Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Custom farm-service assetsFinance for agencies providing services to farmers, including tractors, bulldozers, aerial-spraying aircraft/helicopters, drilling rigs, lift-irrigation equipment, harvesters, threshers, cold stores, warehouses, transport trucks/trailers, excavators, milk/poultry tankers, bullock carts, curing barns, canning/processing and grading facilities.View source
The official features section enumerates the equipment and facilities eligible for custom-service finance.
- Source
- Financing Agencies Providing Custom Services To Farmers
- Page / section
- Features
- Accessed
- 23 Aug 2026
- Confidence
- high
Eligible agenciesIndividuals, entrepreneurs, organisations, institutions, corporations such as agro-industries corporations, market yards or authorised market-yard licensees, warehouses, panchayats and agro-service centres with viable farmer-service schemes.View source
The official eligibility section lists the agency types and viability requirement.
- Source
- Financing Agencies Providing Custom Services To Farmers
- Page / section
- Eligibility Criteria
- Accessed
- 23 Aug 2026
- Confidence
- high
Margin15%.View source
The official publishes a 15% margin.
- Source
- Financing Agencies Providing Custom Services To Farmers
- Page / section
- Benefits / — Margin
- Accessed
- 23 Aug 2026
- Confidence
- high
RepaymentTerm loans up to 7 years with monthly, quarterly, half-yearly or annual instalments based on income generation; cash credit is for 12 months subject to annual review.View source
The official repayment table publishes term-loan and cash-credit periods.
- Source
- Financing Agencies Providing Custom Services To Farmers
- Page / section
- — Repayment Period
- Accessed
- 23 Aug 2026
- Confidence
- high
SecurityTerm loan: hypothecation of financed machinery plus mortgage of land/
The official distinguishes term-loan and cash-credit security.
- Source
- Financing Agencies Providing Custom Services To Farmers
- Page / section
- — Security
- Accessed
- 23 Aug 2026
- Confidence
- high
Processing and inspection chargesProcessing is nil for aggregate agriculture exposure up to ₹3 lakh (₹3,00,000). For working capital above ₹3 lakh to ₹10 lakh, the page states ₹250 per lakh or part thereof plus GST; above ₹10 lakh, ₹350 per lakh or part thereof plus GST, capped at ₹35 lakh. Term loans above ₹3 lakh carry 1% of sanctioned limit, capped at ₹100 lakh. Inspection is nil up to ₹3 lakh, then ₹250 above ₹3 lakh to ₹10 lakh, ₹1,000 above ₹10 lakh to ₹1 crore and ₹5,000 above ₹1 crore.View source
The official Fees & Charges section lists separate working-capital, term-loan and inspection slabs; is stated for the working-capital slabs.
- Source
- Financing Agencies Providing Custom Services To Farmers
- Page / section
- Fees & Charges
- Accessed
- 30 Aug 2026
- Confidence
- high
Required documentsKYC documents such as Aadhaar, voter ID, PAN card or driving licence; passport-size photograph; quotation or invoice if available; project report if available; and income-tax returns if available.View source
The complete document list is published under Document Required; quotation, project report and are conditional if available.
- Source
- Financing Agencies Providing Custom Services To Farmers
- Page / section
- Document Required
- Accessed
- 30 Aug 2026
- Confidence
- high
Interest rateUp to ₹3 lakh: 1-year MCLR + SP. Above ₹3 lakh and below ₹25 lakh: 1-year MCLR + SP + 1.25%. At ₹25 lakh and above: 1-year MCLR + SP + 2.00% for CC/
The saved full-page review publishes the amount- and tenor-specific floating-rate bands. The later priority-rate crosswalk explicitly excludes this scheme from generic B.1–B.3 rates and points to its own product-page schedule. Processing and inspection charges are recorded separately under processingFee; they are not part of the interest rate.
- Source
- Financing Agencies Providing Custom Services To Farmers — Bank of Baroda
- Page / section
- Product-page — Rate of Interest; cross-checked against the 2026-09-27 B.1–B.3 applicability map, which says this product uses its own page schedule and must not receive generic B rates
- Accessed
- 30 Aug 2026
- Confidence
- high
Published benefitsProcessing and inspection charges are nil for aggregate agriculture exposure up to ₹3 lakh; margin is up to 15%; term-loan repayment can extend to 7 years. Cash credit is for 12 months, subject to annual review.View source
The complete saved page review gives the charge-waiver threshold, maximum margin, repayment periods and annual cash-credit review. The adjective “attractive” was removed; the published amounts and terms are retained.
- Source
- Financing Agencies Providing Custom Services To Farmers — Bank of Baroda
- Page / section
- Benefits; Fees & Charges; — Margin and Repayment
- Accessed
- 30 Aug 2026
- Confidence
- high
Eligible customer typesIndividuals, entrepreneurs, organisations, institutions and corporations (including agro-industries corporations); market yards and authorised market-yard licensees; warehouses; panchayats; and agro-service centres with viable schemes to provide services to farmers.View source
The full saved eligibility section lists these entities and requires a viable scheme for services to farmers. Replaces the legacy generic segment label without expanding the official entity list.
- Source
- Financing Agencies Providing Custom Services To Farmers — Bank of Baroda
- Page / section
- Eligibility Criteria
- Accessed
- 30 Aug 2026
- Confidence
- high
Benefits and features
- Finance for machinery and facilities used to provide farming services on contract or hire; term-loan repayment can extend to 7 years, and cash credit is reviewed annually.
Eligibility
- Individuals, entrepreneurs, organisations, institutions, corporations such as agro-industries corporations, market yards or authorised market-yard licensees, warehouses, panchayats and agro-service centres with viable farmer-service schemes.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Aadhaar
- voter
- card
- driving licence
Related official documents
Rural & Agri loan catalogue — Financing Irrigation entryofficial-product-catalogue · Targeted eligibility cross-check for Financing Irrigation · accessed 28 Sept 2026
↗Financing Agencies Providing Custom Services To Farmers — Bank of Baroda official product pageofficial-product-page · current · accessed 30 Aug 2026
↗Priority Sector Loans Interest Rates — Farm Credit A.1 schedule and scope footnoteofficial-interest-rate-page · Targeted current A.1 comparison; product-page rate rows remain primary and tariff scope is explicitly qualified · accessed 28 Sept 2026
↗Master Directions — Priority Sector Lending: Targets and Classification, 2025official-regulatory-direction · current targeted Farm Credit classification cross-check · accessed 28 Sept 2026
↗Reserve Bank of India (Priority Sector Lending – Targets and Classification) Second Amendment Directions, 2026official-regulatory-amendment · Targeted amendment-scope cross-check only · accessed 27 Sept 2026
↗Reserve Bank of India (Priority Sector Lending – Targets and Classification) Third Amendment Directions, 2026official-regulatory-amendment · Targeted amendment-scope cross-check only · accessed 27 Sept 2026
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