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IndiaFirst Life Growth of Life Dreams Plus Plan

IndiaFirst Life Growth of Life Dreams Plus Plan

Policy typeNon-linked, participating individual savings life insuranceInsurerIndiaFirst Life Insurance Company LimitedEntry age90 days for limited terms or 18 years for whole life; maximum 55 without Goal Protection Benefit or 50 with it
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Quick eligibility check

IndiaFirst Life Growth of Life Dreams Plus Plan

0 of 5 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: 90 days for limited terms or 18 years for whole life?

Published source: Entry age

2Do you meet this requirement: maximum 55 without Goal Protection Benefit or 50 with it?

Published source: Entry age

3Does your age meet this requirement: Minimum entry age is 90 days for limited terms or 18 years for whole life?

4Does your age meet this requirement: Maximum entry age is 55 years without Goal Protection Benefit (GPB) and 50 years with GPB?

5Does your age meet this requirement: Maturity can be up to age 100 without GPB or 90 years with GPB?

0 of 5 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
IndiaFirst Life Growth of Life Dreams Plus Plan official Bank of Baroda banner
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Policy typeNon-linked, participating individual savings life insuranceView source
The official page explicitly classifies the plan.
Source
IndiaFirst Life Growth of Life Dreams Plus Plan
Page / section
Overview
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
InsurerIndiaFirst Life Insurance Company LimitedView source
The official product identity identifies IndiaFirst Life.
Source
IndiaFirst Life Growth of Life Dreams Plus Plan
Page / section
Product identity
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Entry age90 days for limited terms or 18 years for whole life; maximum 55 without Goal Protection Benefit or 50 with itView source
The eligibility section publishes minimum and maximum entry ages.
Source
IndiaFirst Life Growth of Life Dreams Plus Plan
Page / section
Eligibility criteria
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Income and policy term20, 30 or 40 years, or whole life to age 100View source
The official page lists long-term and whole-life options.
Source
IndiaFirst Life Growth of Life Dreams Plus Plan
Page / section
Features and eligibility
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Minimum premium₹5 lakh single; ₹48,000 yearly; ₹24,500 half-yearly; ₹12,500 quarterly; ₹4,500 monthlyView source
The page lists payment-mode minimum premiums.
Source
IndiaFirst Life Growth of Life Dreams Plus Plan
Page / section
Eligibility criteria
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
BenefitsImmediate or deferred income, including income from the end of the first policy month; life cover and income up to age 100; cash and terminal bonuses if declaredView source
The benefits section lists income choices and participating bonuses.
Source
IndiaFirst Life Growth of Life Dreams Plus Plan
Page / section
Benefits
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Death-benefit multipleUp to 11 times annualised premium, depending on age, payment option and Goal Protection BenefitView source
The official page permits life-cover options up to 11x and gives the published multiple table.
Source
IndiaFirst Life Growth of Life Dreams Plus Plan
Page / section
Features and eligibility
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Income options and termThe non-linked, participating plan offers Immediate Income or Deferred Income, long-term income for 20, 30 or 40 years, or whole life; income may start as early as the end of the first policy month and can continue up to age 100 depending on option.View source
The official Benefits and Features sections publish the income choices and durations.
Source
IndiaFirst Life Growth of Life Dreams Plus Plan
Page / section
Benefits / Features
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Growth plan minimum premiumsMinimum premium is ₹5 lakh for single pay, ₹48,000 yearly, ₹24,500 half-yearly, ₹12,500 quarterly and ₹4,500 monthly.View source
The official Eligibility section publishes minimum premiums by frequency.
Source
IndiaFirst Life Growth of Life Dreams Plus Plan
Page / section
Eligibility Criteria
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Growth plan eligibilityMinimum entry age is 90 days for limited terms or 18 years for whole life. Maximum entry age is 55 years without Goal Protection Benefit (GPB) and 50 years with GPB. Maturity can be up to age 100 without GPB or 90 years with GPB. Policy terms are 20, 30 or 40 years or whole life.View source
The official Eligibility section publishes age, maturity and term rules.
Source
IndiaFirst Life Growth of Life Dreams Plus Plan
Page / section
Eligibility Criteria
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Growth plan life coverThe plan offers life-cover choices up to 11 times premium. Goal Protection Benefit continues policy benefits for the nominee after the life assured's death, and women receive a special first-year premium discount.View source
The official page lists life-cover flexibility, GPB and the women’s discount.
Source
IndiaFirst Life Growth of Life Dreams Plus Plan
Page / section
Benefits / Features
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Key exclusionsIf the life assured dies by suicide within 12 months from the risk commencement date or policy revival (as applicable), the nominee or beneficiary receives the higher of 80% of total premiums paid to the date of death or the surrender value at that date, provided the policy is in force. Other exclusions and underwriting conditions are governed by the policy wording.View source
The policy document states the 12-month suicide clause and the higher-of-80%-premiums-or-surrender-value payment.
Source
IndiaFirst Life Growth of Life Dreams Plus Plan — policy document
Page / section
Page 20, section 16: Suicide Exclusion
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Geographic limitsImmediate or deferred income, including income from the end of the first policy month; life cover and income up to age 100; cash and terminal bonuses if declaredView source
The manually reviewed product record states: “Immediate or deferred income, including income from the end of the first policy month; life cover and income up to age 100; cash and terminal bonuses if declared”.
Source
IndiaFirst Life Growth of Life Dreams Plus Plan — official product page
Page / section
Published product metadata
Accessed
21 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Immediate or deferred income, including income from the end of the first policy month
  • life cover and income up to age 100
  • cash and terminal bonuses if declared

Eligibility

  • Minimum entry age is 90 days for limited terms or 18 years for whole life. Maximum entry age is 55 years without Goal Protection Benefit (GPB) and 50 years with GPB. Maturity can be up to age 100 without GPB or 90 years with GPB. Policy terms are 20, 30 or 40 years or whole life.

Passing a listed condition does not mean the bank will approve an application.

Related official documents

IndiaFirst Life Growth of Life Dreams Plus Plan — Bank of Baroda official pageofficial-product-page · current · accessed 29 Aug 2026
↗
IndiaFirst Life Growth of Life Dreams Plus Plan — policy documentpolicy-wording · current · accessed 29 Aug 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Life-cover needs estimate

See whether your current cover and savings may leave a gap for your family. This does not calculate an insurance premium.

Possible cover gap₹1,15,00,000one crore fifteen lakh rupees
Income your family may need₹1,00,00,000one crore rupees
Cover and savings already counted₹5,00,000five lakh rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

With GPB · Age at entry50 years and above

This value is copied from Growth of Life Dreams Plus death-benefit multiples. Check the table notes before relying on it.

Source: IndiaFirst Life Growth of Life Dreams Plus Plan — Bank of Baroda official page · Eligibility Criteria — Death Benefit Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 4 rows · 4 columnsGrowth of Life Dreams Plus death-benefit multiplesThe current Bank of Baroda page's published death-benefit table.View tableHide table

Scroll sideways to view every column

Growth of Life Dreams Plus death-benefit multiples
Goal Protection BenefitAge at entrySingle payLimited pay
With GPB50 years and above—5× annualised premium
With GPBBelow 50 years—7× annualised premium
Without GPB50 years and above1.1× annualised premium5× or 11× annualised premium
Without GPBBelow 50 years1.25× annualised premium7× or 11× annualised premium
  • The page states that limited-pay death-benefit multiples are multiples of annualised premium.
IndiaFirst Life Growth of Life Dreams Plus Plan — Bank of Baroda official page · Eligibility Criteria — Death Benefit · accessed 29 Aug 2026Open official source ↗

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