Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Agriclinic and agribusiness useFinance to establish agriclinics and agribusiness centres that provide agricultural extension and related services to farmers, on a paid or free basis according to the entrepreneur's business model and local affordability.View source
The official feature section describes the centre's farmer-extension purpose and service model.
- Source
- Financing Agriclinics & Agribusiness Centres by Agriculture Graduates
- Page / section
- Features
- Accessed
- 23 Aug 2026
- Confidence
- high
Qualified entrepreneursAgriculture graduates and technically qualified entrepreneurs, including diploma or postgraduate diploma holders with more than 60% agriculture/
The official page publishes the education and approval criteria.
- Source
- Financing Agriclinics & Agribusiness Centres by Agriculture Graduates
- Page / section
- Features / Eligibility
- Accessed
- 23 Aug 2026
- Confidence
- high
Margin and subsidyNil up to ₹5 lakh; 15% above ₹5 lakh. NABARD subsidy may be available.View source
The official page publishes margin bands and subsidy availability.
- Source
- Financing Agriclinics & Agribusiness Centres by Agriculture Graduates
- Page / section
- Benefits / — Margin
- Accessed
- 23 Aug 2026
- Confidence
- high
Repayment and moratorium5 to 10 years depending on activity, with a maximum moratorium of 2 years.View source
The official publishes the activity-linked tenor and moratorium.
- Source
- Financing Agriclinics & Agribusiness Centres by Agriculture Graduates
- Page / section
- — Repayment Period
- Accessed
- 23 Aug 2026
- Confidence
- high
Turnover / vintageNo turnover or business-vintage threshold is published. Eligibility is based on the applicant’s agriculture or allied-subject qualification and the proposed Agriclinic or Agribusiness Centre project.View source
The official page provides detailed education and marks-based eligibility but does not state a turnover or operating-vintage requirement.
- Source
- ACABC Scheme: Empowering Farmers with Agri Clinic and Agribusiness Centres
- Page / section
- Eligibility Criteria / Benefits
- Accessed
- 30 Aug 2026
- Confidence
- high
DocumentsKYC documents such as Aadhaar, Voter ID, PAN Card or Driving Licence; passport-size photograph; land record; quotation or invoice if available; project report if available; and IT Returns if available.View source
The official document-required section lists the six document groups and marks three as if available.
- Source
- ACABC Scheme: Empowering Farmers with Agri Clinic and Agribusiness Centres
- Page / section
- Document Required
- Accessed
- 30 Aug 2026
- Confidence
- high
Geographic limitsAgriculture graduates and technically qualified entrepreneurs, including diploma or postgraduate diploma holders with more than 60% agriculture/
The manually reviewed product record states: “Agriculture graduates and technically qualified entrepreneurs, including diploma or postgraduate diploma holders with more than 60% agriculture/allied course content after B.Sc. Biological Sciences, and agriculture-related intermediate courses with at least 55% marks; other recognised degrees require Department of Agriculture & Cooperation approval on State Government recommendation.”.
- Source
- Financing Agriclinics & Agribusiness Centres by Agriculture Graduates — official product page
- Page / section
- Published product metadata
- Accessed
- 15 Aug 2026
- Confidence
- high
Customer typeFarmers, agricultural enterprises and eligible rural borrowersView source
The manually reviewed product record states: “Farmers, agricultural enterprises and eligible rural borrowers”.
- Source
- Financing Agriclinics & Agribusiness Centres by Agriculture Graduates — official product page
- Page / section
- Published product metadata
- Accessed
- 15 Aug 2026
- Confidence
- high
Interest rateUp to ₹3 lakh: one-year MCLR + Strategic Premium + 0.50%; above ₹3 lakh and below ₹25 lakh: one-year MCLR + Strategic Premium + 1.50%; at ₹25 lakh and above: CC/
The official indexed ACABC page exposes its own amount/tenor rate table; the central B page excludes activities with separately stipulated . Direct live detail-page retrieval timed out; retain the page freshness caveat.
- Source
- Financing Agriclinics & Agribusiness Centres by Agriculture Graduates — Bank of Baroda
- Page / section
- — Rate of Interest; cross-checked against the B.1–B.3 central page and its separately-priced-category exception
- Accessed
- 27 Sept 2026
- Confidence
- medium
Project amount and subsidy ceilingIndividual project: ₹20 lakh; ₹25 lakh for an extremely successful individual project. Group project: up to ₹20 lakh per trained person and ₹100 lakh overall, whichever is lower for subsidy purposes.View source
The page lists individual and group project figures and expressly qualifies the group amount by subsidy purpose; it is not described as an unconditional sanction ceiling.
- Source
- Financing Agriclinics & Agribusiness Centres by Agriculture Graduates — Bank of Baroda
- Page / section
- Benefits / — Quantum of Loan
- Accessed
- 27 Sept 2026
- Confidence
- medium
Security and collateralUp to ₹5 lakh: hypothecation of financed assets; no collateral security. Above ₹5 lakh: asset hypothecation plus mortgage of land or a third-party guarantee.View source
The page specifies asset hypothecation and a ₹5 lakh collateral break; this is the bank's scheme-specific text, not a general collateral rule.
- Source
- Financing Agriclinics & Agribusiness Centres by Agriculture Graduates — Bank of Baroda
- Page / section
- — Security
- Accessed
- 27 Sept 2026
- Confidence
- medium
Processing and inspection chargesProcessing: waived when aggregate agriculture exposure is up to ₹3 lakh; above ₹3 lakh, demand/
The official page separates processing charges from inspection charges and publishes both exposure schedules.
- Source
- Financing Agriclinics & Agribusiness Centres by Agriculture Graduates — Bank of Baroda
- Page / section
- Fees & Charges — Processing Charges and Inspection Charges
- Accessed
- 27 Sept 2026
- Confidence
- medium
Benefits and features
- Finance to establish agriclinics and agribusiness centres that provide agricultural extension and related services to farmers, on a paid or free basis according to the entrepreneur's business model and local affordability.
Eligibility
- Agriculture graduates and technically qualified entrepreneurs, including diploma or postgraduate diploma holders with more than 60% agriculture/
allied course content after B.Sc. Biological Sciences, and agriculture-related intermediate courses with at least 55% marks - other recognised degrees require Department of Agriculture & Cooperation approval on State Government recommendation.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- documents (Aadhaar, Voter , Card, Driving Licence etc.)
- passport-size photo
- land record
- quotation/invoice (if available)
- project report (if available)
- IT Returns (if available)
Related official documents
Compendium of Instructions for Implementation of Revised Agri-Clinics and Agri-Business Centres Programme 2025official-government-scheme-pdf · Partial research only; not a completed PDF or product review · accessed 27 Sept 2026
↗Financing Agriclinics & Agribusiness Centres by Agriculture Graduates — official product pageofficial-product-page · Partial indexed official-page review; product facts retained with medium confidence, live refresh and linked-PDF review remain open · accessed 27 Sept 2026
↗Rural & Agri loan catalogue — Financing Irrigation entryofficial-product-catalogue · Targeted eligibility cross-check for Financing Irrigation · accessed 28 Sept 2026
↗Priority Sector Loans Interest Rates — Farm Credit A.1 schedule and scope footnoteofficial-interest-rate-page · Targeted current A.1 comparison; product-page rate rows remain primary and tariff scope is explicitly qualified · accessed 28 Sept 2026
↗Master Directions — Priority Sector Lending: Targets and Classification, 2025official-regulatory-direction · current targeted Farm Credit classification cross-check · accessed 28 Sept 2026
↗Reserve Bank of India (Priority Sector Lending – Targets and Classification) Second Amendment Directions, 2026official-regulatory-amendment · Targeted amendment-scope cross-check only · accessed 27 Sept 2026
↗Reserve Bank of India (Priority Sector Lending – Targets and Classification) Third Amendment Directions, 2026official-regulatory-amendment · Targeted amendment-scope cross-check only · accessed 27 Sept 2026
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