Business, & agriculture finance

Credit Link Capital Subsidy Scheme (CLCSS)

Apply for Credit Linked Subsidy Scheme (CLCSS) & enjoy its benefits, including capital subsidies on machinery loans. Learn about CLCSS scheme details, subsidy status & the Special Credit Linked Capital Subsidy Scheme.

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Quick eligibility check

Credit Link Capital Subsidy Scheme (CLCSS)

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Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Eligible micro, small and medium enterprises?

Published source: Customer type
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✓ Manually checked 30 Aug 2026 · active
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Technology upgradationUpfront capital subsidy for SSI, tiny, khadi, village and coir industrial units to modernise production processes and activities through eligible technology upgrades.View source
The official objective section describes the unit types and technology-upgradation purpose.
Source
Credit Link Capital Subsidy Scheme (CLCSS)
Page / section
Eligibility — Objective
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Capital subsidy15% of investment in eligible machinery financed institutionally up to ₹1 crore, with maximum subsidy of ₹15 lakh.View source
The official subsidy section publishes the 15% rate, ₹1 crore finance base and ₹15 lakh cap.
Source
Credit Link Capital Subsidy Scheme (CLCSS)
Page / section
Interest Rate and Charges — Rate of Subsidy
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Turnover / vintageThe scheme page identifies tiny, small-scale, khadi, village and coir units and eligible technology sectors, but publishes no turnover or business-vintage threshold.View source
The page sets unit and technology eligibility but does not state a turnover, incorporation-age or vintage limit.
Source
Credit Link Capital Subsidy Scheme (CLCSS) — official Bank of Baroda page
Page / section
Objective; Eligibility
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
RateNot published on the reviewed CLCSS page. The 15% figure is a capital-subsidy rate, not the interest rate on the underlying term loan.View source
The page publishes the subsidy percentage and eligible machinery finance ceiling, but no lending benchmark, spread or borrower interest rate.
Source
Credit Link Capital Subsidy Scheme (CLCSS) — official Bank of Baroda page
Page / section
Interest Rate and Charges; Rate of Subsidy
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
TenureThe subsidy is available only where a term loan is sanctioned, but the reviewed page publishes no repayment period or maximum tenure.View source
The page states that capital subsidy is available only when a term loan is sanctioned; no term or repayment schedule is listed.
Source
Credit Link Capital Subsidy Scheme (CLCSS) — official Bank of Baroda page
Page / section
Eligibility; Capital subsidy
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Geographic limitsA Government of India scheme delivered through institutional finance; the reviewed Bank of Baroda page publishes no state, branch or territorial restriction.View source
The page links to Government of India scheme details and gives no narrower geographic eligibility condition.
Source
Credit Link Capital Subsidy Scheme (CLCSS) — official Bank of Baroda page
Page / section
Objective; Details
Accessed
30 Aug 2026
Confidence
medium
Open official source ↗
Customer typeEligible micro, small and medium enterprisesView source
The manually reviewed product record states: “Eligible micro, small and medium enterprises”.
Source
Credit Link Capital Subsidy Scheme (CLCSS) — official product page
Page / section
Published product metadata
Accessed
15 Aug 2026
Confidence
high
Open official source ↗
Facility amount15% of investment in eligible machinery financed institutionally up to ₹1 crore, with maximum subsidy of ₹15 lakh.View source
The manually reviewed product record states: “15% of investment in eligible machinery financed institutionally up to ₹1 crore, with maximum subsidy of ₹15 lakh.”.
Source
Credit Link Capital Subsidy Scheme (CLCSS) — official product page
Page / section
Published product metadata
Accessed
15 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Upfront capital subsidy for SSI, tiny, khadi, village and coir industrial units to modernise production processes and activities through eligible technology upgrades.

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Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

Interest paid over the full loan₹54,00,737fifty-four lakh seven hundred thirty-seven rupees
Everything you repay₹79,00,737seventy-nine lakh seven hundred thirty-seven rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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