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bob World Digital Rupee

Bank of Baroda

Service typeRetail Central Bank Digital Currency (CBDC) wallet for India’s digital rupee (e₹), supporting person-to-person and person-to-merchant payments, with an official cashback drive.Digital-rupee cashback and chargesThe published drive offers ₹25 cashback once per eligible customer after five successful ₹50-or-more CBDC transactions; the top 250 customers also receive ₹100 after at least 10 such transactions. No separate wallet fee is published on the reviewed page.Digital-rupee offer eligibilityFor the published drive, the customer must not have transacted in the CBDC app during the 30 days preceding 30 June 2026, then complete at least five successful P2P/P2M transactions of ₹50 or more during the drive. The top-250 reward requires at least 10 qualifying transactions.
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Quick eligibility check

bob World Digital Rupee

0 of 4 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Are you this type of customer: For the published drive, the customer must not have transacted in the CBDC app during the 30 days preceding 30 June 2026, then complete at least five successful P2P/P2M transactions of ₹50 or more during the drive?

Published source: Digital-rupee offer eligibility

2Do you meet this requirement: The top-250 reward requires at least 10 qualifying transactions?

Published source: Digital-rupee offer eligibility

3Do you meet this requirement: Eligible Bank of Baroda retail customers using the bob World Digital Rupee wallet?

Published source: Customer type

4Do you meet this requirement: the published August–September 2026 offer targets customers who had not transacted in the CBDC app during the preceding 30 days?

Published source: Customer type
0 of 4 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Digital-rupee offer eligibilityFor the published drive, the customer must not have transacted in the CBDC app during the 30 days preceding 30 June 2026, then complete at least five successful P2P/P2M transactions of ₹50 or more during the drive. The top-250 reward requires at least 10 qualifying transactions.Effective 1 Aug 2026View source
The official offer section defines inactivity, transaction count, transaction value and P2P/P2M conditions.
Source
bob World Digital Rupee
Page / section
Cashback Structure & Eligibility
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Wallet and paymentse₹ is RBI-issued legal tender and a direct claim on the central bank. The wallet can be loaded from a linked Bank of Baroda account or UPI from any bank; users can send/receive e₹, pay merchants and use mobile-number/QR payments, with UPI interoperability and auto-load wallet support.View source
The official page describes e₹ status, wallet loading, payment modes and interoperability.
Source
bob World Digital Rupee
Page / section
Introduction / Benefits / Features
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Published cashback driveFor the offer dated 1 August–30 September 2026, eligible customers with no CBDC-app transaction in the previous 30 days receive ₹25 after five successful P2P/P2M transactions of at least ₹50; the top 250 customers completing at least 10 such transactions also receive ₹100. Credits are made to the CBDC wallet within T+2 working days.Effective 1 Aug 2026View source
The official page publishes the dated cashback drive, thresholds and wallet-credit timing.
Source
bob World Digital Rupee
Page / section
Cashback Structure & Eligibility
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Service typeRetail Central Bank Digital Currency (CBDC) wallet for India’s digital rupee (e₹), supporting person-to-person and person-to-merchant payments, with an official cashback drive.View source
The official page defines e₹ as -issued retail digital currency held in a bank-issued wallet.
Source
bob World Digital Rupee
Page / section
Introduction
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Customer typeEligible Bank of Baroda retail customers using the bob World Digital Rupee wallet; the published August–September 2026 offer targets customers who had not transacted in the CBDC app during the preceding 30 days.Effective 1 Aug 2026View source
The official offer section defines eligible customers by 30-day inactivity as at 30 June 2026.
Source
bob World Digital Rupee
Page / section
Cashback Structure & Eligibility
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Digital-rupee channelsbob World Digital Rupee wallet and QR-based P2P/P2M transactions through the Bank of Baroda digital-rupee application.View source
The official page describes a bank-issued e₹ wallet and P2P/P2M transactions.
Source
bob World Digital Rupee
Page / section
Introduction / Features
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Digital-rupee cashback and chargesThe published drive offers ₹25 cashback once per eligible customer after five successful ₹50-or-more CBDC transactions; the top 250 customers also receive ₹100 after at least 10 such transactions. No separate wallet fee is published on the reviewed page.Effective 1 Aug 2026View source
The official offer table publishes the ₹25 cashback, ₹100 top-performer reward and ₹50 minimum transaction amount.
Source
bob World Digital Rupee
Page / section
Cashback Structure & Eligibility
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Digital-rupee availabilityThe digital rupee is India’s RBI-issued legal tender for the retail segment and is held in an e₹ wallet issued by participating banks, including Bank of Baroda.View source
The official page states that e₹ is -issued retail legal tender held in bank-issued wallets.
Source
bob World Digital Rupee
Page / section
Introduction
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • e₹ is -issued legal tender and a direct claim on the central bank. The wallet can be loaded from a linked Bank of Baroda account or from any bank
  • users can send/receive e₹, pay merchants and use mobile-number/ payments, with interoperability and auto-load wallet support.

Eligibility

  • For the published drive, the customer must not have transacted in the app during the 30 days preceding 30 June 2026, then complete at least five successful P2P/P2M transactions of ₹50 or more during the drive. The top-250 reward requires at least 10 qualifying transactions.

Passing a listed condition does not mean the bank will approve an application.

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Eligible customer · Published conditionNo -app transaction in the preceding 30 days as at 30 June 2026

This value is copied from bob World Digital Rupee — cashback drive. Check the table notes before relying on it.

Source: bob World Digital Rupee · Cashback Structure & Eligibility Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 5 rows · 2 columnsbob World Digital Rupee — cashback drivePublished offer conditions and reward credit timing.View tableHide table

Scroll sideways to view every column

bob World Digital Rupee — cashback drive
Offer itemPublished condition
Eligible customerNo -app transaction in the preceding 30 days as at 30 June 2026
Cashback₹25 once after 5 successful P2P/P2M transactions of ₹50 or more
Top performerTop 250 customers by eligible transaction count receive an additional ₹100 after at least 10 qualifying transactions
Credit timingCashback and top-performer reward credited to wallet within T+2 working days
Validity1 August 2026 to 30 September 2026; first-come, first-served and may be discontinued with prior notice
bob World Digital Rupee · Cashback Structure & Eligibility · effective 1 Aug 2026 · accessed 30 Aug 2026Open official source ↗

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