Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Product typePrepaid gift card — virtual variantView source
Prepaid gift card — virtual variant
- Source
- Product type
- Page / section
- Product overview
- Accessed
- 21 Aug 2026
- Confidence
- high
NetworkRuPayView source
RuPay
- Source
- Network
- Page / section
- Product overview
- Accessed
- 21 Aug 2026
- Confidence
- high
Issuance feeNo issuance or revalidation charge currentlyView source
No issuance or revalidation charge currently
- Source
- Issuance fee
- Page / section
- — charges
- Accessed
- 21 Aug 2026
- Confidence
- high
Usage limitsOnline e-commerce purchases up to the available balance or ₹10,000, whichever is lower; ATM cash withdrawal is not permittedView source
Online e-commerce purchases up to the available balance or ₹10,000, whichever is lower; cash withdrawal is not permitted
- Source
- Usage limits
- Page / section
- — usage and limits
- Accessed
- 21 Aug 2026
- Confidence
- high
ValidityOne year from issue date or the printed valid-up-to date, whichever is earlierView source
One year from issue date or the printed valid-up-to date, whichever is earlier
- Source
- Validity
- Page / section
- — validity
- Accessed
- 21 Aug 2026
- Confidence
- high
Usage channelRuPay e-commerce platforms with two-factor authentication; balance enquiry through the prepaid portal or customer careView source
RuPay e-commerce platforms with two-factor authentication; balance enquiry through the prepaid portal or customer care
- Source
- Usage channel
- Page / section
- Features and
- Accessed
- 21 Aug 2026
- Confidence
- high
Virtual Gift Card usageThe RuPay-powered virtual Gift Card is for online/e-commerce purchases with two-factor authentication using card details and OTP; ATM cash withdrawal and transfer to another virtual Gift Card are not permitted.View source
The official page and describe online-only use, security and restrictions.
- Source
- Gift Card Virtual Variant
- Page / section
- Overview /
- Accessed
- 23 Aug 2026
- Confidence
- high
Virtual Gift Card limitsThe virtual card is valid for one year from issue or until the printed validity date, whichever is earlier; it activates within 24 hours after funds are received, is a single-load card with no top-up, and online transactions are limited to the available balance or ₹10,000, whichever is lower.View source
The official publishes the validity, activation, reload and transaction-limit rules.
- Source
- Gift Card Virtual Variant
- Page / section
- Accessed
- 23 Aug 2026
- Confidence
- high
Virtual Gift Card chargesThe virtual Gift Card has no issuance or revalidation charge, and online use is free apart from any payment-gateway surcharge.View source
The official states no issuance/revalidation charge and no online-use fee.
- Source
- Gift Card Virtual Variant
- Page / section
- — Charges
- Accessed
- 23 Aug 2026
- Confidence
- high
AvailabilityIndia-only RuPay e-commerce acceptance; the virtual card is for online transactions and cannot be used for ATM cash withdrawal.View source
The official page says the card is welcome at e-commerce platforms accepting RuPay and cannot be used for cash withdrawal.
- Source
- Baroda Gift Card Virtual Variant — official product page
- Page / section
- Overview / — where the card can be used
- Accessed
- 7 Sept 2026
- Confidence
- high
Annual fee / validityNo annual fee is stated; the virtual gift card is valid for 1 year from issue or until the printed expiry date. The official FAQ states there is no issuance or revalidation charge.View source
The current gives a one-year validity, no issuance/revalidation charges and no recurring annual fee statement.
- Source
- Baroda Gift Card Virtual Variant — official product page
- Page / section
- — validity and charges
- Accessed
- 7 Sept 2026
- Confidence
- high
Related official documents
Bank of Baroda card and prepaid product pages and fee schedulesofficial-product-pages-and-schedules · current · accessed 29 Aug 2026
↗Baroda Gift Card Virtual Variant — official product pageofficial-product-page · current · accessed 7 Sept 2026
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