Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Minimum balance₹0View source
No maximum balance is published; folio charges are free above ₹1 lakh .
- Source
- bob Current Account for /Other Insurance
- Page / section
- Benefits
- Accessed
- 13 Aug 2026
- Confidence
- high
Free cheque leavesFirst 50; ₹5 plus GST per leaf afterView source
Cheque charges are waived at of ₹2 lakh and above.
- Source
- bob Current Account for /Other Insurance
- Page / section
- Benefits and Fees & Charges
- Accessed
- 13 Aug 2026
- Confidence
- high
LIC/insurance current-account eligibilityThis current account is for life and general insurance companies. It has no minimum-balance requirement and no maximum-balance ceiling; internet banking is available and a monthly statement is free once per calendar month.View source
The official overview and Benefits sections publish customer types, balance limits, banking and statement terms.
- Source
- bob Current Account for /Other Insurance
- Page / section
- Overview / Benefits
- Accessed
- 23 Aug 2026
- Confidence
- high
LIC/insurance current-account chargesFolio charges are free when quarterly average balance is maintained above ₹1 lakh. Deposits are insured by DICGC up to ₹5 lakh; the bank gives 30 days’ advance notice for changes to terms, fees and charges.View source
The official Benefits and sections publish folio, and notice-period terms.
- Source
- bob Current Account for /Other Insurance
- Page / section
- Benefits /
- Accessed
- 23 Aug 2026
- Confidence
- high
Salary requirementNot applicable — the reviewed product is not a salary-account variant and its official eligibility/features do not require salary credit or a minimum salary.View source
The reviewed account catalogue and linked product pages classify these variants as current, savings, inclusion, pensioner or locker products and do not state a salary-credit requirement.
- Source
- Bank of Baroda account catalogue — non-salary variants
- Page / section
- Account categories and linked product eligibility
- Accessed
- 29 Aug 2026
- Confidence
- high
Non-maintenance chargeThe account has no minimum balance. The page states that QAB of ₹2,00,000 or more attracts zero cheque-book charges; it does not publish a separate non-maintenance amount below that QAB.View source
The page states no minimum balance, zero cheque-book charges at ₹2 lakh or more and no lower- penalty amount.
- Source
- bob Current Account for /Other Insurance
- Page / section
- Benefits — Minimum balance and cheque book; Fees & Charges
- Accessed
- 7 Sept 2026
- Confidence
- high
ATM / cash withdrawal limitsCash withdrawal at the base branch has no upper limit on the page. At local non-base and outstation branches, up to ₹25,000 per day per account is free; amounts above that follow service charges. The page does not publish a debit-card ATM limit.View source
The page states no upper limit at the base branch and ₹25,000/day free at local non-base and outstation branches.
- Source
- bob Current Account for /Other Insurance
- Page / section
- Fees & Charges — Withdrawal(s)
- Accessed
- 7 Sept 2026
- Confidence
- high
Interest rateNo interest is payable on the current-account balance. If the account holder dies, savings-bank interest is paid from the date of death until settlement; any sweep deposit earns the applicable term-deposit rate separately.View source
The checked current-account pages publish no interest on the current-account balance, with a deceased-account settlement exception; their sweep sections separately refer to term-deposit interest.
- Source
- Bank of Baroda current-account — interest payment
- Page / section
- Most Important Terms and Conditions — Interest Payment
- Accessed
- 29 Aug 2026
- Confidence
- high
Account typeCurrent accountView source
The manually reviewed product name/benefits state: “Current account”.
- Source
- bob Current Account for /Other Insurance — official product page
- Page / section
- Published account type and access benefits
- Accessed
- 13 Aug 2026
- Confidence
- high
Cheque bookFirst 50 cheque leaves freeView source
The manually reviewed product name/benefits state: “First 50 cheque leaves free”.
- Source
- bob Current Account for /Other Insurance — official product page
- Page / section
- Published account type and access benefits
- Accessed
- 13 Aug 2026
- Confidence
- high
Benefits and features
- Nil minimum balance
- Free monthly statement
- First 50 cheque leaves free
- Immediate outstation-cheque credit up to ₹20,000 for qualifying six-month-old accounts
Eligibility
- Available to life and general insurance companies.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Applicable company account-opening, authority and documents
Related official documents
Bank of Baroda account pages and account service-charge scheduleofficial-product-pages-and-schedule · current · accessed 29 Aug 2026
↗Bank of Baroda current-account MITC — interest paymentofficial-product-pages · current · accessed 29 Aug 2026
↗Bank of Baroda current-account MITC — interest paymentofficial-product-pages · current · accessed 29 Aug 2026
↗bob Current Account for LIC/Other Insurance — current product pageofficial-product-page · current · accessed 7 Sept 2026
↗Bank of Baroda non-salary current, savings and scheme accountsofficial-product-pages · current · accessed 29 Aug 2026
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