accounts

bob Aspire Savings Account

An savings account for eligible Indian passport holders living abroad, with tax treatment stated as exempt, a customized debit card with airport lounge access, ₹10,000 after the first two quarters and a 60-day overseas-address proof requirement.

Account typeNRE savings account with digital onboarding for individual Indian-passport holders with a valid employment, business or vocation visa; minors below 10 need a natural guardian.Interest rateBOB savings-bank rate schedule effective 22 August 2025: 2.50% p.a. up to balances below ₹50 crore; 2.75% p.a. from ₹50 crore to below ₹500 crore; 3.50% p.a. from ₹500 crore to below ₹1,000 crore; 4.50% p.a. from ₹1,000 crore to below ₹2,000 crore; and 4.75% p.a. at ₹2,000 crore and above. The NRE/NRO product pages direct customers to the applicable savings/deposit-rate schedule rather than publishing a separate product rate.Minimum balanceQAB ₹10,000; not applicable for the first two quarters.

Official product page ↗Compare category

✓ Manually checked 29 Sept 2026 · active

Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Account typeNRE savings account with digital onboarding for individual Indian-passport holders with a valid employment, business or vocation visa; minors below 10 need a natural guardian.View source

The product page lists the savings structure and the passport/visa eligibility criteria.

Source: bob Aspire Savings Account
Page / section: Benefits / Eligibility
Accessed: 21 Aug 2026
Confidence: high

Open official source ↗

Income-tax treatmentIncome earned in the account is exempt from income tax and wealth tax as stated on the official page.View source

Income earned is exempted from income tax & wealth tax.

Source: bob Aspire Savings Account official product page
Page / section: Benefits
Accessed: 21 Aug 2026
Confidence: high

Open official source ↗

Debit-card benefitA customized debit card with airport lounge facility is offered.View source

Customized Debit Card with airport lounge facility.

Source: bob Aspire Savings Account official product page
Page / section: Benefits
Accessed: 21 Aug 2026
Confidence: high

Open official source ↗

Account-opening journeyThe page describes an easy NRE account-opening journey for onboarding NRI customers.View source

Easy account opening journey for onboarding customers.

Source: bob Aspire Savings Account official product page
Page / section: Features
Accessed: 21 Aug 2026
Confidence: high

Open official source ↗

Passport and visa eligibilityAn individual Indian passport holder with a valid visa for employment, business or vocation is eligible.View source

Individual Indian Passport holder who possess valid Visa for Employment/Business/ vocation purpose.

Source: bob Aspire Savings Account official product page
Page / section: Eligibility Criteria
Accessed: 21 Aug 2026
Confidence: high

Open official source ↗

Minor eligibilityMinors below 10 years may open the account with a natural guardian; individuals above 10 years can open an individual NRE account.View source

Minors below 10 years with Natural Guardian and above 10 years can open individual account.

Source: bob Aspire Savings Account official product page
Page / section: Eligibility Criteria
Accessed: 21 Aug 2026
Confidence: high

Open official source ↗

PassportPassport is required.View source

Passport.

Source: bob Aspire Savings Account official product page
Page / section: Documents Required
Accessed: 21 Aug 2026
Confidence: high

Open official source ↗

VisaVisa is required.View source

.

Source: bob Aspire Savings Account official product page
Page / section: Documents Required
Accessed: 21 Aug 2026
Confidence: high

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Work/status documentA work permit, offer letter or equivalent document is required.View source

Work permit/offer letter etc.

Source: bob Aspire Savings Account official product page
Page / section: Documents Required
Accessed: 21 Aug 2026
Confidence: high

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PAN or Form 60PAN or Form 60 is required.View source

/Form 60.

Source: bob Aspire Savings Account official product page
Page / section: Documents Required
Accessed: 21 Aug 2026
Confidence: high

Open official source ↗

Indian address proofIndian address proof is required.View source

Indian address proof.

Source: bob Aspire Savings Account official product page
Page / section: Documents Required
Accessed: 21 Aug 2026
Confidence: high

Open official source ↗

Overseas-address declarationThe applicant must declare that overseas address proof will be provided within 60 days.View source

Declaration to provide overseas address within 60 days; Customer has to submit Overseas Address proof within 60 Days from date of Account Opening.

Source: bob Aspire Savings Account official product page
Page / section: Documents Required /
Accessed: 21 Aug 2026
Confidence: high

Open official source ↗

Quarterly average balanceQAB is ₹10,000; the QAB requirement does not apply for the first two quarters.View source

₹ 10,000 (Not applicable for 1st two quarters).

Source: bob Aspire Savings Account official product page
Page / section: Fees & Charges
Accessed: 21 Aug 2026
Confidence: high

Open official source ↗

Free cheque leaves15 cheque leaves are free half-yearly.View source

Half Yearly 15 leaves free.

Source: bob Aspire Savings Account official product page
Page / section: Fees & Charges
Accessed: 21 Aug 2026
Confidence: high

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NRI-status activationThe account remains inactive until the customer attains NRI status.View source

Account will be opened and inactive status till customer attain status.

Source: bob Aspire Savings Account official product page
Page / section
Accessed: 21 Aug 2026
Confidence: high

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Overseas-address deadlineOverseas address proof must be submitted within 60 days of account opening, along with a copy of the passport immigration stamp wherever applicable.View source

Customer has to submit Overseas Address proof within 60 Days from date of Account Opening along with copy of Passport immigration stamp (wherever applicable).

Source: bob Aspire Savings Account official product page
Page / section
Accessed: 21 Aug 2026
Confidence: high

Open official source ↗

Support channelsBank of Baroda lists domestic toll-free numbers 1800 5700 and 1800 5000, and an overseas 24x7 number +91 79-66296009.View source

Toll Free Number (Domestic): 1800 5700 1800 5000; For Domestic Customers Calling From Abroad (24X7): +91 79-66296009.

Source: bob Aspire Savings Account official product page
Page / section: Support
Accessed: 21 Aug 2026
Confidence: high

Open official source ↗

Agent disclosureThe bank may use agents for sales and marketing of its products.View source

The Bank may use the services of agents in sales/marketing etc. of its various products.

Source: bob Aspire Savings Account official product page
Page / section: Notice
Accessed: 21 Aug 2026
Confidence: high

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Minimum balanceQAB ₹10,000; not applicable for the first two quarters.View source

The official fees section states ₹10,000 and says it is not applicable for the first two quarters.

Source: bob Aspire Savings Account
Page / section: Fees & Charges
Accessed: 21 Aug 2026
Confidence: high

Open official source ↗

CurrencyIndian rupees (NRE account).View source

The product is expressly an savings account, which is maintained in Indian rupees.

Source: bob Aspire Savings Account
Page / section: Product type
Accessed: 21 Aug 2026
Confidence: high

Open official source ↗

Residency eligibilityIndividual Indian passport holder with a valid employment, business or vocation visa; the page also describes online opening for resident Indian individuals aged 18 or above who do not already hold an account with the bank, pending NRI status activation.View source

The official page lists the passport/visa rule and the online journey prerequisites.

Source: bob Aspire Savings Account
Page / section: Eligibility Criteria / Online journey
Accessed: 21 Aug 2026
Confidence: high

Open official source ↗

Interest rateBOB savings-bank rate schedule effective 22 August 2025: 2.50% p.a. up to balances below ₹50 crore; 2.75% p.a. from ₹50 crore to below ₹500 crore; 3.50% p.a. from ₹500 crore to below ₹1,000 crore; 4.50% p.a. from ₹1,000 crore to below ₹2,000 crore; and 4.75% p.a. at ₹2,000 crore and above. The NRE/NRO product pages direct customers to the applicable savings/deposit-rate schedule rather than publishing a separate product rate.Effective 22 Aug 2025View source

The savings-rate page lists 2.50% for balances up to below ₹50 crore, 2.75% for ₹50–500 crore, 3.50% for ₹500–1,000 crore, 4.50% for ₹1,000–2,000 crore and 4.75% for ₹2,000 crore and above. The reviewed / product pages state that the applicable rate is the current savings/deposit rate.

Source: Bank of Baroda Savings Bank Deposits — current interest-rate schedule
Page / section: Deposits — slab-wise revised rate of interest; / product-page rate treatment
Accessed: 6 Sept 2026
Confidence: high

Open official source ↗

RepatriationNRE funds are fully repatriable under the account’s NRE status; the page presents the product as an NRE savings account for eligible Indian-passport holders and does not state a separate cap.View source

The current product is an savings account; no product-specific repatriation ceiling is published.

Source: bob Aspire Savings Account
Page / section: Overview / Eligibility
Accessed: 29 Aug 2026
Confidence: high

Open official source ↗

Benefits and features

Income and wealth-tax exemption stated on the page
Customized debit card with airport lounge facility
Easy onboarding journey
₹10,000 waived for the first two quarters
15 free cheque leaves half-yearly

Eligibility

Individual Indian passport holders with a valid employment, business or vocation visa.
Minors below age 10 may open with a natural guardian; individuals above age 10 may open an individual account.
The account is opened inactive until status is attained. Overseas-address proof and a passport immigration-stamp copy where applicable must be supplied within 60 days.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

Passport
Visa
Work permit/offer letter or equivalent
/Form 60
Indian address proof
Overseas address proof and passport immigration-stamp copy where applicable within 60 days

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Account interest estimate

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Balance kept in the accountUse the amount you expect to keep there on average.₹one lakh rupees₹1,000₹1,00,00,000Yearly interest rateThe percentage the account pays in one year.%0.1%15%How long the money staysThe number of months used for this estimate. months1 months60 months

Interest you may earn₹2,500two thousand five hundred rupees

Balance including interest₹1,02,500one lakh two thousand five hundred rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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Outstanding balance

Up to below ₹50,00,00,000 · Rate (% p.a.)2.50%

This value is copied from savings-bank rates linked by / savings products. Check the table notes before relying on it.

Source: Bank of Baroda Savings Bank Deposits — current interest-rate schedule · Deposits — slab-wise revised rate of interest Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 5 rows · 2 columnsBOB savings-bank rates linked by NRE/NRO savings productsPublished balance-slab rates from the current BOB savings-bank deposit schedule.View tableHide table

Scroll sideways to view every column

BOB savings-bank rates linked by NRE/NRO savings products
Outstanding balance	Rate (% p.a.)
Up to below ₹50,00,00,000	2.50%
₹50,00,00,000 to below ₹500,00,00,000	2.75%
₹500,00,00,000 to below ₹1,000,00,00,000	3.50%
₹1,000,00,00,000 to below ₹2,000,00,00,000	4.50%
₹2,000,00,00,000 and above	4.75%

The / product pages do not publish separate account-specific rates; they direct customers to the applicable savings/deposit schedule.
Recheck the live rate page before applying because rates can change.

Bank of Baroda Savings Bank Deposits — current interest-rate schedule · Deposits — slab-wise revised rate of interest · effective 22 Aug 2025 · accessed 6 Sept 2026Open official source ↗

bob Aspire Savings Account

What the official sources publish

Benefits and features

Eligibility

Documents the bank lists

Related official documents

Try the numbers

Account interest estimate

Find the exact published value

Complete rates, limits and schedules

Related products

Baroda Advantage Fixed Deposits NRO-Non Callable

Baroda NRE Salary Savings Account

Baroda Power Pack NRE Savings Account

bob Global Women NRE Saving Account

bob Aspire NRE Savings Account

What the official sources publish

Benefits and features

Eligibility

Documents the bank lists

Related official documents

Try the numbers

Account interest estimate

Find the exact published value

Complete rates, limits and schedules

Related products

Baroda Advantage Fixed Deposits NRO-Non Callable

Baroda NRE Salary Savings Account

Baroda Power Pack NRE Savings Account

bob Global Women NRE Saving Account

bob Aspire Savings Account