Savings, current & salary accounts

bob BRO Saving Account

A zero-balance student savings account for ages 1625 with a fee-waived RuPay Platinum debit card, unlimited published transfers and cheque books, and an optional sweep facility.

bob BRO Saving Account official product artwork
Offered byBank of Baroda

All Bank of Baroda branches and supported digital onboarding channels in India

Key facts

What the official sources publish

Every value below belongs to this exact product. Select a source marker to check its context.

Student age range16–25 years
Source 1
Minimum quarterly average balance₹0
Source 2
RuPay Platinum debit-card fee₹0 issuance and renewal
Source 3
Published education-loan benefitCollateral-free education loan up to ₹40 lakh for premier institutes, with 100% processing-fee discount subject to conditions
Source 4
Optional sweep parameters₹25,000 threshold; 181-day deposit; ₹5,000 sweep-out and sweep-in multiples
Source 5
Free DD / banker's cheque / pay order1 per year
Source 6

Benefits and features

  • Zero-balance student account
  • Lifetime-free RuPay Platinum debit card
  • Unlimited published cheque books and electronic transfers
  • Optional sweep facility

Eligibility

  • The first applicant must be a resident student aged 16–25.
  • The account may be held singly or jointly with parents or a legal guardian.
  • Only eligible bob Champ accounts may convert into bob BRO; conversion from other savings schemes is not allowed.

Passing a listed condition does not mean the bank will approve an application.

Field-level evidence

Where each fact came from

Short context only; open the official page or document for the complete terms.

1

Student age range

high confidence
The first applicant must be a resident student within the published age range.
Source
bob BRO Saving Account
Page / section
Features — Eligibility Criteria
Accessed
13 Aug 2026
Open official source ↗
2

Minimum quarterly average balance

high confidence
The page also publishes zero non-maintenance charge.
Source
bob BRO Saving Account
Page / section
Features — Minimum Quarterly Average Balance
Accessed
13 Aug 2026
Open official source ↗
3

RuPay Platinum debit-card fee

high confidence
The linked RuPay Platinum debit card is described as lifetime free.
Source
bob BRO Saving Account
Page / section
Features — Debit Card Issuance / Renewal Charges
Accessed
13 Aug 2026
Open official source ↗
4

Published education-loan benefit

high confidence
The benefit is restricted to premier institutes and remains subject to loan approval and recovery of applicable out-of-pocket property expenses.
Source
bob BRO Saving Account
Page / section
Features — Education Loans
Accessed
13 Aug 2026
Open official source ↗
5

Optional sweep parameters

high confidence
Sweep is available on written request; premature-penalty and additional-rate rules follow the bank's current guidelines.
Source
bob BRO Saving Account
Page / section
Features — Sweep Parameters
Accessed
13 Aug 2026
Open official source ↗
6

Free DD / banker's cheque / pay order

high confidence
The account also publishes unlimited free cheque books and transfer services.
Source
bob BRO Saving Account
Page / section
Features — DD / BC / PO
Accessed
13 Aug 2026
Open official source ↗

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