form. · accessed 28 Sept 2026
↗
Priority Sector Loans Interest Rates — Farm Credit A.1 schedule and scope footnoteofficial-interest-rate-page · Targeted current A.1 comparison; product-page rate rows remain primary and tariff scope is explicitly qualified · accessed 28 Sept 2026
↗
Master Directions — Priority Sector Lending: Targets and Classification, 2025official-regulatory-direction · current targeted Farm Credit classification cross-check · accessed 28 Sept 2026
↗

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One monthly payment₹19,382nineteen thousand three hundred eighty-two rupees
Interest paid over the full loan₹21,51,794twenty-one lakh fifty-one thousand seven hundred ninety-four rupees
Everything you repay₹46,51,794forty-six lakh fifty-one thousand seven hundred ninety-four rupees

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D.1 · Borrower and purposePACS/FSS/LAMPS finance for on-lending to farmers, irrespective of loan limit or purpose

This value is copied from Finance to PACS/FSS/LAMPS for on-lending to farmers — D.1 rate. Check the table notes before relying on it.

Source: Priority Sector Loans Interest Rates and Service Charges — Bank of Baroda · Interest Rate on Agriculture & Other Priority Sector Advances; section D, D.1 Open official source ↗

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Table 1 · 1 row · 3 columnsFinance to PACS/FSS/LAMPS for on-lending to farmers — D.1 rateCurrent Bank of Baroda schedule row. The 7.00% fixed rate is conditional on government interest subvention; the stated fallback applies otherwise.View tableHide table

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Finance to PACS/FSS/LAMPS for on-lending to farmers — D.1 rate
Schedule itemBorrower and purposeApplicable rate
D.1PACS/FSS/LAMPS finance for on-lending to farmers, irrespective of loan limit or purpose7.00% p.a. fixed if Government of India interest subvention is provided to the Bank; otherwise One Year + Strategic Premium + 0.50% p.a.
Priority Sector Loans Interest Rates and Service Charges — Bank of Baroda · Interest Rate on Agriculture & Other Priority Sector Advances; section D, D.1 · accessed 27 Sept 2026Open official source ↗

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