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Baroda Two Wheeler Loan

Apply for two wheeler loan online at Bank of Baroda at affordable interest rates and easy monthly instalments. Get the best bike loan and purchase a brand new two-wheeler today!

Interest rateThe current product page publishes fixed 13.65% p.a. (1-year MCLR + Strategic Premium + 4.65%) and floating 13.60% p.a. (BRLLR + Strategic Premium + 4.25%). The central retail-rate schedule publishes fixed 13.65% p.a. but floating 12.40% for the same BRLLR + Strategic Premium + 4.25% formula. Both official values are retained because they conflict; the applicable sanctioned rate must be confirmed with BOB. An additional 0.05% applies where an individual customer does not opt for Group Credit Life Insurance.Maximum financeUp to ₹10 lakh for all categories.Maximum tenureUp to 60 months.
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Quick eligibility check

Baroda Two Wheeler Loan

0 of 9 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Are you this type of customer: Resident individuals including salaried employees, businessmen, professionals and farmers?

Published source: Eligibility

2Do you meet this requirement: Bank of Baroda staff and ex-staff can apply under the public scheme?

Published source: Eligibility

3Does your age meet this requirement: The borrower must be at least 21 and borrower/co-applicant/guarantor age plus the repayment term must not exceed 70?

Published source: Eligibility

4Do you meet this requirement: Signed loan application and three photographs?

Published source: Required documents

5Do you meet this requirement: and the new two-wheeler quotation?

Published source: Required documents

6Document checkDo you have this required document or proof: Signed loan application and three photographs?

Published source: Required documents

7Document checkDo you have at least one of these required documents: Photo identity and age proof such as PAN card, passport or driving licence?

Published source: Required documents

8Document checkDo you have at least one of these required documents: Residence proof such as voter ID, passport, driving licence, utility bill, updated passbook/bank statement or notarised registered rent agreement?

Published source: Required documents

9Document checkDo you have this required document or proof: Bank account statement for the last six months?

Published source: Required documents
0 of 9 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 20 Sept 2026 · active
Bank of Baroda Two Wheeler Loan official product banner
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Maximum financeUp to ₹10 lakh for all categories.View source
The official page states finance up to ₹10 lakh for all categories.
Source
Baroda Two Wheeler Loan — current official page
Page / section
Features; — quantum of finance
Accessed
20 Sept 2026
Confidence
high
Open official source ↗
Maximum tenureUp to 60 months.View source
The official page and state a maximum repayment period of 60 months.
Source
Baroda Two Wheeler Loan — current official page
Page / section
Features; — repayment period
Accessed
20 Sept 2026
Confidence
high
Open official source ↗
EligibilityResident individuals including salaried employees, businessmen, professionals and farmers; Bank of Baroda staff and ex-staff can apply under the public scheme. The borrower must be at least 21 and borrower/co-applicant/guarantor age plus the repayment term must not exceed 70.View source
The page lists the applicant groups, minimum borrower age 21 and maximum age at repayment 70.
Source
Baroda Two Wheeler Loan — current official page
Page / section
Eligibility; — age and applicant categories
Accessed
20 Sept 2026
Confidence
high
Open official source ↗
Processing feeNormal two-wheeler loan: 2% of the loan amount plus GST, minimum ₹250 plus GST. The same service-charge schedule lists Digital Two Wheeler at 2% plus GST, minimum ₹1,000; this product is the normal two-wheeler row.Effective 1 Apr 2025View source
The current schedule distinguishes the normal and digital two-wheeler minimum charges.
Source
Bank of Baroda Service Charges
Page / section
Mortgages & Retail Asset — Normal Two Wheeler Loan; Digital Two Wheeler
Accessed
20 Sept 2026
Confidence
high
Open official source ↗
Prepayment / closureFloating-rate: nil. Fixed-rate: nil part payment up to ₹10,000 within the first two years and nil after two years; the page otherwise describes fixed-rate pre-closure conditions.View source
The states no floating-rate pre-closure charge and the fixed-rate two-year exceptions.
Source
Baroda Two Wheeler Loan
Page / section
Pre-closure charges
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Loan typeVehicle loanView source
The official product name identifies this as “Baroda Two Wheeler Loan”.
Source
Baroda Two Wheeler Loan — official product page
Page / section
Official product name and loan classification
Accessed
15 Aug 2026
Confidence
high
Open official source ↗
Tenure12–60 months is the range exposed by the official two-wheeler EMI calculator; the product page publishes a maximum of 60 months.View source
The official calculator accepts 12–60 months; the linked product page states the 60-month maximum.
Source
Bank of Baroda Two Wheeler Loan Calculator
Page / section
Loan amount, interest rate and tenure controls
Accessed
20 Sept 2026
Confidence
high
Open official source ↗
Prepayment / foreclosureFloating-rate individual auto borrowers: nil. For fixed-rate two-wheeler loans, part payment up to cumulative ₹10,000 is nil within the first 2 years and after 2 years; otherwise 2% plus GST applies to the entire prepayment within the first 2 years. Closing the loan within the first 2 years also attracts 2% plus GST.Effective 1 Apr 2025View source
The current service-charge schedule gives the cumulative ₹10,000 and two-year fixed-rate exceptions.
Source
Bank of Baroda Service Charges
Page / section
Pre-Payment Charges under Fixed Rate Retail Loans — Two Wheeler Loan
Accessed
20 Sept 2026
Confidence
high
Open official source ↗
BenchmarkBank of Baroda says BRLLR applies to all retail lending products. The current page lists BRLLR at 7.90% (repo 5.25% + markup/base spread 2.65%) effective 6 December 2025 and 1-year MCLR at 8.75% effective 12 August 2026. Product-specific spreads, CIBIL pricing and scheme conditions determine the applicable rate.Effective 12 Aug 2026View source
The page states that was introduced for all retail lending products and gives the current , repo-plus-spread composition and reference. It does not state that one single spread applies to every product.
Source
Bank of Baroda Retail Loans Interest Rates
Page / section
benchmark; benchmark; retail loan rate tables
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Loan purposePurchase of a new two-wheeler for private use only.View source
The feature text limits the product to new two-wheelers for private use.
Source
Baroda Two Wheeler Loan — current official page
Page / section
Features — purpose of loan
Accessed
20 Sept 2026
Confidence
high
Open official source ↗
Repayment capacity / FOIRTotal deductions including the proposed EMI are capped at 50% where gross monthly income (GMI) is below ₹20,000; 60% where GMI is ₹20,000 to below ₹1 lakh; and 70% where GMI is ₹1 lakh or more. For salaried applicants, average GMI over the last 3 months is used; for other applicants, average gross annual income over the last 2 years is used.View source
The official page publishes the three bands and the separate averaging periods.
Source
Baroda Two Wheeler Loan — current official page
Page / section
Eligibility — repayment capacity /
Accessed
20 Sept 2026
Confidence
high
Open official source ↗
Margin10% for loan amounts up to ₹3 lakh; 15% above ₹3 lakh.View source
The publishes the two margin slabs.
Source
Baroda Two Wheeler Loan — current official page
Page / section
— margin
Accessed
20 Sept 2026
Confidence
high
Open official source ↗
Credit-bureau requirementA minimum Bureau score cut-off applies as per Bank of Baroda guidelines or the guidelines of other banks; the reviewed official material does not publish a numeric score.View source
The requires the applicable bank-guideline cutoff but gives no numeric threshold.
Source
Baroda Two Wheeler Loan — current official page
Page / section
— minimum Bureau score
Accessed
20 Sept 2026
Confidence
high
Open official source ↗
SecurityHypothecation of the financed two-wheeler.View source
The specifies hypothecation of the vehicle.
Source
Baroda Two Wheeler Loan — current official page
Page / section
— security
Accessed
20 Sept 2026
Confidence
high
Open official source ↗
Vehicle insuranceComprehensive vehicle insurance with the Bank of Baroda clause is required.View source
The requires comprehensive insurance with the bank clause.
Source
Baroda Two Wheeler Loan — current official page
Page / section
— insurance of security
Accessed
20 Sept 2026
Confidence
high
Open official source ↗
Credit shield / group credit-life insuranceFor loans up to and including ₹3 lakh, credit shield is not mandatory. Above ₹3 lakh, term life or group credit-life cover is mandatory for at least the sanctioned period and for a sum assured equal to the sanctioned loan; the insurer must be IRDA-approved and the policy assigned to the Bank.View source
The publishes the ₹3 lakh threshold and cover/assignment conditions.
Source
Baroda Two Wheeler Loan — current official page
Page / section
— credit shield
Accessed
20 Sept 2026
Confidence
high
Open official source ↗
Required documentsSigned loan application and three photographs; photo ID and age proof (PAN, passport or driving licence); residence proof (including passport, voter ID, driving licence, utility bill, updated passbook/bank statement or notarised registered rent agreement); six-month bank statement; salaried applicants’ latest three months’ salary slips plus Form 16 or ITR; self-employed applicants’ last two years’ balance sheet, profit-and-loss account, income computation, ITR, 26AS/TRACES and business/tax proofs; and the new two-wheeler quotation.View source
The visible product page lists the document groups and separate salaried/self-employed evidence.
Source
Baroda Two Wheeler Loan — current official page
Page / section
Documents Required
Accessed
20 Sept 2026
Confidence
high
Open official source ↗
EMI calculatorThe official calculator accepts loan amount ₹10,000–₹10 lakh, interest rate 5%–15% and tenure 12–60 months, and returns an indicative EMI/amortisation schedule. It is an estimate, not a sanction quote.View source
The calculator page exposes the ranges and explains that the output is an indicative calculation.
Source
Bank of Baroda Two Wheeler Loan Calculator
Page / section
Inputs, formula and amortisation output
Accessed
20 Sept 2026
Confidence
high
Open official source ↗
Interest rateThe current product page publishes fixed 13.65% p.a. (1-year MCLR + Strategic Premium + 4.65%) and floating 13.60% p.a. (BRLLR + Strategic Premium + 4.25%). The central retail-rate schedule publishes fixed 13.65% p.a. but floating 12.40% for the same BRLLR + Strategic Premium + 4.25% formula. Both official values are retained because they conflict; the applicable sanctioned rate must be confirmed with BOB. An additional 0.05% applies where an individual customer does not opt for Group Credit Life Insurance.Effective 12 Sept 2026View source
The formulas match but the central page's floating effective rate is 12.40% while the product page shows 13.60%; no rate is inferred.
Source
Baroda Two Wheeler Loan — product and central retail rate pages
Page / section
Product page lines 250–282; central rate schedule Two Wheeler Loan rows
Accessed
29 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • Attractive interest rates.
  • Minimal processing charges.
  • Loan up to ₹10 lakh.
  • No pre-closure charges.

Eligibility

  • Salaried employees, businessmen, professionals and farmers can apply; staff and ex-staff can apply under the public scheme.
  • The vehicle must be a new two-wheeler for private use.
  • Total deductions including the proposed may not exceed 50% for gross monthly income below ₹20,000, 60% from ₹20,000 to below ₹1 lakh, or 70% at ₹1 lakh and above.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Signed loan application and three photographs.
  • Photo identity and age proof such as card, passport or driving licence.
  • Residence proof such as voter , passport, driving licence, utility bill, updated passbook/bank statement or notarised registered rent agreement.
  • Bank account statement for the last six months.
  • Salaried applicants: latest three months’ salary slips plus Form 16 or Income Tax Returns.
  • Self-employed applicants: balance sheet, profit-and-loss account and income computation for the last two years; Income Tax Returns, 26AS/TRACES, business proof and applicable tax evidence.
  • Quotation for the new two-wheeler.
  • The bank may request additional product-specific evidence.

Related official documents

Bank of Baroda Retail Loans Interest Rates — current BRLLR and MCLR referencesofficial-interest-rate-page · current · accessed 29 Aug 2026
↗
Bank of Baroda loan APR auditofficial-product-pages-and-rate-table · current-at-review · accessed 29 Sept 2026
↗
Retail Loans Interest Rates — current BRLLR/MCLR benchmarks and pre-owned auto rate rowsofficial-rate-page · Current official schedule manually rechecked 2026-09-27; dedicated product-page range and GCLI wording conflict with this schedule · accessed 27 Sept 2026
↗
Service Charges — retail loan rate-conversion and auto-loan prepayment scheduleofficial-service-charge-page · Current official service-charge page manually rechecked 2026-09-27; schedule itself identifies effective date 2025-04-01 · accessed 27 Sept 2026
↗
All in Cost for Retail Loansofficial-linked-pdf · four-page PDF reviewed page-by-page; generic retail table contains no identified NRI deposit-backed variant terms · accessed 20 Sept 2026
↗
Baroda Two Wheeler Loan official product bannerofficial-product-image · current official artwork; bytes match existing original asset · accessed 20 Sept 2026
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Bank of Baroda Two Wheeler Loan EMI Calculatorofficial-calculator-page · current calculator reviewed · accessed 20 Sept 2026
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Baroda Two Wheeler Loan — income floor and repayment-capacity targeted recheckofficial-product-page-section · current targeted check; no fixed rupee minimum salary published · accessed 23 Sept 2026
↗
List of Important Terms & Conditions of the Loan / Advances (MITCs)official-linked-pdf · two-page generic disclosure template reviewed page-by-page; contains no variant values · accessed 20 Sept 2026
↗
Model Check List for Retail Loansofficial-linked-pdf · six-page generic checklist reviewed page-by-page; NRI documents are not identified as required for these variants · accessed 20 Sept 2026
↗
Baroda Two Wheeler Loan — current official pageofficial-product-page · current; complete visible page reviewed · accessed 20 Sept 2026
↗
Baroda Two Wheeler Loan — official product page, checked 29 September 2026official-product-page · current · accessed 29 Sept 2026
↗
Bank of Baroda Retail Loans Interest Rates — current central scheduleofficial-rate-page · current schedule; product-specific rate conflict recorded · accessed 20 Sept 2026
↗
Retail Loans Interest Rates — Two Wheeler Loan row, checked 29 September 2026official-interest-rate-page · current · accessed 29 Sept 2026
↗
Bank of Baroda Service Charges — current retail asset scheduleofficial-service-charge-page · current schedule; relevant rows reviewed · accessed 20 Sept 2026
↗
Service Charges — Two Wheeler Loan row, checked 29 September 2026official-service-charge-page · current · accessed 29 Sept 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

· Published value7.90% = repo 5.25% + markup/base spread 2.65%

This value is copied from Bank of Baroda retail-lending benchmark reference. Check the table notes before relying on it.

Source: Bank of Baroda Retail Loans Interest Rates · benchmark; benchmark Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 3 rows · 4 columnsBank of Baroda retail-lending benchmark referenceCurrent benchmark values and effective dates from the official retail-loans rate page.View tableHide table

Scroll sideways to view every column

Bank of Baroda retail-lending benchmark reference
ReferencePublished valueEffective dateUse
7.90% = repo 5.25% + markup/base spread 2.65%6 December 2025Benchmark for retail lending; product-specific spread and risk pricing still apply.
1-year 8.75%12 August 2026Reference used by products or fixed/legacy pricing that expressly links to .
Base rate9.45%12 May 2025Reference where a product's published terms expressly use Base Rate.
  • The page says covers retail lending products but also shows product-specific spread tables; the benchmark is not itself the final customer rate.
Bank of Baroda Retail Loans Interest Rates · benchmark; benchmark · effective 12 Aug 2026 · accessed 29 Aug 2026Open official source ↗
Table 2 · 16 rows · 2 columnsRetail processing and fixed-rate prepayment scheduleRelevant rows from the official service-charge schedule; charges exclude GST unless stated.View tableHide table

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Retail processing and fixed-rate prepayment schedule
Product / rulePublished charge or condition
Home / Home Improvement0.50% up to ₹50 lakh (min ₹8,500, max ₹15,000); 0.25% above (min ₹8,500, max ₹25,000); takeover ₹8,500
Top Up0.35%; min ₹5,000; max ₹12,500
Pre-approved Home Loan0.25%–0.50%; ₹8,500 upfront
Ashray0.20%; upfront ₹8,500; max ₹10,000
Advance Against Securities₹500; staff/ex-staff nil
Car / Digital Car₹1,500 + up to ₹10 lakh; ₹2,000 + above; concessions published
Two-wheeler / Digital2% + ; minimum ₹250 / ₹1,000
Personal Loan2%; minimum ₹1,000; maximum ₹10,000
Pensioner Loan ex-staff nil; others ₹1,000
MortgageTerm 1%; 0.35% or 0.25% slabs
EducationIndia nil; abroad 1% capped ₹10,000 and refundable at first disbursement
Future Rent1% without cap, minimum ₹1,000; escrow ₹10,000/₹25,000 p.a.
Fixed personal prepayment3% + in first 3 years
Fixed car prepaymentNil up to ₹40,000 in first 2 years/after; otherwise 2% +
Fixed two-wheeler prepaymentNil up to ₹10,000 in first 2 years/after; otherwise 2% +
Fixed education / securities / AshrayEducation own source nil/takeover 0.50%; securities 1%; Ashray 1%, plus
Service Charges · Mortgages & Retail Asset; Pre-Payment Charges under Fixed Rate Retail Loans · effective 1 Apr 2025 · accessed 12 Sept 2026Open official source ↗
Table 3 · 6 rows · 3 columnsTwo-wheeler FOIR and margin rulesCurrent product-page thresholds for repayment capacity and borrower margin.View tableHide table

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Two-wheeler FOIR and margin rules
RulePublished threshold or rateScope
/ total deductions50% maximum when is below ₹20,000 per monthSalaried and other eligible applicants
/ total deductions60% maximum when is ₹20,000 to below ₹1 lakh per monthSalaried and other eligible applicants
/ total deductions70% maximum when is ₹1 lakh per month or aboveSalaried and other eligible applicants
Income averagingAverage for the last 3 monthsSalaried applicants
Income averagingAverage gross annual income for the last 2 yearsBusinessmen, professionals, farmers and other applicants
Margin10% up to ₹3 lakh; 15% above ₹3 lakhTwo-wheeler finance
Baroda Two Wheeler Loan — current official page · Eligibility — repayment capacity / ; — margin · accessed 20 Sept 2026Open official source ↗
Table 4 · 5 rows · 4 columnsTwo-wheeler rate reconciliationBoth current official rate publications are retained because their floating effective rates differ.View tableHide table

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Two-wheeler rate reconciliation
Official sourceFormulaPublished effective rateCondition / note
Product page1-year + + 4.65% (fixed)13.65% p.a.Page value; add 0.05% where the individual does not opt for GCLI
Product page + + 4.25% (floating)13.60% p.a.Page value; add 0.05% where the individual does not opt for GCLI
Central retail-rate scheduleNormal two-wheeler fixed row13.65% p.a.Same fixed value as product page
Central retail-rate schedule + + 4.25% (floating)12.40% p.a.Conflicts with product page’s 13.60%; no single rate inferred
ReconciliationApplicable sanctioned rateConfirm at applicationBoth pages accessed 20 September 2026; the spread formula alone is not used to calculate a replacement rate
Bank of Baroda Retail Loans Interest Rates · Two Wheeler Loan rate rows; central retail schedule · effective 12 Sept 2026 · accessed 20 Sept 2026Open official source ↗
Table 5 · 12 rows · 2 columnsTwo-wheeler eligibility and MITC termsDecision-useful terms transcribed from the current official product page.View tableHide table

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Two-wheeler eligibility and MITC terms
itemPublished term
PurposeNew two-wheelers for private use only
QuantumUp to ₹10 lakh for all categories
Repayment periodUp to 60 months
AgeBorrower at least 21; borrower/co-applicant/guarantor plus repayment term not above 70
Bureau scoreMinimum Bureau score cut-off as per bank or other-bank guidelines; no numeric cutoff published
SecurityHypothecation of the financed vehicle
Vehicle insuranceComprehensive policy with Bank of Baroda clause
Pre-closureFloating individual auto nil; fixed-rate two-wheeler exceptions follow the current service-charge schedule
Credit shield up to ₹3 lakhNot mandatory
Credit shield above ₹3 lakhMandatory term/group credit-life cover; sanctioned period and amount, -approved insurer, assignment to Bank
Processing fee2% plus , minimum ₹250 plus for normal two-wheeler loan
GCLI adjustment0.05% additional where individual does not opt for group credit-life insurance
Baroda Two Wheeler Loan — current official page · Benefits; Eligibility; Fees and charges; · accessed 20 Sept 2026Open official source ↗
Table 6 · 8 rows · 2 columnsTwo-wheeler document checklistCurrent product-page checklist, with the generic retail checklist retained separately as a source disposition.View tableHide table

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Two-wheeler document checklist
Applicant / itemEvidence requested
All applicantsSigned application form and three photographs
Identity and age, passport or driving licence
ResidenceVoter , passport, driving licence, utility bill, updated passbook/bank statement or notarised registered rent agreement
Banking historyBank account statement for the last six months
Salaried applicantsLatest three months’ salary slips plus Form 16 or
Self-employed applicantsBalance sheet, P&L and income computation for the last two years; , 26AS/TRACES and business/tax proofs
VehicleQuotation for the new two-wheeler
Additional reviewBank may request product-specific evidence in addition to the published checklist
Baroda Two Wheeler Loan — current official page · Documents Required · accessed 20 Sept 2026Open official source ↗
Table 7 · 6 rows · 2 columnsTwo-wheeler chargesCurrent service-charge rows plus the generic retail attachment’s inspection detail.View tableHide table

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Two-wheeler charges
ChargePublished rule
Normal processing2% of loan amount plus ; minimum ₹250 plus
Digital processing2% of loan amount plus ; minimum ₹1,000 plus
Fixed-rate part paymentNil up to cumulative ₹10,000 within the first 2 years and after 2 years; otherwise 2% plus on the entire amount within the first 2 years
Fixed-rate closure2% plus if closed within the first 2 years
InspectionFirst post-sanction inspection nil; second and later inspections ₹100 plus out-of-pocket and conveyance charges per inspection plus tax (generic all-in-cost attachment)
Legal / valuationActual charges where applicable, in addition to unified processing charges
Bank of Baroda Service Charges · Mortgages & Retail Asset; Pre-Payment Charges under Fixed Rate Retail Loans · effective 1 Apr 2025 · accessed 20 Sept 2026Open official source ↗
Table 8 · 4 rows · 2 columnsTwo-wheeler EMI calculator inputsRanges and output exposed by Bank of Baroda’s official calculator.View tableHide table

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Two-wheeler EMI calculator inputs
Input or outputPublished detail
Loan amount₹10,000 to ₹10 lakh
Interest rate5% to 15% p.a.
Tenure12 to 60 months
OutputIndicative and amortisation schedule; not a sanction quote
Bank of Baroda Two Wheeler Loan Calculator · Calculator controls and amortisation output · accessed 20 Sept 2026Open official source ↗
Table 9 · 3 rows · 4 columnsGeneric retail-loan source reviewAll pages of the three public retail-loan PDFs were rendered and reviewed. Generic templates are retained as evidence but product-page/current schedule values govern.View tableHide table

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Generic retail-loan source review
DocumentPages reviewedDispositionUse for this product
List of Important Terms & Conditions ()2Generic template; English page lists 21 required disclosure fields, but does not fill this product’s valuesProduct page supplies the two-wheeler values; template fields are preserved as reviewed
All in Cost for Retail Loans4Generic attachment; two-wheeler processing 2% minimum ₹250 and inspection charges are relevant. Its older Service Tax wording and NIL auto prepayment row conflict with current /service-charge scheduleUse processing/inspection context only; current service-charge page governs prepayment
Model Check List for Retail Loans6Generic document checklist covering identity, residence, salary/, bank/loan statements, guarantor, / and self-employed evidenceProduct page’s specific checklist governs; generic additional evidence may be requested
Bank of Baroda — Model Check List for Retail Loans · pages 1–6; English table pages 4–6 and Hindi pages 1–3 · accessed 20 Sept 2026Open official source ↗

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