Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Card variantsThe page offers bob World Sapphire (Him) and bob World Sapphire (Her) variants.View source
bob World Sapphire (Him); bob World Sapphire (Her).
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Features
- Accessed
- 21 Aug 2026
- Confidence
- high
PositioningThe card is presented as a premium debit-card package with premium-brand experiences, luxury-hotel benefits and travel privileges.View source
Carefully chosen experiences on premium brands, luxurious hotels, travel privileges and much more.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Overview
- Accessed
- 21 Aug 2026
- Confidence
- high
Welcome lifestyle voucherThe complimentary ₹750 lifestyle voucher previously offered as a welcome benefit was discontinued effective 1 April 2024.View source
The complimentary Lifestyle voucher worth Rs.750/- offered as a welcome benefit has been discontinued w.e.f 1st April 2024.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Overview
- Accessed
- 21 Aug 2026
- Confidence
- high
Airport pickup/dropThe complimentary airport pickup and drop facility was discontinued effective 1 July 2025.View source
The complimentary airport pickup and drop facility has been discontinued w.e.f 1st July 2025.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Overview
- Accessed
- 21 Aug 2026
- Confidence
- high
Premium-brand discountsThe page lists attractive discounts on premium brands, with partner listings under apparel and accessories.View source
Attractive Discounts on premium Brands; Make shopping more fun.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Benefits / Apparel & Accessories
- Accessed
- 21 Aug 2026
- Confidence
- high
Visa Luxury Hotel CollectionBenefits of the Visa Luxury Hotel Collection are included among the card benefits.View source
Benefits of Visa Luxury Hotel Collection.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Benefits / Travel
- Accessed
- 21 Aug 2026
- Confidence
- high
Domestic lounge accessComplimentary domestic airport lounge access is listed as a benefit.View source
Complimentary Domestic Airport Lounge Access; Domestic Airport lounge access.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Benefits / Travel
- Accessed
- 21 Aug 2026
- Confidence
- high
Travel partnersThe travel-partner listings include Abhibus, Yatra, Delhi Airport Offers, Hyderabad Airport Offers, Mokobara, Visa Meet & Assist and Bloom Hotels.View source
The page lists Abhibus, Yatra, Delhi Airport Offers, Hyderabad Airport Offers, Mokobara, Visa Meet & Assist and Bloom Hotels.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Features / Travel
- Accessed
- 21 Aug 2026
- Confidence
- high
Apparel/accessory partnersThe apparel and accessories listings include Fastrack, Titan, Lifestyle, Max Online, Clovia, Bewakoof, Ajio Luxe, Snitch, Gehna, GRT Jewellers and Joyalukkas.View source
The page lists Fastrack, Titan, Lifestyle, Max Online, Clovia, Bewakoof, Ajio Luxe, Snitch, Gehna, GRT Jewellers and Joyalukkas.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Features / Apparel & Accessories
- Accessed
- 21 Aug 2026
- Confidence
- high
Daily ATM withdrawal limitDaily ATM cash withdrawal limit is ₹3,00,000.View source
Daily withdraw limit of Rs. 3 Lakhs; Maximum Per day limit |₹ 3,00,000.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Features / Card Limits
- Accessed
- 21 Aug 2026
- Confidence
- high
Daily POS/e-commerce limitDaily POS/
Daily /e-Commerce Transaction limit of Rs. 5 Lakh; Maximum Per day limit at / Ecom | ₹ 5,00,000/ -.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Features / Card Limits
- Accessed
- 21 Aug 2026
- Confidence
- high
Eligibility QABIndividuals maintaining eligible Bank of Baroda savings or current accounts with a quarterly average balance of ₹10,000 are eligible for Sapphire debit-card issuance.View source
Individuals maintaining Savings and Current Accounts ... under the eligible scheme codes, with a of Rs. 10,000/-, are eligible.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Eligibility Criteria
- Accessed
- 21 Aug 2026
- Confidence
- high
Permitted account operation modesSavings-account modes may be Self, Either or Survivor, or Anyone or Survivor; current-account mode is Proprietor.View source
Debit cards are allowed for modes of operation as 'Self,' 'Either or Survivor,' or 'Anyone or Survivor' in Savings ... and 'Proprietor' for Current Account schemes.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Eligibility Criteria
- Accessed
- 21 Aug 2026
- Confidence
- high
Joining feeJoining fee is ₹750 for the first year.View source
Joining Fees |₹ 750/ - (for the first year).
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Fees & Charges
- Accessed
- 21 Aug 2026
- Confidence
- high
Annual fee₹750 from the second year onwards.View source
The fee table lists ₹750 annual fee from the second year onwards.
- Source
- bob World Sapphire Debit Card
- Page / section
- Fees & Charges
- Accessed
- 21 Aug 2026
- Confidence
- high
ATM daily limitMaximum ATM cash withdrawal per day is ₹3,00,000.View source
Maximum Per day limit |₹ 3,00,000.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Card Limits /
- Accessed
- 21 Aug 2026
- Confidence
- high
Own-ATM transaction limitMaximum cash withdrawal per transaction at Bank of Baroda ATMs is ₹15,000.View source
Maximum per transaction limit on our |₹ 15,000.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Card Limits /
- Accessed
- 21 Aug 2026
- Confidence
- high
Other-bank ATM transaction limitMaximum cash withdrawal per transaction at another bank’s ATM is ₹10,000.View source
Maximum per transaction limit on other Bank’s |₹ 10,000/ -.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Card Limits /
- Accessed
- 21 Aug 2026
- Confidence
- high
Daily ATM withdrawal countUp to 30 cash withdrawals are allowed per day.View source
Maximum number of cash withdrawals allowed per day |30.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Card Limits /
- Accessed
- 21 Aug 2026
- Confidence
- high
Contactless transaction amountMaximum contactless transaction amount per transaction is ₹5,000.View source
Maximum per txn limit using Contactless mode |₹ 5,000/ -.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Card Limits / Contactless
- Accessed
- 21 Aug 2026
- Confidence
- high
Daily contactless countDaily contactless transaction limit is 10 transactions.View source
No. of daily Contactless txn Limit |10.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Card Limits / Contactless
- Accessed
- 21 Aug 2026
- Confidence
- high
PIN-generation channelsA debit-card or Green PIN can be generated through the BOB World app, bob world internet, IVR or a Bank of Baroda ATM; no physical PIN is sent for a domestic registered mobile number.View source
You can generate Debit Card/Green through World App, bob world internet, and ... . No physical would be sent (Applicable for domestic registered mobile number).
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Do’s
- Accessed
- 21 Aug 2026
- Confidence
- high
ActivationThe card must first be used at an ATM; POS and e-commerce use becomes available after ATM activation.View source
Activate your debit card by using it first at any . The card can be used at /e-commerce only after activation ...
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Do’s
- Accessed
- 21 Aug 2026
- Confidence
- high
SMS alertsCustomers should register a mobile number and subscribe to SMS alerts for debit-card and ATM transactions.View source
Register your mobile number ... subscribe for alerts for all Debit Card transactions; Register ... for getting alerts for your transactions.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Do’s
- Accessed
- 21 Aug 2026
- Confidence
- high
PIN safetyThe bank advises changing the PIN regularly, shielding it from onlookers, never writing it on the card and never sharing it.View source
Ensure to change at regular intervals; Shield your ; Don't keep a written record ... Never share your .
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Do’s and Don’ts
- Accessed
- 21 Aug 2026
- Confidence
- high
POS safetyThe card should be used in the customer’s presence at POS and the PIN entered discreetly.View source
Always ensure that your card is used in your presence when transacting at and ensure that you enter the for authentication discreetly.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Do’s
- Accessed
- 21 Aug 2026
- Confidence
- high
ATM safetyCustomers should transact privately, inspect ATMs for suspicious attachments, collect cash and receipt, and ensure the welcome screen is shown before leaving.View source
Please make sure ... transaction in complete privacy; Look extra devices attached ... collect your card, cash and receipt ... ‘Welcome Screen’ ...
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Do’s
- Accessed
- 21 Aug 2026
- Confidence
- high
Lost or stolen cardCustomers should immediately inform the bank if the card is lost or stolen; cards can be blocked through BOB World, bob world internet, IVR or WhatsApp Banking.View source
Immediately inform the Bank, if the /Debit Card is lost or stolen ... block a card using ... World ... , WhatsApp Banking.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Do’s and Don’ts
- Accessed
- 21 Aug 2026
- Confidence
- high
Unauthorised transactionsUnauthorised card transactions should be reported immediately after blocking the debit card, and account statements should be checked regularly.View source
Regularly check account statements. Any unauthorised card transaction ... should be immediately reported ... after blocking your debit card.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Do’s
- Accessed
- 21 Aug 2026
- Confidence
- high
Personal-use restrictionThe Bank of Baroda debit card is for personal use.View source
Your Bank of Baroda Debit Card is for personal use.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Do’s
- Accessed
- 21 Aug 2026
- Confidence
- high
Phishing warningCustomers should verify email links and website addresses, use HTTPS, and never disclose card or PIN details by email or phone; the bank says it will not request those details.View source
These mails could be phishing emails too; website ... starts with https://; Bank would never request you to reveal such details.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Do’s and Don’ts
- Accessed
- 21 Aug 2026
- Confidence
- high
Card disposalOn expiry or account closure, the card should be cut into four pieces through the magnetic stripe before disposal.View source
When you destroy your card upon card expiry or closure ... cut it into four prices through the magnetic stripe.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Do’s
- Accessed
- 21 Aug 2026
- Confidence
- high
Cash-dispense disputeIf cash is not dispensed but the account is debited, the customer must submit the bank’s complaint form to the branch.View source
If cash is not dispensed and account is debit then ... fill the complaint form and submit it to the Branch.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Do’s
- Accessed
- 21 Aug 2026
- Confidence
- high
Agent disclosureThe bank may use agents for sales and marketing of its products.View source
The Bank may use the services of agents in sales/marketing etc. of its various products.
- Source
- bob World Sapphire Debit Card official product page
- Page / section
- Notice
- Accessed
- 21 Aug 2026
- Confidence
- high
Product typePremium Visa Sapphire debit card for eligible Bank of Baroda savings and current-account customers.View source
The official page describes bob World Sapphire as a Visa debit-card package with domestic lounge access and premium-brand benefits.
- Source
- bob World Sapphire Debit Card
- Page / section
- Overview / Features
- Accessed
- 21 Aug 2026
- Confidence
- high
Issuance fee₹750 joining fee for the first year.View source
The fee table lists ₹750 joining fee for the first year.
- Source
- bob World Sapphire Debit Card
- Page / section
- Fees & Charges
- Accessed
- 21 Aug 2026
- Confidence
- high
NetworkVisa.View source
The official product title identifies this as bob World Visa Sapphire.
- Source
- bob World Sapphire Debit Card
- Page / section
- Product title / Features
- Accessed
- 21 Aug 2026
- Confidence
- high
Transaction limitsATM cash withdrawal up to ₹3 lakh per day; POS/
The official card-limit table publishes the , /e-commerce and contactless limits.
- Source
- bob World Sapphire Debit Card
- Page / section
- Card Limits
- Accessed
- 21 Aug 2026
- Confidence
- high
EligibilitySavings/
The eligibility section states the ₹10,000 threshold and eligible account operation modes.
- Source
- bob World Sapphire Debit Card
- Page / section
- Eligible Customer Segments
- Accessed
- 21 Aug 2026
- Confidence
- high
AvailabilityIndia usage (as described in the product summary)View source
The manually reviewed product summary states: “A premium bob World Sapphire debit card with complimentary domestic lounge access, luxury-hotel benefits, premium-brand offers and published ₹3 lakh , ₹5 lakh /e-commerce and ₹5,000 contactless limits.”.
- Source
- bob World Sapphire — official product page
- Page / section
- Published product type and usage scope
- Accessed
- 21 Aug 2026
- Confidence
- high
Benefits and features
- Complimentary domestic airport lounge access
- Visa Luxury Hotel Collection benefits
- Premium-brand and apparel/accessory offers
- Travel partner benefits
- ₹3 lakh daily and ₹5 lakh /
e-commerce limits
Eligibility
- Eligible savings/
current account holders under published scheme codes with ₹10,000 . - Savings modes: Self, Either or Survivor, Anyone or Survivor; current mode: Proprietor.
- The ₹750 welcome lifestyle voucher and complimentary airport pickup/
drop are discontinued as of the dates stated on the official page.
Passing a listed condition does not mean the bank will approve an application.
Related official documents
T and C Airport Transfers 16 06official-product-document · current · accessed 15 Aug 2026
↗Bank of Baroda card and prepaid product pages and fee schedulesofficial-product-pages-and-schedules · current · accessed 29 Aug 2026
↗bob World Sapphire VISA Debit Card official product pageofficial-product-page · current · accessed 21 Aug 2026
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