Savings, current & salary accounts

bob SUPREME Current Account

A ₹2.5 lakh current account with unlimited cheques, free electronic transfers, merchant-device benefits and weekly sweep.

Interest rateNo interest is payable on the current-account balance. If the account holder dies, savings-bank interest is paid from the date of death until settlement; any sweep deposit earns the applicable term-deposit rate separately.Quarterly average balance₹2.5 lakh Salary requirementNot applicable — the reviewed product is not a salary-account variant and its official eligibility/features do not require salary credit or a minimum salary.

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✓ Manually checked 13 Aug 2026 · active

bob SUPREME Current Account official artwork

Offered byBank of Baroda

Bank of Baroda branches in India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Quarterly average balance₹2.5 lakhView source

The shortfall charge is ₹3,000 when more than half the is maintained and ₹5,000 below half.

Source: bob SUPREME Current Account
Page / section: Features and Fees
Accessed: 13 Aug 2026
Confidence: high

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Sweep parameters₹5 lakh threshold; first ₹25,000 swept at ₹5.25 lakh; 15-day tenureView source

Sweep is weekly on Monday and reverses in ₹25,000 units.

Source: bob SUPREME Current Account
Page / section: — Auto Sweep
Accessed: 13 Aug 2026
Confidence: high

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Non-maintenance QAB charge₹3,000 when QAB is above 50%; ₹5,000 when below 50%View source

The official table publishes charges excluding .

Source: bob SUPREME Current Account
Page / section: Fees & Charges — Opening & Maintenance
Accessed: 21 Aug 2026
Confidence: high

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Immediate credit of outstation chequesMaximum outstanding ₹1.5 lakhView source

The official features section sets the maximum outstanding amount.

Source: bob SUPREME Current Account
Page / section: Features — Immediate credit of outstation cheques
Accessed: 21 Aug 2026
Confidence: high

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Retail-loan processing-charge discount25% auto-loan discount and 10% home/education/mortgage-loan discountView source

The official page lists the two discounts as benefits.

Source: bob SUPREME Current Account
Page / section: Features — Waiver of processing charges
Accessed: 21 Aug 2026
Confidence: high

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bob SUPREME current-account balanceMinimum quarterly average balance is ₹2.5 lakh. Non-maintenance charge is ₹3,000 when QAB is above 50% of the requirement and ₹5,000 below 50%; closure within one year costs ₹1,000 plus GST.View source

The official Fees & Charges section publishes , tiered non-maintenance charge and closure fee.

Source: bob SUPREME Current Account
Page / section: Fees & Charges
Accessed: 23 Aug 2026
Confidence: high

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bob SUPREME current-account servicesThe account provides free monthly statements, balance certificate, folio charges, signature verification and unlimited cheque leaves; branch NEFT/RTGS charges are waived, demand draft/banker’s cheque issuance is fully discounted, Demat AMC is waived 25%, auto-loan processing is discounted 25% and retail-loan processing 10%.View source

The official Fees & Charges section lists included services and concessions.

Source: bob SUPREME Current Account
Page / section: Fees & Charges / Features
Accessed: 23 Aug 2026
Confidence: high

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bob SUPREME cash handlingCash deposits are free up to ₹25 lakh per day subject to 10 times MAB, with a maximum 5,000 notes; deposits above the threshold attract ₹10 per packet subject to the stated minimum and maximum. The account is non-interest-bearing except the deceased-account rule.View source

The official Fees & Charges and sections publish cash and interest treatment.

Source: bob SUPREME Current Account
Page / section: Fees & Charges /
Accessed: 23 Aug 2026
Confidence: high

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Salary requirementNot applicable — the reviewed product is not a salary-account variant and its official eligibility/features do not require salary credit or a minimum salary.View source

The reviewed account catalogue and linked product pages classify these variants as current, savings, inclusion, pensioner or locker products and do not state a salary-credit requirement.

Source: Bank of Baroda account catalogue — non-salary variants
Page / section: Account categories and linked product eligibility
Accessed: 29 Aug 2026
Confidence: high

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ATM limitsThe applicable BOB debit-card rule is a maximum withdrawal of ₹15,000 per transaction at a BOB ATM and five free BOB-ATM transactions per month. The daily withdrawal ceiling depends on the specific debit-card variant issued under the account or salary package.View source

The states ₹15,000 maximum per transaction at a , five free transactions per month and a daily limit based on card type.

Source: Bank of Baroda
Page / section: — maximum withdrawal per transaction; free transactions
Accessed: 7 Sept 2026
Confidence: high

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Debit cardVisa Vyapaar Business Debit Card is issued to Individual and Proprietor accounts only and is free under the published scheme.View source

The page says the Visa Vyapaar card is for Individual and Proprietor accounts only and is issued free.

Source: bob SUPREME Current Account
Page / section: Benefits — Baroda Vypaar business debit card; Fees & Charges
Accessed: 7 Sept 2026
Confidence: high

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Non-maintenance charge₹3,000 when QAB is above 50% but below the ₹2.5 lakh requirement, or ₹5,000 when QAB is below 50%.View source

The Supreme page publishes the ₹2.5 lakh and separate ₹3,000/₹5,000 charges by band.

Source: bob SUPREME Current Account
Page / section: — Minimum Balance Requirement
Accessed: 29 Aug 2026
Confidence: high

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The checked current-account pages publish no interest on the current-account balance, with a deceased-account settlement exception; their sweep sections separately refer to term-deposit interest.

Source: Bank of Baroda current-account — interest payment
Page / section: Most Important Terms and Conditions — Interest Payment
Accessed: 29 Aug 2026
Confidence: high

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Account typeCurrent accountView source

The manually reviewed product name/benefits state: “Current account”.

Source: bob SUPREME Current Account — official product page
Page / section: Published account type and access benefits
Accessed: 13 Aug 2026
Confidence: high

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Cheque bookUnlimited cheque leavesView source

The manually reviewed product name/benefits state: “Unlimited cheque leaves”.

Source: bob SUPREME Current Account — official product page
Page / section: Published account type and access benefits
Accessed: 13 Aug 2026
Confidence: high

Open official source ↗

Benefits and features

Unlimited cheque leaves
Free , and
Five soundboxes and one / under published conditions
Free issuance of demand drafts and bankers' cheques

Eligibility

Available to permitted individuals, businesses and institutional entities under current-account rules.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

Applicable current-account and entity documents

Try the numbers

Private, instant and based on the values you enter.

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Account interest estimate

See roughly how much interest a steady account balance could earn over the period you choose.

Balance kept in the accountUse the amount you expect to keep there on average.₹one lakh rupees₹1,000₹1,00,00,000Yearly interest rateThe percentage the account pays in one year.%0.1%15%How long the money staysThe number of months used for this estimate. months1 months60 months

Interest you may earn₹2,700two thousand seven hundred rupees

Balance including interest₹1,02,700one lakh two thousand seven hundred rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

TableVariantChoose column

GOLD · Published facilityBranch cash withdrawals

This value is copied from Published current-account facilities and charges. Check the table notes before relying on it.

Source: Bank of Baroda current-account variant pages — published facilities and charges · Benefits, Fees & Charges and Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 8 rows · 3 columnsPublished current-account facilities and chargesCanonical comparison fields promoted from the checked Bank of Baroda variant pages.View tableHide table

Scroll sideways to view every column

Published current-account facilities and charges
Variant	Published facility	Published detail
GOLD	Branch cash withdrawals	10 free per month, excluding ; ₹150 thereafter
LITE	Branch cash withdrawals	5 free per month, excluding ; ₹150 thereafter
PLATINUM	Debit card	Free Vyapaar DI for eligible individual/proprietor accounts
RHODIUM	Debit card	Free Vyapaar DI; issuance and renewal nil
SMART	Branch cash withdrawals	5 free per month, excluding ; ₹150 thereafter
SUPREME	Debit card	Free Vyapaar Business Debit Card for eligible individual/proprietor accounts
WOMEN POWER	Branch cash withdrawals	5 free per month, excluding ; ₹150 thereafter
FAMILY SEGMENT	Product	Silver ₹2 lakh; Gold ₹5 lakh; Diamond ₹10 lakh; cheque-book waiver 25%/50%/100%

Branch withdrawal limits are not limits; the wording is retained to avoid conflating the two channels.
All amounts and waivers are subject to the page's terms and applicable taxes where stated.

Bank of Baroda current-account variant pages — published facilities and charges · Benefits, Fees & Charges and · accessed 29 Aug 2026Open official source ↗

Table 2 · 4 rows · 3 columnsCurrent-account interest paymentInterest treatment repeated in the checked Bank of Baroda current-account MITCs.View tableHide table

Scroll sideways to view every column

Current-account interest payment
Variant	Current-account balance	Exception / separate sweep treatment
ADVANTAGE / / OTHER BANKS	No interest payable	Savings-bank interest only from death until settlement; sweep deposits use term-deposit rate
DIAMOND / PREMIUM / STARTUP / SCALE-UP	No interest payable	Same current-account rule
GOLD / LITE / PLATINUM / RHODIUM	No interest payable	Same current-account rule
SMART / SUPREME / WOMEN POWER	No interest payable	Same current-account rule

The zero applies to the current-account balance, not to a separate sweep/term deposit.

Bank of Baroda current-account — interest payment · Most Important Terms and Conditions — Interest Payment · accessed 29 Aug 2026Open official source ↗

bob SUPREME Current Account

What the official sources publish

Benefits and features

Eligibility

Documents the bank lists

Related official documents

Try the numbers

Account interest estimate

Find the exact published value

Complete rates, limits and schedules

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