Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Product typePremium Visa Opulence debit card with unlimited domestic and international lounge access, golf and luxury-hotel benefits.View source
The official page describes the Visa Opulence card and its lounge, golf, hotel and dining benefits.
- Source
- bob World Visa Opulence Debit Card
- Page / section
- Overview / Benefits
- Accessed
- 21 Aug 2026
- Confidence
- high
Issuance fee₹9,500.View source
The fee table lists ₹9,500 issuance fee.
- Source
- bob World Visa Opulence Debit Card
- Page / section
- Fees & Charges
- Accessed
- 21 Aug 2026
- Confidence
- high
Annual fee₹9,500.View source
The fee table lists ₹9,500 annual fee.
- Source
- bob World Visa Opulence Debit Card
- Page / section
- Fees & Charges
- Accessed
- 21 Aug 2026
- Confidence
- high
NetworkVisa Opulence premium debit card for eligible Bank of Baroda savings/current-account customers.View source
The official page identifies the product as bob World Opulence and describes its premium Visa benefits.
- Source
- bob World Opulence Debit Card
- Page / section
- Overview / Features
- Accessed
- 23 Aug 2026
- Confidence
- high
Transaction limitsATM cash withdrawal up to ₹5 lakh per day; POS/ e-commerce up to ₹10 lakh per day; contactless up to ₹5,000 per transaction and 10 transactions per day.View source
The official card-limit table publishes the , /e-commerce and contactless limits.
- Source
- bob World Visa Opulence Debit Card
- Page / section
- Card Limits
- Accessed
- 21 Aug 2026
- Confidence
- high
EligibilityIndividuals maintaining eligible Bank of Baroda savings/ current accounts with QAB of ₹10 lakh; allowed operation modes are Self, Either or Survivor, Anyone or Survivor, or Proprietor for current accounts.View source
The official eligibility section publishes the ₹10-lakh threshold and operation modes.
- Source
- bob World Opulence Debit Card
- Page / section
- Eligible Customer Segments
- Accessed
- 23 Aug 2026
- Confidence
- high
FeesIssuance ₹9,500; annual fee ₹9,500; re-issuance ₹4,500.View source
The official fee table publishes issuance, annual and re-issuance amounts.
- Source
- bob World Opulence Debit Card
- Page / section
- Fees & Charges
- Accessed
- 23 Aug 2026
- Confidence
- high
ATM limit₹5,00,000 per day; per-transaction cap ₹15,000 at Bank of Baroda ATMs and ₹10,000 at other-bank ATMs; up to 50 cash withdrawals daily.View source
The official limits table publishes daily, per-transaction and frequency limits.
- Source
- bob World Opulence Debit Card
- Page / section
- Card Limits —
- Accessed
- 23 Aug 2026
- Confidence
- high
POS / contactless limitPOS/ e-commerce maximum ₹10,00,000 per day; contactless maximum ₹5,000 per transaction and 10 contactless transactions daily.View source
The official limits table publishes /e-commerce and contactless caps.
- Source
- bob World Opulence Debit Card
- Page / section
- Card Limits — / Contactless
- Accessed
- 23 Aug 2026
- Confidence
- high
PrivilegesUnlimited domestic and international lounge access, airport pickup/drop, Visa Luxury Hotel Collection benefits, golf programmes, premium-brand offers, dining benefits, health and wellness privileges and selected partner offers; benefits may change with Visa terms.View source
The official benefits and features sections list travel, lounge, golf, dining, premium-brand and wellness privileges.
- Source
- bob World Opulence Debit Card
- Page / section
- Benefits / Features
- Accessed
- 23 Aug 2026
- Confidence
- high
AvailabilityIndia and international usage; the official FAQ lists bob World Opulence (Infinite) among variants where international usage is allowed.View source
The current official lists bob World Opulence (Infinite) among the variants wherein international usage is allowed.
- Source
- Bank of Baroda debit-card catalogue — international-usage
- Page / section
- — debit-card variants wherein international usage is allowed
- Accessed
- 7 Sept 2026
- Confidence
- high
Benefits and features
- Unlimited domestic and international lounge access, airport pickup/drop, Visa Luxury Hotel Collection benefits, golf programmes, premium-brand offers, dining benefits, health and wellness privileges and selected partner offers
- benefits may change with Visa terms.
Eligibility
- Individuals maintaining eligible Bank of Baroda savings/
current accounts with of ₹10 lakh - allowed operation modes are Self, Either or Survivor, Anyone or Survivor, or Proprietor for current accounts.
Passing a listed condition does not mean the bank will approve an application.

