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Virtual Debit Card

Virtual Debit Card is an electronic debit card; used for ecommerce transactions. Get this virtual debit card instantly from bob World app of Bank of Baroda.

Product typeVirtual debit cardVirtual issuance fee₹0 currently; physical-card conversion attracts the applicable physical-card feesUsage and variant limitsOnline e-commerce transactions only while virtual; on physical conversion, Visa Classic ATM ₹25,000/e-commerce ₹50,000, Visa Platinum ATM ₹50,000/e-commerce ₹2,00,000, RuPay Platinum ATM ₹50,000/e-commerce ₹1,00,000
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Quick eligibility check

Virtual Debit Card

0 of 1 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Are you this type of customer: Eligible self-operated or either/either-survivor savings accounts, and self-operated or sole-proprietor current accounts?

Published source: Eligibility
0 of 1 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Product typeVirtual debit cardView source
Virtual debit card
Source
Product type
Page / section
Product overview
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Virtual issuance fee₹0 currently; physical-card conversion attracts the applicable physical-card feesView source
₹0 currently; physical-card conversion attracts the applicable physical-card fees
Source
Virtual issuance fee
Page / section
Fees & Charges
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Issuance channelGenerate through bob World mobile banking; manage through bob World, bob World Internet, IVR or branchView source
Generate through bob World mobile banking; manage through bob World, bob World Internet, or branch
Source
Issuance channel
Page / section
Steps to Apply and
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
EligibilityEligible self-operated or either/either-survivor savings accounts, and self-operated or sole-proprietor current accountsView source
Eligible self-operated or either/either-survivor savings accounts, and self-operated or sole-proprietor current accounts
Source
Eligibility
Page / section
Eligibility Criteria
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Usage and variant limitsOnline e-commerce transactions only while virtual; on physical conversion, Visa Classic ATM ₹25,000/e-commerce ₹50,000, Visa Platinum ATM ₹50,000/e-commerce ₹2,00,000, RuPay Platinum ATM ₹50,000/e-commerce ₹1,00,000View source
Online e-commerce transactions only while virtual; on physical conversion, Visa Classic ₹25,000/e-commerce ₹50,000, Visa Platinum ₹50,000/e-commerce ₹2,00,000, RuPay Platinum ₹50,000/e-commerce ₹1,00,000
Source
Usage and variant limits
Page / section
— physical conversion limits
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Usage validityCardholder-selected usage period from at least 6 months up to the default 5-year expiry; a particular variant can be generated up to twice in one yearView source
Cardholder-selected usage period from at least 6 months up to the default 5-year expiry; a particular variant can be generated up to twice in one year
Source
Usage validity
Page / section
— usage validity
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Available variantsVisa Classic Virtual, Visa Platinum Virtual and RuPay Platinum VirtualView source
Visa Classic Virtual, Visa Platinum Virtual and RuPay Platinum Virtual
Source
Available variants
Page / section
— card types
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
BOB virtual debit-card variantsBank of Baroda states that its virtual debit-card programme currently issues Visa Classic Virtual, Visa Platinum Virtual and RuPay Platinum Virtual cards.View source
The official lists the current virtual-card variants.
Source
Virtual Debit Card
Page / section
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Virtual debit-card accessThe virtual card is part of Bank of Baroda’s debit-card programme; eligibility and applicable limits depend on the linked account scheme and card variant. Customers can manage debit-card channels and limits through the bank’s digital controls.View source
The official page identifies virtual variants and account-linked access; it does not publish a separate universal fee table.
Source
Virtual Debit Card
Page / section
/ Product description
Accessed
23 Aug 2026
Confidence
medium
Open official source ↗
AvailabilityOnline e-commerce use only while virtual; the page does not publish a separate international rule for the virtual form. If converted to a physical card, the listed Visa Classic, Visa Platinum and RuPay Platinum variants support domestic and international usage.View source
The official limits the virtual card to online transactions and publishes domestic/international flags for the three physical variants available after conversion.
Source
Virtual Debit Card — official product page
Page / section
— virtual-card usage and converted physical variants
Accessed
7 Sept 2026
Confidence
high
Open official source ↗

Eligibility

  • Eligible self-operated or either/either-survivor savings accounts, and self-operated or sole-proprietor current accounts

Passing a listed condition does not mean the bank will approve an application.

Related official documents

Bank of Baroda card and prepaid product pages and fee schedulesofficial-product-pages-and-schedules · current · accessed 29 Aug 2026
↗
Virtual Debit Card — official product pageofficial-product-page · current · accessed 7 Sept 2026
↗
Virtual Debit Card — official product pageofficial-product-page · current · accessed 10 Sept 2026
↗

Plan before applying

Try the numbers

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Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Current virtual variants · Published amount or ruleVisa Classic Virtual, Visa Platinum Virtual and RuPay Platinum Virtual

This value is copied from Bank of Baroda Virtual Debit Card — variants, limits and validity. Check the table notes before relying on it.

Source: Virtual Debit Card — official product page · Fees, Eligibility and (current HTML page) Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 12 rows · 2 columnsBank of Baroda Virtual Debit Card — variants, limits and validityPublished virtual-card rules and physical-conversion limits from the current official FAQ page.View tableHide table

Scroll sideways to view every column

Bank of Baroda Virtual Debit Card — variants, limits and validity
ItemPublished amount or rule
Current virtual variantsVisa Classic Virtual, Visa Platinum Virtual and RuPay Platinum Virtual
Virtual issuance fee₹0 currently
Virtual usageOnline e-commerce transactions only while virtual; and use requires physical conversion
Linked-account eligibilitySelf-operated or either/either-survivor savings accounts; self-operated or sole-proprietor current accounts
Usage validityCardholder-selected period from at least 6 months up to the default 5-year expiry
Generation frequencyA particular virtual-card variant can be issued only twice in one year; one-year limit means 12 months from the first generation
Visa Classic physical conversion ₹25,000; e-commerce ₹50,000
Visa Platinum physical conversion ₹50,000; e-commerce ₹2,00,000
RuPay Platinum physical conversion ₹50,000; e-commerce ₹1,00,000
Physical-card conversionAfter conversion, applicable physical debit-card issuance and annual fees apply; the virtual card is removed after physical activation
Physical-card validityFive years from the month of conversion
International useThe virtual form is for online use; the page does not publish a separate international rule for the virtual form
Virtual Debit Card — official product page · Fees, Eligibility and (current HTML page) · accessed 10 Sept 2026Open official source ↗

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