Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Eligible customersMicro, small and medium enterprises carrying out defence-related manufacturing, services or trading in India and holding a valid defence procurement contract or sub-contract.View source
The product page requires an with a valid defence procurement contract or sub-contract; the linked index scopes the defence activity to India and lists manufacturing, services and trading.
- Source
- Shaurya Scheme — Bank of Baroda
- Page / section
- Eligibility Criteria; linked index description
- Accessed
- 26 Sept 2026
- Confidence
- high
Facility typesWorking-capital cash credit (CC) or overdraft (OD), and term loans.View source
The page lists Working Capital (CC/) and Term Loans.
- Source
- Shaurya Scheme — Bank of Baroda
- Page / section
- Features — Facility Type
- Accessed
- 26 Sept 2026
- Confidence
- high
Loan amountAbove ₹10 lakh to ₹50 crore.View source
The page specifies a minimum strictly above ₹10 lakh and a maximum of ₹50 crore.
- Source
- Shaurya Scheme — Bank of Baroda
- Page / section
- Features — Loan Limits
- Accessed
- 26 Sept 2026
- Confidence
- high
Collateral and primary securityCollateral-free funding up to ₹10 crore when covered under CGTMSE; the page separately identifies hypothecation of assets created from the bank finance as primary security.View source
The page states collateral-free funding up to ₹10 crore subject to coverage, and separately says the primary security is hypothecation of assets created through bank finance.
- Source
- Shaurya Scheme — Bank of Baroda
- Page / section
- Benefits — coverage; — Primary Security
- Accessed
- 26 Sept 2026
- Confidence
- high
Interest rateBenchmark-linked pricing; the product page does not name the benchmark or a spread.View source
The page states that rates are linked to benchmark rates but names no benchmark, spread or numeric rate. The current common matrix does not identify a Shaurya-specific rating/security mapping, so no matrix band is assigned to this scheme.
- Source
- Shaurya Scheme — Bank of Baroda
- Page / section
- Benefits — Interest Rates
- Accessed
- 26 Sept 2026
- Confidence
- high
Term-loan repaymentUp to 10 years for term loans.View source
The page says term loans may be repaid over up to 10 years.
- Source
- Shaurya Scheme — Bank of Baroda
- Page / section
- Features — Repayment Tenure
- Accessed
- 26 Sept 2026
- Confidence
- high
Repayment structureRepayment structures may be aligned with the contract payment cycle.View source
The page describes flexible repayment structures matching contract payment cycles.
- Source
- Shaurya Scheme — Bank of Baroda
- Page / section
- Benefits — Repayment Structure
- Accessed
- 26 Sept 2026
- Confidence
- high
EligibilityMSME borrower with a valid defence procurement contract or sub-contract, a good credit history and stable financial track record, and mandatory valid Udyam registration.View source
All four requirements appear in the published eligibility section.
- Source
- Shaurya Scheme — Bank of Baroda
- Page / section
- Eligibility Criteria
- Accessed
- 26 Sept 2026
- Confidence
- high
Required documentsPromoter and enterprise KYC; proof of a valid defence contract, tender or work order; audited financial statements for the past three financial years; Udyam Registration and GST registration certificates.View source
The product page lists these documents. The linked forms index timed out, so this is not represented as a complete application-form checklist.
- Source
- Shaurya Scheme — Bank of Baroda
- Page / section
- Documents Required
- Accessed
- 26 Sept 2026
- Confidence
- high
Processing and review chargesWorking-capital funded/
The Shaurya page specifies working-capital facilities and term loans and says fees follow bank norms. The currently reviewed tariff publishes these applicable facility schedules; it labels charges as exclusive of .
- Source
- Annexure II — Advances () service charges — Bank of Baroda
- Page / section
- Annexure II — Advances (), row 1(A) working capital and row 1(B) term/DL/TL/DPG facilities over one year
- Accessed
- 26 Sept 2026
- Confidence
- high
Geographic limitsDefence-related manufacturing, services or trading activity in IndiaView source
The manually reviewed product record states: “Defence-related manufacturing, services or trading activity in India”.
- Source
- Shaurya Scheme — official product page
- Page / section
- Published product metadata
- Accessed
- 26 Sept 2026
- Confidence
- high
Benefits and features
- Collateral-free funding up to ₹10 crore when covered under ; this is separate from the scheme's ₹50 crore maximum facility limit.
- Repayment structures can match contract payment cycles.
Eligibility
- The borrower must be an and hold a valid defence procurement contract or sub-contract.
- The page requires a good credit history and stable financial track record.
- A valid Udyam Registration Certificate is mandatory.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Promoter and enterprise documents.
- Proof of a valid defence contract, tender or work order.
- Audited financial statements for the past three financial years.
- Udyam Registration and registration certificates.
Related official documents
Download Forms — Bank of Baroda Business / MSME forms catalogueofficial-forms-catalogue-page · current · accessed 27 Sept 2026
↗Bank of Baroda Download Forms route linked by BOB MSME product pagesofficial-forms-index-route · inaccessible · accessed 26 Sept 2026
↗Download Forms — Bank of Baroda official forms indexofficial-forms-index-route · current · accessed 27 Sept 2026
↗Loans and Advances — Bank of Baroda MSME index and common-document FAQofficial-catalogue-page · current · accessed 26 Sept 2026
↗Service Charges — Bank of Baroda MSME advances, inland and forex trade financeofficial-service-charge-page · current · accessed 27 Sept 2026
↗BOB Shaurya Scheme — current official product pageofficial-product-page · current · accessed 26 Sept 2026
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