Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Monthly average balanceMetro/
The first holder must be an eligible woman.
- Source
- bob Mahila Shakti Saving Account
- Page / section
- Features
- Accessed
- 13 Aug 2026
- Confidence
- high
MAB shortfall chargeFeatures: 6% of shortfall, ₹50–₹100; MITC: 6% of shortfall, ₹20–₹60View source
The two live tabs conflict, so no normalized fee is published.
- Source
- bob Mahila Shakti Saving Account
- Page / section
- Features and
- Accessed
- 13 Aug 2026
- Confidence
- medium
Sweep parameters₹50,000 threshold; 181 days; ₹10,000 sweep-out and ₹1,000 sweep-in multiplesView source
Available on request and swept weekly on Monday.
- Source
- bob Mahila Shakti Saving Account
- Page / section
- Features — Auto Sweep
- Accessed
- 13 Aug 2026
- Confidence
- high
Savings interest rate2.50% p.a. up to ₹50 crore; 2.75% from ₹50 crore to below ₹500 crore; 3.50% from ₹500 crore to below ₹1,000 crore; 4.50% from ₹1,000 crore to below ₹2,000 crore; 4.75% from ₹2,000 crore and above.Effective 22 Aug 2025View source
The bank publishes the same -deposit slab table for savings balances, with rates from 2.50% to 4.75% p.a.
- Source
- Savings Bank Deposits
- Page / section
- Slab-wise revised rate of interest on deposits
- Accessed
- 21 Aug 2026
- Confidence
- high
Minimum-balance shortfall chargeNo charge for non-maintenance of minimum balance under savings-bank schemes; premium savings schemes are excluded from this waiver.Effective 1 Jul 2025View source
The service-charge page states zero charges on non-maintenance of minimum balance for all savings-bank schemes, excluding premium savings accounts.
- Source
- Service Charges
- Page / section
- Savings-bank minimum-balance charges
- Accessed
- 21 Aug 2026
- Confidence
- high
Salary requirementNot applicable — the reviewed product is not a salary-account variant and its official eligibility/features do not require salary credit or a minimum salary.View source
The reviewed account catalogue and linked product pages classify these variants as current, savings, inclusion, pensioner or locker products and do not state a salary-credit requirement.
- Source
- Bank of Baroda account catalogue — non-salary variants
- Page / section
- Account categories and linked product eligibility
- Accessed
- 29 Aug 2026
- Confidence
- high
ATM / cash-machine limitsAt cash machines, debit-card cash deposits are allowed up to ₹2,00,000 per day when PAN is registered and ₹49,999 per day when it is not; cardless account-number transactions are allowed up to ₹20,000 per day. Branch cash withdrawal at outstation branches is capped at ₹50,000 per day for the account holder; withdrawal by slip is limited to ₹25,000 per day.View source
The current publishes the cash-machine deposit, cardless transaction, outstation-branch cash and withdrawal-slip limits for this women’s savings account.
- Source
- bob Mahila Shakti Saving Account
- Page / section
- — At cash machines; Cash Withdrawal; Withdrawal(s) & use of Withdrawal Form
- Accessed
- 6 Sept 2026
- Confidence
- high
Account typeSavings accountView source
The manually reviewed product name/benefits state: “Savings account”.
- Source
- bob Mahila Shakti Saving Account — official product page
- Page / section
- Published account type and access benefits
- Accessed
- 13 Aug 2026
- Confidence
- high
Debit cardFirst-year-free RuPay Platinum debit cardView source
The manually reviewed product name/benefits state: “First-year-free RuPay Platinum debit card”.
- Source
- bob Mahila Shakti Saving Account — official product page
- Page / section
- Published account type and access benefits
- Accessed
- 13 Aug 2026
- Confidence
- high
Cheque book30 free cheque leaves per financial yearView source
The manually reviewed product name/benefits state: “30 free cheque leaves per financial year”.
- Source
- bob Mahila Shakti Saving Account — official product page
- Page / section
- Published account type and access benefits
- Accessed
- 13 Aug 2026
- Confidence
- high
Benefits and features
- First-year-free RuPay Platinum debit card
- 30 free cheque leaves per financial year
- Weekly sweep option
- Conditional loan and locker concessions
Eligibility
- The primary account holder must be a resident Indian woman aged 18 or above.
- Joint accounts are allowed, but scheme benefits go to the first holder.
Passing a listed condition does not mean the bank will approve an application.
Related official documents
Bank of Baroda account pages and account service-charge scheduleofficial-product-pages-and-schedule · current · accessed 29 Aug 2026
↗bob Mahila Shakti Saving Account — current official product pageofficial-product-page · current · accessed 6 Sept 2026
↗Bank of Baroda non-salary current, savings and scheme accountsofficial-product-pages · current · accessed 29 Aug 2026
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