Banking, wealth, forex & trade services

bob इ Pay |123PAY

Make instant payments with bob e-Pay - App from Bank of Baroda. Enjoy a secure, user-friendly platform for all your online payment needs, including bills and services. Sign up now!

Service typeUPI123PAY IVR payments for feature phones without internet, including send money, balance enquiry, mini statement, UPI PIN and language controls.FeesNil.Transaction limitsP2P: maximum 5 transactions per day, ₹10,000 per transaction, ₹50,000 daily cumulative limit and ₹5,000 cumulative cap within 24 hours of registration.

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✓ Manually checked 30 Aug 2026 · active

Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Service typeUPI123PAY IVR payments for feature phones without internet, including send money, balance enquiry, mini statement, UPI PIN and language controls.View source

The official page describes feature-phone and lists the available account/payment controls.

Source: bob इ Pay |123PAY
Page / section: Overview / Features
Accessed: 22 Aug 2026
Confidence: high

Open official source ↗

Customer typeUPI-eligible Bank of Baroda account holders using a registered mobile number and feature phone; eligibility follows UPI guidelines.View source

The official eligibility section states eligibility is as per guidelines and registration uses the bank’s .

Source: bob इ Pay |123PAY
Page / section: Eligibility Criteria
Accessed: 22 Aug 2026
Confidence: high

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FeesNil.View source

The official fee section states NIL.

Source: bob इ Pay |123PAY
Page / section: Fees & Charges
Accessed: 22 Aug 2026
Confidence: high

Open official source ↗

ChannelsIVR call to 080 4522 8222 from the registered mobile number; Hindi and English language support.View source

The official page publishes the number and the two supported languages.

Source: bob इ Pay |123PAY
Page / section: Overview / Registration / Languages
Accessed: 22 Aug 2026
Confidence: high

Open official source ↗

Transaction limitsP2P: maximum 5 transactions per day, ₹10,000 per transaction, ₹50,000 daily cumulative limit and ₹5,000 cumulative cap within 24 hours of registration.View source

The official transaction-limit table publishes all four P2P caps.

Source: bob इ Pay |123PAY
Page / section: Transaction Limits
Accessed: 22 Aug 2026
Confidence: high

Open official source ↗

Availabilitybob इ Pay|123PAY is offered in India through the Bank of Baroda IVR service and is designed for feature-phone users, including customers in rural and remote areas; the registered mobile number must be linked to an eligible UPI account.View source

The official page describes feature-phone payments without internet, rural and remote financial inclusion, and registration from the mobile number linked to the bank account.

Source: bob E-Pay / 123Pay – Based Payments Without Internet
Page / section: Overview / Benefits / Eligibility Criteria
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Eligibility

P2P: maximum 5 transactions per day, ₹10,000 per transaction, ₹50,000 daily cumulative limit and ₹5,000 cumulative cap within 24 hours of registration.

Passing a listed condition does not mean the bank will approve an application.

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Limit

Maximum transactions per day · Published value5

This value is copied from bob इ Pay|123PAY transaction limits. Check the table notes before relying on it.

Source: bob E-Pay / 123Pay – Based Payments Without Internet · Transaction Limits Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 4 rows · 2 columnsbob इ Pay|123PAY transaction limitsPublished person-to-person IVR transaction limits.View tableHide table

Scroll sideways to view every column

bob इ Pay|123PAY transaction limits
Limit	Published value
Maximum transactions per day	5
Maximum amount per transaction	₹10,000
Daily cumulative transaction limit	₹50,000
Cumulative cap within 24 hours of registration	₹5,000

bob E-Pay / 123Pay – Based Payments Without Internet · Transaction Limits · accessed 30 Aug 2026Open official source ↗

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