Business, & agriculture finance

Financing Development of Dairy, Poultry, Fishery, etc.

Get finance for development of poultry, dairy, fishery & other Agri Allied activities with flexible loan options. Quickly apply for a farm loan online & get funding for your agriculture & allied activities.

Facility amountNeed-based: funding depends on the overall capital expenditure, working capital and the customer's margin contribution. No universal minimum or maximum loan amount is published.Activity-specific interest rateThe broad product page records general Farm Credit bands: up to ₹3 lakh, one-year MCLR + SP; above ₹3 lakh and below ₹25 lakh, +1.25%; for ₹25 lakh and above, term loans at +2.10% for 3–5 years and +2.15% above 5–7 years. The bank's separate poultry-unit schedule is more specific: below ₹25 lakh, one-year MCLR + SP +1.00%; at ₹25 lakh and above, CC/OD/demand loans under 3 years are +1.00%; term loans are +1.10% for 3–5 years, +1.15% above 5–7 years, +0.85% above 7–10 years and +1.65% above 10 years. These are distinct schedules; apply the poultry schedule only to poultry-unit finance, not automatically to dairy or fishery uses.Customer typeAll persons engaged in agriculture and allied activities, including small and marginal farmers and agricultural labourers.

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✓ Manually checked 30 Aug 2026 · active

Financing Development of Dairy, Poultry, Fishery official banner

Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Agri-allied usesCapital expenditure and working capital for dairy, piggery, poultry, fishery, sericulture up to cocoon stage, sheep, goat and camel rearing, including sheds, animals, chicks, equipment, vehicles, feed, labour and marketing.View source

The official features section lists the agri-allied activities and financed expenses.

Source: Financing Development of Dairy, Poultry, Fishery, etc.
Page / section: Features
Accessed: 23 Aug 2026
Confidence: high

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Eligible borrowersAll persons, including small and marginal farmers and agricultural labourers engaged in agriculture and allied activities.View source

The official eligibility section includes small and marginal farmers and labourers.

Source: Financing Development of Dairy, Poultry, Fishery, etc.
Page / section: Eligibility Criteria
Accessed: 23 Aug 2026
Confidence: high

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FacilitiesTerm loan for capital expenditure and cash credit for working capital. Capital expenditure can include animal sheds, pig houses, poultry sheds, milch animals, breeding pigs, one-day-old chicks, layers, equipment, machinery and transport vehicles; working capital can cover feed, labour, marketing and other operating expenses.View source

The Features and sections distinguish term loan for capital expenditure and cash credit for working capital and enumerate the financed activities.

Source: Financing Development of Dairy, Poultry, Fishery, etc.
Page / section: Features; — Nature of facility
Accessed: 30 Aug 2026
Confidence: high

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TenureTerm loan repayment is 4–5 years for purchase of milch cattle. For fishery, piggery, apiculture, sericulture and similar activities it is 3–7 years, based on economic viability, and cannot be less than 36 months. Cash credit is the working-capital facility; the page does not publish a separate cash-credit renewal tenor.View source

The publishes 4–5 years for milch cattle and 3–7 years, not less than 36 months, for other listed activities.

Source: Financing Development of Dairy, Poultry, Fishery, etc.
Page / section: — Repayment Period
Accessed: 30 Aug 2026
Confidence: high

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Security by limitUp to ₹1.60 lakh: DP note and hypothecation of crops/assets. Above ₹1.60 lakh: those securities plus equitable/registered land mortgage or third-party guarantee; no collateral is required below ₹1.60 lakh.View source

The official and state the ₹1.60 lakh security break.

Source: Financing Development of Dairy, Poultry, Fishery, etc.
Page / section: — Security /
Accessed: 23 Aug 2026
Confidence: high

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Processing and inspectionProcessing is nil up to ₹3 lakh. Working-capital processing above ₹3 lakh to ₹10 lakh is ₹250 per lakh or part plus GST; above ₹10 lakh ₹350 per lakh or part capped at ₹35 lakh. Term-loan processing above ₹3 lakh is 1% capped at ₹1 crore. Inspection is nil up to ₹3 lakh, then ₹250/₹1,000/₹5,000 by exposure band.View source

The official fee table publishes separate working-capital, term-loan and inspection slabs.

Source: Financing Development of Dairy, Poultry, Fishery, etc.
Page / section: Fees & Charges
Accessed: 23 Aug 2026
Confidence: high

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Customer typeAll persons engaged in agriculture and allied activities, including small and marginal farmers and agricultural labourers.View source

The official Eligibility Criteria says all persons, including small and marginal farmers and agricultural labourers, engaged in agriculture and allied activities are eligible.

Source: Financing Development of Dairy, Poultry, Fishery, etc.
Page / section: Eligibility Criteria
Accessed: 30 Aug 2026
Confidence: high

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The says financing depends on overall capital expenditure, working capital and readiness for margin contribution; no fixed ceiling is stated.

Source: Financing Development of Dairy, Poultry, Fishery, etc.
Page / section: — How much funding can I get for the development of my dairy farm?
Accessed: 30 Aug 2026
Confidence: high

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CollateralFor loans up to ₹1.60 lakh: DP note and hypothecation of crops grown or assets created from finance. Above ₹1.60 lakh: those securities plus equitable or registered mortgage of land or a third-party guarantee. For investment loans where movable assets are created, up to ₹1 lakh uses DP note and asset hypothecation; above ₹1 lakh adds land mortgage or third-party guarantee.View source

The security table and state no collateral below ₹1.60 lakh and the mortgage/third-party-guarantee requirement above that threshold.

Source: Financing Development of Dairy, Poultry, Fishery, etc.
Page / section: — Security; — collateral requirements
Accessed: 30 Aug 2026
Confidence: high

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FeesProcessing is nil for aggregate agriculture exposure up to ₹3 lakh. For working capital above ₹3 lakh to ₹10 lakh it is ₹250 per lakh or part thereof plus GST; above ₹10 lakh it is ₹350 per lakh or part thereof, capped at ₹35 lakh. For term loans above ₹3 lakh it is 1% of sanctioned limit, capped at ₹100 lakh. Inspection is nil up to ₹3 lakh; ₹250 above ₹3 lakh to ₹10 lakh; ₹1,000 above ₹10 lakh to ₹1 crore; and ₹5,000 above ₹1 crore.View source

The Fees & Charges section publishes separate working-capital, term-loan and inspection slabs, with added to the stated processing charges.

Source: Financing Development of Dairy, Poultry, Fishery, etc.
Page / section: Fees & Charges
Accessed: 30 Aug 2026
Confidence: high

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DocumentsKYC documents such as Aadhaar, Voter ID, PAN Card or Driving License; passport-size photograph; quotation or invoice if available; land records; project report if available; and income-tax returns if available.View source

The official Document Required section lists , photograph, quotation/invoice, land records, project report and IT returns with the stated availability qualifiers.

Source: Financing Development of Dairy, Poultry, Fishery, etc.
Page / section: Document Required
Accessed: 30 Aug 2026
Confidence: high

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Geographic limitsThe product is presented under Bank of Baroda Rural and Agri Banking for agriculture and allied activities in India. No state, district, branch or territorial restriction is published on the reviewed page.View source

The page is an India-focused Rural and Agri product page and does not state a territorial exclusion or branch-only rule.

Source: Financing Development of Dairy, Poultry, Fishery, etc.
Page / section: Complete page reviewed
Accessed: 30 Aug 2026
Confidence: high

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MarginNil for loans up to ₹1 lakh; 15% over ₹1 lakh.View source

Benefits and state nil margin up to ₹1 lakh and 15% over ₹1 lakh.

Source: Financing Development of Dairy, Poultry, Fishery, etc.
Page / section: Benefits; — Margin
Accessed: 30 Aug 2026
Confidence: high

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Activity-specific interest rateThe broad product page records general Farm Credit bands: up to ₹3 lakh, one-year MCLR + SP; above ₹3 lakh and below ₹25 lakh, +1.25%; for ₹25 lakh and above, term loans at +2.10% for 3–5 years and +2.15% above 5–7 years. The bank's separate poultry-unit schedule is more specific: below ₹25 lakh, one-year MCLR + SP +1.00%; at ₹25 lakh and above, CC/OD/demand loans under 3 years are +1.00%; term loans are +1.10% for 3–5 years, +1.15% above 5–7 years, +0.85% above 7–10 years and +1.65% above 10 years. These are distinct schedules; apply the poultry schedule only to poultry-unit finance, not automatically to dairy or fishery uses.View source

The specific poultry schedule distinguishes limits below/above ₹25 lakh, short-term cash-credit//demand loans and term-loan repayment periods.

Source: Priority Sector Loans Interest Rates — Bank of Baroda; Financing Development of Dairy, Poultry, Fishery, etc.
Page / section: D.8.1/D.8.2 Poultry Units; cross-check against current broad-product Farm Credit rate statement
Accessed: 27 Sept 2026
Confidence: high

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Benefits and features

Capital expenditure and working capital for dairy, piggery, poultry, fishery, sericulture up to cocoon stage, sheep, goat and camel rearing, including sheds, animals, chicks, equipment, vehicles, feed, labour and marketing.

Eligibility

All persons, including small and marginal farmers and agricultural labourers engaged in agriculture and allied activities.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

(Aadhaar/Voter //Driving License etc.)
passport-size photo
quotation/invoice if available
land records
project report if available
IT returns if available

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Loan repayment estimate

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Amount you want to borrowThe money you would receive from the lender.₹twenty-five lakh rupees₹50,000₹2,00,00,000Yearly interest rateThe percentage charged on the outstanding loan each year.%2%30%Time to repayA longer time usually lowers the monthly payment but raises total interest. months6 months360 months

One monthly payment₹12,766twelve thousand seven hundred sixty-six rupees

Interest paid over the full loan₹5,63,797five lakh sixty-three thousand seven hundred ninety-seven rupees

Everything you repay₹30,63,797thirty lakh sixty-three thousand seven hundred ninety-seven rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

TableArea

Nature of facility · Published termTerm loan for capital expenditure; cash credit for working capital

This value is copied from Dairy, poultry and fishery financing — . Check the table notes before relying on it.

Source: Financing Development of Dairy, Poultry, Fishery, etc. · Most Important Terms & Conditions () Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 11 rows · 2 columnsDairy, poultry and fishery financing — MITCThe complete published terms table from the official product page, retained for the product page.View tableHide table

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Dairy, poultry and fishery financing — MITC
Area	Published term
Nature of facility	Term loan for capital expenditure; cash credit for working capital
Rate up to ₹3 lakh	One-year +
Rate above ₹3 lakh and below ₹25 lakh	One-year + + 1.25%
Rate ₹25 lakh and above, 3–5 years	One-year + + 2.10%
Rate above 5 and up to 7 years	One-year + + 2.15%
Margin	Up to ₹1 lakh: nil; over ₹1 lakh: 15%
Repayment	Milch cattle: 4–5 years; fishery/piggery/apiculture/sericulture etc.: 3–7 years, not less than 36 months
Security up to ₹1.60 lakh	note and hypothecation of crops grown/assets created from finance
Security above ₹1.60 lakh	note, hypothecation, and equitable/registered land mortgage or third-party guarantee
Investment loan up to ₹1 lakh	note and hypothecation of assets
Investment loan above ₹1 lakh	note, hypothecation of assets, and land mortgage or third-party guarantee

The page uses as part of its published rate formula; it does not define on this page.

Financing Development of Dairy, Poultry, Fishery, etc. · Most Important Terms & Conditions () · accessed 30 Aug 2026Open official source ↗

Table 2 · 9 rows · 2 columnsDairy, poultry and fishery financing — fees and documentsThe published fee slabs and document checklist from the official product page.View tableHide table

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Dairy, poultry and fishery financing — fees and documents
Area	Published term
Processing up to ₹3 lakh aggregate agriculture exposure	Nil
Working capital above ₹3 lakh to ₹10 lakh	₹250 per lakh or part thereof +
Working capital above ₹10 lakh	₹350 per lakh or part thereof; maximum ₹35 lakh
Term loan above ₹3 lakh	1% of sanctioned limit; maximum ₹100 lakh
Inspection up to ₹3 lakh	Nil
Inspection above ₹3 lakh to ₹10 lakh	₹250
Inspection above ₹10 lakh to ₹1 crore	₹1,000
Inspection above ₹1 crore	₹5,000
Documents	(Aadhaar/Voter //Driving License etc.); passport photo; quotation/invoice if available; land records; project report if available; IT returns if available

The page says is added to the published processing charges; confirm current tariff before application.

Financing Development of Dairy, Poultry, Fishery, etc. · Document Required; Fees & Charges · accessed 30 Aug 2026Open official source ↗

Table 3 · 6 rows · 3 columnsPoultry-unit loans — rate by limit and repayment periodActivity-specific rates from the Bank's poultry schedule. Apply only when the financed activity is a poultry unit; do not extend this schedule to dairy, fishery or other allied activities by assumption.View tableHide table

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Poultry-unit loans — rate by limit and repayment period
Schedule clause	Limit and facility/period	Rate over one-year +
D.8.1	Limit below ₹25 lakh	+1.00%
D.8.2.1	Limit ₹25 lakh and above; CC//demand loan with period under 3 years	+1.00%
D.8.2.2.1	Limit ₹25 lakh and above; term loan, 3–5 years	+1.10%
D.8.2.2.2	Limit ₹25 lakh and above; term loan, above 5–7 years	+1.15%
D.8.2.2.3	Limit ₹25 lakh and above; term loan, above 7–10 years	+0.85%
D.8.2.2.4	Limit ₹25 lakh and above; term loan, above 10 years	+1.65%

Priority Sector Loans Interest Rates — Bank of Baroda · Interest Rate on Agriculture & Other Priority Sector Advances — D.8.1/D.8.2 · accessed 27 Sept 2026Open official source ↗

Financing Development of Dairy, Poultry, Fishery, etc.

What the official sources publish

Benefits and features

Eligibility

Documents the bank lists

Related official documents

Try the numbers

Loan repayment estimate

Find the exact published value

Complete rates, limits and schedules

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