Business, & agriculture finance

bob Green Krishi

Discover Baroda Kisan Pride, a loan scheme from Bank of Baroda designed to provide financial support to farmers. Access affordable loans with flexible terms to boost agricultural productivity and growth. Apply now!

Loan limitsMinimum loan ₹5,000; no maximum ceiling, subject to scale of finance. Loans up to ₹3 lakh are priced at 7% p.a. when government interest subvention is available.Interest concessionLoans up to ₹3 lakh are charged at 7% p.a. subject to government interest subvention, with an additional 3% Prompt Repayment Incentive for timely repayment under KCC guidelines. Loan limits above ₹3 lakh receive a 0.50% interest concession.Customer typeFarmers, agricultural enterprises and eligible rural borrowers

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✓ Manually checked 30 Aug 2026 · active

Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

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Organic cultivation useShort-term credit for conversion, organic inputs, certification and recurring cultivation costs, with cash-credit access and a RuPay debit card.View source

The official page lists covered cultivation costs, cash-credit access and NPOP alignment.

Source: bob Green Krishi
Page / section: Benefits / Features
Accessed: 23 Aug 2026
Confidence: high

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Loan limitsMinimum loan ₹5,000; no maximum ceiling, subject to scale of finance. Loans up to ₹3 lakh are priced at 7% p.a. when government interest subvention is available.View source

The official page publishes the ₹5,000 minimum, no ceiling and the conditional 7% rate up to ₹3 lakh.

Source: bob Green Krishi
Page / section: Benefits
Accessed: 23 Aug 2026
Confidence: high

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Interest concessionLoans up to ₹3 lakh are charged at 7% p.a. subject to government interest subvention, with an additional 3% Prompt Repayment Incentive for timely repayment under KCC guidelines. Loan limits above ₹3 lakh receive a 0.50% interest concession.View source

The official product page and agriculture listing publish the conditional 7% rate, 3% PRI and 0.50% concession above ₹3 lakh.

Source: bob Green Krishi
Page / section: Benefits / Agriculture listing
Accessed: 23 Aug 2026
Confidence: high

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Eligible farmers and entitiesIndividuals and groups of individuals, corporate farmers, FPOs/FPCs, farmer cooperatives and proprietorship/partnership firms engaged in organic cultivation. Applicant must have cultivable land in their name or under a valid lease; existing organic farmers and traditional farmers enrolled for certification are covered. Minimum age is 18 years.View source

The official eligibility section lists borrower types, land requirement, certification status and minimum age.

Source: bob Green Krishi
Page / section: Eligibility Criteria
Accessed: 23 Aug 2026
Confidence: high

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Personal accident coverEligible borrowers receive free personal-accident insurance cover of ₹50,000 under the Personal Accident Insurance Scheme.View source

The official benefits section states the free ₹50,000 insurance cover.

Source: bob Green Krishi
Page / section: Benefits
Accessed: 23 Aug 2026
Confidence: high

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Fees and prepaymentProcessing is nil up to ₹3 lakh; above ₹3 lakh to ₹10 lakh, ₹250 per lakh or part plus GST; above ₹10 lakh, ₹350 per lakh or part plus GST. Inspection is nil up to ₹3 lakh, then ₹250 up to ₹10 lakh, ₹500 up to ₹1 crore and ₹1,000 above ₹1 crore. No prepayment charge.View source

The official fees section publishes processing, inspection and nil prepayment charges.

Source: bob Green Krishi
Page / section: Fees & Charges
Accessed: 23 Aug 2026
Confidence: high

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SecurityUp to ₹2 lakh: DP note and hypothecation of crops/assets financed by the bank. Above ₹2 lakh: the same plus equitable or registered mortgage of land or a third-party guarantee. Organic certificates must be produced within the stipulated time to retain the concessional rate, and funds must be used only for organic-compliant inputs and activities.View source

The official publishes security by loan band and the certification/use conditions.

Source: bob Green Krishi
Page / section
Accessed: 23 Aug 2026
Confidence: high

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Required documentsApplication form; two passport-size photographs; identity proof such as Aadhaar, voter ID or PAN; certified land-holding details from revenue authorities/online land records (survey number and extent) or a registered lease agreement.View source

The official document section publishes the application, photograph, identity and land/lease requirements.

Source: bob Green Krishi
Page / section: Document Required
Accessed: 30 Aug 2026
Confidence: high

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Geographic limitsNo state, residence or branch-territory restriction is published on the reviewed page; applications are directed to a nearest branch for more information.View source

The official page directs applicants to the nearest branch but does not limit states or districts.

Source: bob Green Krishi
Page / section: ; Complete page reviewed
Accessed: 30 Aug 2026
Confidence: high

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Processing feeAggregate loans up to ₹3 lakh: nil. Above ₹3 lakh to ₹10 lakh: ₹250 per lakh or part thereof plus GST. Above ₹10 lakh: ₹350 per lakh or part thereof plus GST.View source

The official page publishes three processing-charge tiers and treatment.

Source: bob Green Krishi
Page / section: Fees & Charges — Processing Charges
Accessed: 30 Aug 2026
Confidence: high

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Collateral / securityFor loans up to ₹2 lakh, the official MITC requires a demand-promissory note and hypothecation of crops/assets created from bank finance. Above ₹2 lakh, it additionally requires an equitable or registered mortgage of land or a third-party guarantee.View source

The official separates security requirements at the ₹2 lakh threshold.

Source: bob Green Krishi
Page / section: Most Important Terms & Conditions — Security
Accessed: 30 Aug 2026
Confidence: high

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Customer typeFarmers, agricultural enterprises and eligible rural borrowersView source

The manually reviewed product record states: “Farmers, agricultural enterprises and eligible rural borrowers”.

Source: bob Green Krishi — official product page
Page / section: Published product metadata
Accessed: 15 Aug 2026
Confidence: high

Open official source ↗

Benefits and features

Short-term credit for conversion, organic inputs, certification and recurring cultivation costs, with cash-credit access and a RuPay debit card.

Eligibility

Individuals and groups of individuals, corporate farmers, /, farmer cooperatives and proprietorship/partnership firms engaged in organic cultivation. Applicant must have cultivable land in their name or under a valid lease
existing organic farmers and traditional farmers enrolled for certification are covered. Minimum age is 18 years.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

application form
two passport-size photographs
identity proof (Aadhaar, voter or etc.)
certified land-holding details / online land records with survey number and extent
registered lease agreement where applicable

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Loan repayment estimate

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Amount you want to borrowThe money you would receive from the lender.₹twenty-five lakh rupees₹50,000₹2,00,00,000Yearly interest rateThe percentage charged on the outstanding loan each year.%2%30%Time to repayA longer time usually lowers the monthly payment but raises total interest. months6 months360 months

One monthly payment₹19,382nineteen thousand three hundred eighty-two rupees

Interest paid over the full loan₹21,51,794twenty-one lakh fifty-one thousand seven hundred ninety-four rupees

Everything you repay₹46,51,794forty-six lakh fifty-one thousand seven hundred ninety-four rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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Term

Purpose · Published detailConversion, inputs, certification and recurring organic-cultivation costs

This value is copied from bob Green Krishi — complete published terms. Check the table notes before relying on it.

Source: bob Green Krishi · Benefits; Features; Eligibility; Documents; Fees; Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 12 rows · 2 columnsbob Green Krishi — complete published termsStructured capture of the official organic-farming finance page, including fee and inspection tiers.View tableHide table

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bob Green Krishi — complete published terms
Term	Published detail
Purpose	Conversion, inputs, certification and recurring organic-cultivation costs
Eligible customers	Individuals/groups, corporate farmers, /, farmer cooperatives, proprietorships and partnerships engaged in organic cultivation
Land/age	Cultivable land owned or validly leased; minimum age 18
Amount	₹5,000 minimum; no maximum ceiling based on scale of finance
Rate/incentive	Up to ₹3 lakh: 7% p.a. subject to government interest subvention, plus 3% PRI for timely repayment under guidelines
Insurance	Free personal-accident cover of ₹50,000 for eligible borrowers
Security	Up to ₹2 lakh: Note and hypothecation; above ₹2 lakh additionally equitable/registered land mortgage or third-party guarantee
Processing fees	Nil up to ₹3 lakh; ₹250/lakh or part + above ₹3 lakh to ₹10 lakh; ₹350/lakh or part + above ₹10 lakh
Inspection fees	Nil up to ₹3 lakh; ₹250 above ₹3 lakh to ₹10 lakh; ₹500 above ₹10 lakh to ₹1 crore; ₹1,000 above ₹1 crore
Prepayment	No prepayment charges
Documents	Application, two photographs, identity proof, certified land records or registered lease
Tenure/geography	Short-term credit described; numeric repayment period and territorial restriction not published

PRI means Prompt Repayment Incentive; means Kisan Credit Card; the official page says organic certificates must be produced within the stipulated timeframe to retain concessional .

bob Green Krishi · Benefits; Features; Eligibility; Documents; Fees; · accessed 30 Aug 2026Open official source ↗

bob Green Krishi

What the official sources publish

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