Savings, current & salary accounts

bob Current Account for Other Banks

A ₹5,000 minimum-balance current account for other scheduled commercial banks, with free monthly statements and first cheque book.

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Quick eligibility check

bob Current Account for Other Banks

0 of 2 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Only scheduled commercial banks included in the Second Schedule to the RBI Act, 1934 are eligible?

2Document checkDo you have this required document or proof: Applicable institutional account-opening and KYC documents?

0 of 2 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 13 Aug 2026 · active
bob Current Account for Other Banks official artwork
Offered byBank of Baroda

Bank of Baroda branches in India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Minimum balance₹5,000View source
The page publishes no maximum balance and one free monthly statement.
Source
bob Current Account for Other Banks
Page / section
Benefits
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Free cheque leavesFirst 50; ₹5 per leaf afterView source
Cheque charges are waived when is ₹2 lakh or above.
Source
bob Current Account for Other Banks
Page / section
Fees & Charges
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Other Banks current-account eligibilityThe account is for scheduled commercial banks in the RBI Act Second Schedule, apex and district cooperative banks, land-mortgage banks, eligible regional rural banks other than Bank of Baroda’s RRBs, and urban cooperative banks.View source
The official lists the bank and cooperative-bank categories that may open the account.
Source
bob Current Account for Other Banks
Page / section
— Eligibility
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Other Banks current-account balanceMinimum quarterly average balance is ₹5,000. QAB of ₹2 lakh or more attracts no charges according to the official FAQ.View source
The official publishes the minimum and no-charge threshold.
Source
bob Current Account for Other Banks
Page / section
— Minimum balance
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Other Banks current-account servicesThe account includes one free monthly statement, a first cheque book of 50 leaves free, subsequent cheque leaves at ₹5 each, auto payroll, internet banking, missed-call facilities, 24x7 chatbot, SMS alerts, BCMS and IPG facilities.View source
The official publishes statement, cheque-book and digital-service terms.
Source
bob Current Account for Other Banks
Page / section
— Benefits
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Salary requirementNot applicable — the reviewed product is not a salary-account variant and its official eligibility/features do not require salary credit or a minimum salary.View source
The reviewed account catalogue and linked product pages classify these variants as current, savings, inclusion, pensioner or locker products and do not state a salary-credit requirement.
Source
Bank of Baroda account catalogue — non-salary variants
Page / section
Account categories and linked product eligibility
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Non-maintenance chargeThe page gives a ₹5,000 minimum QAB and says accounts with QAB of ₹2,00,000 or more have no cheque-book charges; it does not publish a separate non-maintenance amount below ₹2,00,000.View source
The page publishes ₹5,000 minimum and a no-charge concession at ₹2 lakh , but no lower- penalty amount.
Source
bob Current Account for Other Banks
Page / section
Benefits / Fees & Charges — Minimum balance and cheque book
Accessed
7 Sept 2026
Confidence
high
Open official source ↗
ATM / cash withdrawal limitsCash withdrawal at the local base branch has no limit on the product page. Cash withdrawal at local non-base and outstation branches is not allowed; the page does not publish a debit-card ATM limit.View source
The page states no limit at the local base branch and that local non-base/outstation cash withdrawals are not allowed.
Source
bob Current Account for Other Banks
Page / section
Fees & Charges — Withdrawal(s)
Accessed
7 Sept 2026
Confidence
high
Open official source ↗
Interest rateNo interest is payable on the current-account balance. If the account holder dies, savings-bank interest is paid from the date of death until settlement; any sweep deposit earns the applicable term-deposit rate separately.View source
The checked current-account pages publish no interest on the current-account balance, with a deceased-account settlement exception; their sweep sections separately refer to term-deposit interest.
Source
Bank of Baroda current-account — interest payment
Page / section
Most Important Terms and Conditions — Interest Payment
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Account typeCurrent accountView source
The manually reviewed product name/benefits state: “Current account”.
Source
bob Current Account for Other Banks — official product page
Page / section
Published account type and access benefits
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Cheque bookFirst 50 cheque leaves freeView source
The manually reviewed product name/benefits state: “First 50 cheque leaves free”.
Source
bob Current Account for Other Banks — official product page
Page / section
Published account type and access benefits
Accessed
13 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Free monthly statement
  • First 50 cheque leaves free
  • Internet banking and cash-management eligibility
  • Immediate outstation-cheque credit up to ₹20,000 for qualifying accounts

Eligibility

  • Only scheduled commercial banks included in the Second Schedule to the Act, 1934 are eligible.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Applicable institutional account-opening and documents

Related official documents

Bank of Baroda account pages and account service-charge scheduleofficial-product-pages-and-schedule · current · accessed 29 Aug 2026
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Bank of Baroda current-account MITC — interest paymentofficial-product-pages · current · accessed 29 Aug 2026
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Bank of Baroda current-account MITC — interest paymentofficial-product-pages · current · accessed 29 Aug 2026
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bob Current Account for Other Banks — current product pageofficial-product-page · current · accessed 7 Sept 2026
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Bank of Baroda non-salary current, savings and scheme accountsofficial-product-pages · current · accessed 29 Aug 2026
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Account interest estimate

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Balance including interest₹1,02,700one lakh two thousand seven hundred rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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This value is copied from Current-account interest payment. Check the table notes before relying on it.

Source: Bank of Baroda current-account — interest payment · Most Important Terms and Conditions — Interest Payment Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 4 rows · 3 columnsCurrent-account interest paymentInterest treatment repeated in the checked Bank of Baroda current-account MITCs.View tableHide table

Scroll sideways to view every column

Current-account interest payment
VariantCurrent-account balanceException / separate sweep treatment
ADVANTAGE / / OTHER BANKSNo interest payableSavings-bank interest only from death until settlement; sweep deposits use term-deposit rate
DIAMOND / PREMIUM / STARTUP / SCALE-UPNo interest payableSame current-account rule
GOLD / LITE / PLATINUM / RHODIUMNo interest payableSame current-account rule
SMART / SUPREME / WOMEN POWERNo interest payableSame current-account rule
  • The zero applies to the current-account balance, not to a separate sweep/term deposit.
Bank of Baroda current-account — interest payment · Most Important Terms and Conditions — Interest Payment · accessed 29 Aug 2026Open official source ↗

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