Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Eligible applicantsFarmers, groups of farmers, farmer cooperatives, Panchayats, FPOs and Water User Associations owning or leasing land. Component A covers 500 kW–2 MW decentralised grid-connected renewable plants; Component B covers standalone solar agricultural pumps up to 7.5 HP; Component C solarises grid-connected agricultural pumps.View source
The official -KUSUM page publishes applicants, plant capacity, pump capacity and three components.
- Source
- Pradhan Mantri Kisan Urja Suraksha Evam Uthaan Mahabhiyaan (-KUSUM Scheme)
- Page / section
- Features / Eligibility Criteria
- Accessed
- 23 Aug 2026
- Confidence
- high
SubsidyComponent A: no central or state subsidy shown. Components B and C: 30% central plus 30% state subsidy, 60% total.View source
The official subsidy table publishes the central, state and total percentages by component.
- Source
- Pradhan Mantri Kisan Urja Suraksha Evam Uthaan Mahabhiyaan (-KUSUM Scheme)
- Page / section
- Benefits — Subsidy
- Accessed
- 23 Aug 2026
- Confidence
- high
Project cost and maximum loanComponent A: project cost ₹3.5 crore/
The official table publishes project-cost and maximum-loan amounts by component.
- Source
- Pradhan Mantri Kisan Urja Suraksha Evam Uthaan Mahabhiyaan (-KUSUM Scheme)
- Page / section
- — Project Cost & maximum Loan component
- Accessed
- 23 Aug 2026
- Confidence
- high
Repayment / marginComponent A: up to 15 years including 6-month moratorium. Components B/
The official publishes component-specific tenor, moratorium and margin.
- Source
- Pradhan Mantri Kisan Urja Suraksha Evam Uthaan Mahabhiyaan (-KUSUM Scheme)
- Page / section
- — Repayment / Margin
- Accessed
- 23 Aug 2026
- Confidence
- high
Interest rateUp to ₹3 lakh: one-year MCLR + SP. Above ₹3 lakh and below ₹25 lakh: one-year MCLR + SP + 1.25%. For ₹25 lakh and above: +2.00% below 3 years, +2.10% for 3–5 years, +2.15% above 5–10 years and +2.95% above 10 years.View source
The official rate table publishes one-year /strategic-premium spreads by amount and tenure.
- Source
- Pradhan Mantri Kisan Urja Suraksha Evam Uthaan Mahabhiyaan (-KUSUM Scheme)
- Page / section
- — Rate of Interest
- Accessed
- 23 Aug 2026
- Confidence
- high
Charges / securityProcessing is waived up to aggregate agriculture exposure of ₹3 lakh; above that, demand/
The official page publishes processing/inspection bands and component security.
- Source
- Pradhan Mantri Kisan Urja Suraksha Evam Uthaan Mahabhiyaan (-KUSUM Scheme)
- Page / section
- Fees & Charges / — Security
- Accessed
- 23 Aug 2026
- Confidence
- high
Security / collateralPrimary security is hypothecation of the financed assets. Mortgage of land or a third-party guarantee applies according to the bank’s agriculture-security norms and the component/loan structure.View source
The security section specifies hypothecation and the applicable land-mortgage/third-party-guarantee route.
- Source
- -KUSUM Scheme
- Page / section
- — Security
- Accessed
- 30 Aug 2026
- Confidence
- high
Required documentsKYC/identity proof (for example Aadhaar, voter ID, PAN or driving licence), photograph, land record or online land record, equipment quotation/invoice where available, project report where available and income-tax returns where available.View source
The official documents section lists identity/, land and project-supporting records and labels some as applicable/available.
- Source
- -KUSUM Scheme
- Page / section
- Documents Required
- Accessed
- 30 Aug 2026
- Confidence
- high
Geographic limitsThe scheme is offered in India through the applicable State/Union Territory implementation and nodal arrangements. The reviewed Bank of Baroda page does not publish a narrower state, branch-territory or residence exclusion.View source
The page describes the national scheme and component implementation but does not provide a narrower geographic exclusion.
- Source
- -KUSUM Scheme
- Page / section
- Features; Eligibility Criteria; Complete page reviewed
- Accessed
- 30 Aug 2026
- Confidence
- high
Customer typeFarmers, agricultural enterprises and eligible rural borrowersView source
The manually reviewed product record states: “Farmers, agricultural enterprises and eligible rural borrowers”.
- Source
- Pradhan Mantri Kisan Urja Suraksha Evam Uthaan Mahabhiyaan (-KUSUM Scheme) — official product page
- Page / section
- Published product metadata
- Accessed
- 15 Aug 2026
- Confidence
- high
Eligibility
- Farmers, groups of farmers, farmer cooperatives, Panchayats, and Water User Associations owning or leasing land. Component A covers 500 kW–2 MW decentralised grid-connected renewable plants
- Component B covers standalone solar agricultural pumps up to 7.5 HP
- Component C solarises grid-connected agricultural pumps.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- /identity proof
- photograph
- land record or online land record
- quotation/invoice if available
- project report if available
- income-tax returns if available
Related official documents
Rural & Agri loan catalogue — Financing Irrigation entryofficial-product-catalogue · Targeted eligibility cross-check for Financing Irrigation · accessed 28 Sept 2026
↗PM-KUSUM — current official product pageofficial-product-page · Current product schedule checked; programme eligibility window needs separate review · accessed 27 Sept 2026
↗Pradhan Mantri Kisan Urja Suraksha Evam Uthaan Mahabhiyaan (PM-KUSUM Scheme) — official product pageofficial-product-page · current · accessed 30 Aug 2026
↗Priority Sector Loans Interest Rates — Farm Credit A.1 schedule and scope footnoteofficial-interest-rate-page · Targeted current A.1 comparison; product-page rate rows remain primary and tariff scope is explicitly qualified · accessed 28 Sept 2026
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