Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Collection and project account QAB₹0View source
The bank publishes no account-opening charge and permits sweep/.
- Source
- bob Current Account Scheme
- Page / section
- Benefits
- Accessed
- 13 Aug 2026
- Confidence
- high
RERA account opening charge₹0View source
Other services follow the bank's current service-charge schedule.
- Source
- bob Current Account Scheme
- Page / section
- Fees & Charges
- Accessed
- 13 Aug 2026
- Confidence
- high
bob RERA account structureThe scheme supports Collection, Project and Operative accounts. Collection and Project accounts have nil minimum QAB; sweep/FFD is allowed, and interest can be earned in the current account through FFD where permitted.View source
The official Benefits section publishes account types, nil and sweep/ availability.
- Source
- bob Current Account Scheme
- Page / section
- Benefits / Fees & Charges
- Accessed
- 23 Aug 2026
- Confidence
- high
bob RERA account servicesInternet banking/bobWorld, ledger folio, SMS/email alerts, BCMS, IPG, PFMS and Doorstep Banking are available under the bank’s applicable guidelines. There is no charge for opening a RERA account.View source
The official Benefits and Fees sections publish facilities and nil opening charge.
- Source
- bob Current Account Scheme
- Page / section
- Benefits / Fees & Charges
- Accessed
- 23 Aug 2026
- Confidence
- high
bob RERA account eligibilityPromoters and real-estate developers eligible for RERA registration or registered with the relevant State/UT authority may use the scheme. Account holders must comply with applicable State/UT RERA guidelines and current-account terms.View source
The official Eligibility and Document Required sections publish the registration and compliance conditions.
- Source
- bob Current Account Scheme
- Page / section
- Eligibility / Document Required
- Accessed
- 23 Aug 2026
- Confidence
- high
Interest rateNo interest is payable on the RERA Current Account balance. Where permitted, interest is earned only after funds are placed in the scheme's separate FFD/sweep deposit.View source
The complete scheme page was reviewed; it separates the nil-interest current balance from an /sweep deposit that may earn term-deposit interest.
- Source
- bob Current Account Scheme
- Page / section
- Account structure / Interest payment and sweep
- Accessed
- 29 Aug 2026
- Confidence
- high
Salary requirementNot applicable — the reviewed product is not a salary-account variant and its official eligibility/features do not require salary credit or a minimum salary.View source
The reviewed account catalogue and linked product pages classify these variants as current, savings, inclusion, pensioner or locker products and do not state a salary-credit requirement.
- Source
- Bank of Baroda account catalogue — non-salary variants
- Page / section
- Account categories and linked product eligibility
- Accessed
- 29 Aug 2026
- Confidence
- high
ATM / cash withdrawal limitsCash withdrawal is not allowed from the RERA account; no ATM withdrawal facility is available for the RERA balance.View source
The page states that cash withdrawal is not allowed.
- Source
- bob Current Account Scheme
- Page / section
- — Cash withdrawal
- Accessed
- 7 Sept 2026
- Confidence
- high
Non-maintenance chargeNo minimum-balance charge applies because the RERA account has NIL QAB. The page instead lists a separate ordinary escrow-account service charge of 0.10% of turnover or ₹20,000 per year, whichever is lower, excluding GST.View source
The page lists NIL and the separate annual ordinary-escrow service charge formula.
- Source
- bob Current Account Scheme
- Page / section
- Benefits — NIL ; Fees & Charges
- Accessed
- 7 Sept 2026
- Confidence
- high
Cheque bookCheque books are not allowed for the RERA Current Account Scheme.View source
The page states that cheque books are not allowed.
- Source
- bob Current Account Scheme
- Page / section
- — Cheque book
- Accessed
- 7 Sept 2026
- Confidence
- high
Account typeCurrent accountView source
The manually reviewed product name/benefits state: “Current account”.
- Source
- bob Current Account Scheme — official product page
- Page / section
- Published account type and access benefits
- Accessed
- 13 Aug 2026
- Confidence
- high
Benefits and features
- Nil
- Sweep/ eligibility
- Internet banking and bob World under published conditions
- IPG, BCMS and eligibility
Eligibility
- The promoter or developer must be eligible for registration or registered with the relevant State or UT authority.
- The account must comply with the applicable State or UT rules.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Current-account opening and documents
- registration and project documents
- Developer undertakings, lender NOC where applicable and special bank agreement
Related official documents
Bank of Baroda account pages and account service-charge scheduleofficial-product-pages-and-schedule · current · accessed 29 Aug 2026
↗Bank of Baroda non-salary current, savings and scheme accountsofficial-product-pages · current · accessed 29 Aug 2026
↗bob RERA Current Account Scheme — current product pageofficial-product-page · current · accessed 7 Sept 2026
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