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Purchase of Estates/Orchards Growing Traditional Plantation Crops

Bank of Baroda provides financial assistance to purchase estates/orchards growing traditional plantation crops. Apply now for orchard loan/ plantation loan tailored to your needs.

Facility amountNo fixed minimum or maximum loan amount is published. The amount is assessed from the estate valuation, purchase consideration, guidance/circle rate, recent local registered-sale prices and the proposed plantation project.Credit-rating-linked rateFor cash credit/OD and demand loans below 3 years: CR1 +1.50%, CR2 +1.75%, CR3 +2.00%, CR4 +2.50%, CR5 +2.75%, CR6–CR10 +3.25% over one-year MCLR + SP. Term loans of 3 years or more range from one-year MCLR + SP + 1.60% to +3.35%.Customer typeFarmers, agricultural enterprises and eligible rural borrowers
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Quick eligibility check

Purchase of Estates/Orchards Growing Traditional Plantation Crops

0 of 6 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your annual income meet this requirement: Owners of agricultural land, tenant farmers and oral lessees who preferably already have yielding estates and can rejuvenate the estate proposed for purchase, while meeting applicable State Government agriculturist or income norms?

Published source: Eligible agriculturists

2Do you meet this requirement: Farmers, agricultural enterprises and eligible rural borrowers?

Published source: Customer type

3Document checkDo you have this required document or proof: KYC documents (Aadhaar, Voter ID, PAN Card, Driving Licence etc.)?

Published source: Documents

4Document checkDo you have this required document or proof: passport-size photo?

Published source: Documents

5Document checkDo you have this required document or proof: quotation/invoice (if available)?

Published source: Documents

6Document checkDo you have this required document or proof: land records?

Published source: Documents
0 of 6 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Plantation-estate acquisitionFinance for purchasing estates growing coffee, tea, rubber, cardamom, cashew, pepper, coconut and other perennial orchard crops.View source
The official features section lists the plantation and orchard crops covered.
Source
Purchase of Estates/Orchards Growing Traditional Plantation Crops
Page / section
Features
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Eligible agriculturistsOwners of agricultural land, tenant farmers and oral lessees who preferably already have yielding estates and can rejuvenate the estate proposed for purchase, while meeting applicable State Government agriculturist or income norms.View source
The official criteria state the borrower profile, yielding-estate preference and State Government norms.
Source
Purchase of Estates/Orchards Growing Traditional Plantation Crops
Page / section
Eligibility Criteria
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Estate valuation basisThe lowest of market value, State guidance/circle rate, purchase consideration or the average registered sale price in the area over the last 5 years is used.View source
The official specifies the lowest-value valuation method.
Source
Purchase of Estates/Orchards Growing Traditional Plantation Crops
Page / section
— Valuation
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
SecurityMortgage of the estate purchased and hypothecation of plantation crops raised on it, with collateral mortgage of landed property, preferably residential property.View source
The official security section lists the estate mortgage, crop hypothecation and collateral requirement.
Source
Purchase of Estates/Orchards Growing Traditional Plantation Crops
Page / section
— Security
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Repayment and moratoriumNormally repayable within 7 years excluding moratorium; moratorium may extend up to 5 years based on future project cash generation.View source
The official states the repayment period and project-cash-flow-based moratorium.
Source
Purchase of Estates/Orchards Growing Traditional Plantation Crops
Page / section
— Repayment / Moratorium
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Credit-rating-linked rateFor cash credit/OD and demand loans below 3 years: CR1 +1.50%, CR2 +1.75%, CR3 +2.00%, CR4 +2.50%, CR5 +2.75%, CR6–CR10 +3.25% over one-year MCLR + SP. Term loans of 3 years or more range from one-year MCLR + SP + 1.60% to +3.35%.View source
The official rate table publishes rating-linked short-facility spreads and the term-loan range.
Source
Purchase of Estates/Orchards Growing Traditional Plantation Crops
Page / section
— Rate of Interest
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Processing and inspection chargesNo processing or inspection charge up to aggregate agriculture exposure of ₹3 lakh. Above ₹3 lakh, term-loan processing is 1% capped at ₹100 lakh; inspection is ₹250 above ₹3–10 lakh, ₹1,000 above ₹10 lakh–₹1 crore and ₹5,000 above ₹1 crore. No penal interest applies up to ₹25,000.View source
The official fee section publishes waivers, slabs and the no-penal-interest threshold.
Source
Purchase of Estates/Orchards Growing Traditional Plantation Crops
Page / section
Fees & Charges / Benefits
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Turnover / vintageNo numeric turnover or business-vintage threshold is published. Borrowers must be engaged in agriculture, preferably have a yielding estate capable of rejuvenation, and satisfy the applicable State Government agriculturist or income criteria.View source
The official eligibility section gives agriculturist and State Government income conditions but no turnover number.
Source
Purchase of Estates/Orchards Growing Traditional Plantation Crops
Page / section
Eligibility Criteria
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Facility amountNo fixed minimum or maximum loan amount is published. The amount is assessed from the estate valuation, purchase consideration, guidance/circle rate, recent local registered-sale prices and the proposed plantation project.View source
The official publishes a valuation rule and no numeric quantum ceiling.
Source
Purchase of Estates/Orchards Growing Traditional Plantation Crops
Page / section
— Valuation of estate
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
DocumentsKYC documents (Aadhaar, Voter ID, PAN Card or Driving Licence), passport-size photo, quotation/invoice if available, land records, project report if available and ITR wherever applicable.View source
The official document section lists six document groups and marks quotation, project report and as conditional where applicable.
Source
Purchase of Estates/Orchards Growing Traditional Plantation Crops
Page / section
Document Required
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Geographic limitsOwners of agricultural land, tenant farmers and oral lessees who preferably already have yielding estates and can rejuvenate the estate proposed for purchase, while meeting applicable State Government agriculturist or income norms.View source
The manually reviewed product record states: “Owners of agricultural land, tenant farmers and oral lessees who preferably already have yielding estates and can rejuvenate the estate proposed for purchase, while meeting applicable State Government agriculturist or income norms.”.
Source
Purchase of Estates/Orchards Growing Traditional Plantation Crops — official product page
Page / section
Published product metadata
Accessed
15 Aug 2026
Confidence
high
Open official source ↗
Customer typeFarmers, agricultural enterprises and eligible rural borrowersView source
The manually reviewed product record states: “Farmers, agricultural enterprises and eligible rural borrowers”.
Source
Purchase of Estates/Orchards Growing Traditional Plantation Crops — official product page
Page / section
Published product metadata
Accessed
15 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Finance for purchasing estates growing coffee, tea, rubber, cardamom, cashew, pepper, coconut and other perennial orchard crops.

Eligibility

  • Owners of agricultural land, tenant farmers and oral lessees who preferably already have yielding estates and can rejuvenate the estate proposed for purchase, while meeting applicable State Government agriculturist or income norms.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • documents (Aadhaar, Voter , Card, Driving Licence etc.)
  • passport-size photo
  • quotation/invoice (if available)
  • land records
  • project report (if available)
  • IT Return (wherever applicable)

Related official documents

Rural & Agri loan catalogue — Financing Irrigation entryofficial-product-catalogue · Targeted eligibility cross-check for Financing Irrigation · accessed 28 Sept 2026
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Purchase of Estates/Orchards Growing Traditional Plantation Crops — current official product pageofficial-product-page · Current rate/applicability checked; full product review remains open · accessed 27 Sept 2026
↗
Purchase of Estates/Orchards Growing Traditional Plantation Crops — official product pageofficial-product-page · current · accessed 30 Aug 2026
↗
Priority Sector Loans Interest Rates — Farm Credit A.1 schedule and scope footnoteofficial-interest-rate-page · Targeted current A.1 comparison; product-page rate rows remain primary and tariff scope is explicitly qualified · accessed 28 Sept 2026
↗

Plan before applying

Try the numbers

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Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

One monthly payment₹12,647twelve thousand six hundred forty-seven rupees
Interest paid over the full loan₹5,35,300five lakh thirty-five thousand three hundred rupees
Everything you repay₹30,35,300thirty lakh thirty-five thousand three hundred rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Eligible crops · Published detailCoffee, tea, rubber, cardamom, cashew, pepper, coconut and other perennial orchard crops

This value is copied from Estates/Orchards purchase — published terms. Check the table notes before relying on it.

Source: Purchase of Estates/Orchards Growing Traditional Plantation Crops · Benefits / Eligibility / Documents / Fees / Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 11 rows · 2 columnsEstates/Orchards purchase — published termsPublished crops, eligibility, documents, valuation, security, repayment and charges.View tableHide table

Scroll sideways to view every column

Estates/Orchards purchase — published terms
ParameterPublished detail
Eligible cropsCoffee, tea, rubber, cardamom, cashew, pepper, coconut and other perennial orchard crops
Eligible borrowerAgriculture owner, tenant farmer, oral lessee or similar agriculturist; preferably a yielding estate capable of rejuvenation
State conditionMust qualify State Government agriculturist norms or satisfy its income criteria
QuantumAssessment-based; no fixed minimum or maximum published
ValuationLowest of market value, State guidance/circle rate, purchase consideration or average registered sale price over the last 5 years
RepaymentMaximum 7 years excluding moratorium; moratorium up to 5 years
SecurityMortgage of property purchased, hypothecation of plantation crops and preferably collateral residential property mortgage
ProcessingNil up to aggregate agriculture exposure ₹3 lakh; above ₹3 lakh 1% of sanctioned term-loan limit capped at ₹100 lakh
InspectionNil up to ₹3 lakh; ₹250 above ₹3–10 lakh; ₹1,000 above ₹10 lakh–₹1 crore; ₹5,000 above ₹1 crore
Penal interestNil for loan up to ₹25,000
Documents, photo, quotation/invoice if available, land records, project report if available and where applicable
Purchase of Estates/Orchards Growing Traditional Plantation Crops · Benefits / Eligibility / Documents / Fees / · accessed 30 Aug 2026Open official source ↗

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