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Rupee Savings Account

savings account enables account opening through demand drafts, telegraphic transfers etc. with standard banking facilities such as cheque book, provision for nomination and other remittance facilities. Open savings account now!

NRE / NRO / FCNR typeNRE accountInterest rateBOB savings-bank rate schedule effective 22 August 2025: 2.50% p.a. up to balances below ₹50 crore; 2.75% p.a. from ₹50 crore to below ₹500 crore; 3.50% p.a. from ₹500 crore to below ₹1,000 crore; 4.50% p.a. from ₹1,000 crore to below ₹2,000 crore; and 4.75% p.a. at ₹2,000 crore and above. The NRE/NRO product pages direct customers to the applicable savings/deposit-rate schedule rather than publishing a separate product rate.Minimum balance₹1,000 equivalent minimum balance for an NRE or NRO savings account.
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Quick eligibility check

Rupee Savings Account

0 of 3 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Available to NRIs?

Published source: Residency eligibility

2Do you meet this requirement: funding may come through inward remittance in convertible currency, transfers from NRE/FCNR accounts or permitted local rupee instruments?

Published source: Residency eligibility

3Do you meet this requirement: Cash in rupees cannot be deposited?

Published source: Residency eligibility
0 of 3 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Permitted opening fundsInward remittance in convertible foreign currency; transfers from NRE/FCNR accounts; local rupee cheques; cash in rupees not permittedView source
The official page lists permitted funding routes and excludes cash rupee deposits.
Source
Rupee Savings Account
Page / section
— Account opening
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
RepatriabilityPrincipal and interest fully repatriableView source
The official page states the entire funds can be repatriated.
Source
Rupee Savings Account
Page / section
Account overview /
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Interest payment frequencyHalf-yearly, June and DecemberView source
The official page states half-yearly interest payment.
Source
Rupee Savings Account
Page / section
— Interest
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Remittance facilitiesAvailableView source
The official benefits list includes remittance facilities.
Source
Rupee Savings Account
Page / section
Benefits
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
NRE Rupee account repatriabilityThe entire principal and interest can be repatriated. The account provides liquidity, convertibility, remittance facilities, cheque-book and nomination facilities.View source
The official overview and Benefits sections state full repatriability and listed banking facilities.
Source
Rupee Savings Account
Page / section
Overview / Benefits
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
NRE Rupee account fundingPermitted funding includes inward remittances in any convertible currency through normal banking channels, transfers from another NRE or FCNR account, local rupee cheques drawn in India and permitted investment maturity proceeds. Cash in rupees cannot be deposited.View source
The official section publishes permitted credit routes and excludes cash rupee deposits.
Source
Rupee Savings Account
Page / section
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Minimum balance₹1,000 equivalent minimum balance for an NRE or NRO savings account.View source
The official account-opening guidance states: minimum balance for / account is equivalent to ₹1,000.
Source
Open Account — official Bank of Baroda account-opening guidance
Page / section
Account Opening — Minimum balance for / account
Accessed
8 Sept 2026
Confidence
high
Open official source ↗
Interest rateBOB savings-bank rate schedule effective 22 August 2025: 2.50% p.a. up to balances below ₹50 crore; 2.75% p.a. from ₹50 crore to below ₹500 crore; 3.50% p.a. from ₹500 crore to below ₹1,000 crore; 4.50% p.a. from ₹1,000 crore to below ₹2,000 crore; and 4.75% p.a. at ₹2,000 crore and above. The NRE/NRO product pages direct customers to the applicable savings/deposit-rate schedule rather than publishing a separate product rate.Effective 22 Aug 2025View source
The savings-rate page lists 2.50% for balances up to below ₹50 crore, 2.75% for ₹50–500 crore, 3.50% for ₹500–1,000 crore, 4.50% for ₹1,000–2,000 crore and 4.75% for ₹2,000 crore and above. The reviewed / product pages state that the applicable rate is the current savings/deposit rate.
Source
Bank of Baroda Savings Bank Deposits — current interest-rate schedule
Page / section
Deposits — slab-wise revised rate of interest; / product-page rate treatment
Accessed
6 Sept 2026
Confidence
high
Open official source ↗
Residency eligibilityAvailable to NRIs; funding may come through inward remittance in convertible currency, transfers from NRE/FCNR accounts or permitted local rupee instruments. Cash in rupees cannot be deposited.View source
The official identifies funding routes and excludes cash rupee deposits.
Source
Rupee Savings Account
Page / section
— permitted credits
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
NRE / NRO / FCNR typeNRE accountView source
The manually reviewed product record states: “undefined”.
Source
Rupee Savings Account — official product page
Page / section
Published comparison aliases
Accessed
15 Aug 2026
Confidence
high
Open official source ↗
CurrencyIndian rupees (INR)View source
The manually reviewed product record states: “undefined”.
Source
Rupee Savings Account — official product page
Page / section
Published comparison aliases
Accessed
15 Aug 2026
Confidence
high
Open official source ↗
RepatriationPrincipal and interest fully repatriableView source
The manually reviewed product record states: “Principal and interest fully repatriable”.
Source
Rupee Savings Account
Page / section
Published comparison aliases
Accessed
21 Aug 2026
Confidence
high
Open official source ↗

Eligibility

  • Available to
  • funding may come through inward remittance in convertible currency, transfers from / accounts or permitted local rupee instruments. Cash in rupees cannot be deposited.

Passing a listed condition does not mean the bank will approve an application.

Related official documents

Bank of Baroda NRI account product pages and deposit termsofficial-product-pages · current · accessed 29 Aug 2026
↗
BOB NRE/NRO savings products and linked savings-bank rate scheduleofficial-product-pages-and-rate-table · current · accessed 6 Sept 2026
↗
Open NRI Account — official Bank of Baroda account-opening guidanceofficial-product-guidance · current · accessed 8 Sept 2026
↗

Plan before applying

Try the numbers

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Account interest estimate

See roughly how much interest a steady account balance could earn over the period you choose.

Interest you may earn₹2,500two thousand five hundred rupees
Balance including interest₹1,02,500one lakh two thousand five hundred rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Up to below ₹50,00,00,000 · Rate (% p.a.)2.50%

This value is copied from savings-bank rates linked by / savings products. Check the table notes before relying on it.

Source: Bank of Baroda Savings Bank Deposits — current interest-rate schedule · Deposits — slab-wise revised rate of interest Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 5 rows · 2 columnsBOB savings-bank rates linked by NRE/NRO savings productsPublished balance-slab rates from the current BOB savings-bank deposit schedule.View tableHide table

Scroll sideways to view every column

BOB savings-bank rates linked by NRE/NRO savings products
Outstanding balanceRate (% p.a.)
Up to below ₹50,00,00,0002.50%
₹50,00,00,000 to below ₹500,00,00,0002.75%
₹500,00,00,000 to below ₹1,000,00,00,0003.50%
₹1,000,00,00,000 to below ₹2,000,00,00,0004.50%
₹2,000,00,00,000 and above4.75%
  • The / product pages do not publish separate account-specific rates; they direct customers to the applicable savings/deposit schedule.
  • Recheck the live rate page before applying because rates can change.
Bank of Baroda Savings Bank Deposits — current interest-rate schedule · Deposits — slab-wise revised rate of interest · effective 22 Aug 2025 · accessed 6 Sept 2026Open official source ↗

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