Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
SME Loan Factory networkBank of Baroda publishes a directory of 65 SME Loan Factories (SMELFs), with zone, region and mobile contact details updated 31 March 2023, plus a separate directory of 13 SME branches.Effective 31 Mar 2023View source
The official directory gives the count and update date; contact numbers are retained as published directory data and should be verified before use.
- Source
- Loan Factory
- Page / section
- SMELFs / Branches
- Accessed
- 23 Aug 2026
- Confidence
- high
SMELF location coverageThe published SMELF directory covers locations including Agra, Ahmedabad, Ajmer, Alwar, Aurangabad, Bareilly, Baroda, Bengaluru, Bhopal, Bhubaneswar, Chandigarh, Chennai, Coimbatore, Delhi, Hyderabad, Indore, Jaipur, Kolkata, Lucknow, Ludhiana, Mumbai, Mysuru, Nagpur, Nashik, Noida, Patna, Pune, Raipur, Rajkot, Surat, Udaipur, Varanasi, Vijayawada and Visakhapatnam.Effective 31 Mar 2023View source
The official table lists 65 SMELFs; this field records representative city coverage while the full directory remains on the source page.
- Source
- Loan Factory
- Page / section
- SMELFs
- Accessed
- 23 Aug 2026
- Confidence
- high
SME branch directoryThe separate SME branch table lists Ahmedabad, Baroda, Bengaluru, Bhilwara, Chennai, Coimbatore, Delhi, Hyderabad, Jaipur, Kolkata, Mumbai, Raipur and Ring Road Surat, with zone and mobile contact details.Effective 31 Mar 2023View source
The official Branches table lists 13 branches with zone and mobile details.
- Source
- Loan Factory
- Page / section
- Branches
- Accessed
- 23 Aug 2026
- Confidence
- high
AvailabilityThe official directory lists 65 SME Loan Factory (SMELF) locations and a separate SME-branch directory across Bank of Baroda’s India network, with named cities, zones, regions and contact numbers. The page publishes no overseas coverage.View source
The current page publishes the SMELF and -branch tables with city, zone, region and contact details; the directory is India-based and states no overseas route.
- Source
- Loan Factory
- Page / section
- SMELF contact directory / Branch contact directory
- Accessed
- 30 Aug 2026
- Confidence
- high
ChannelsAccess SME assistance through the listed SME Loan Factory (SMELF) or SME branch in the published city/zone/region directory, using the corresponding contact number. The page is a contact directory and publishes no separate online application flow.View source
The page instructs visitors to check the names and addresses of Loan Factories and publishes contact directories rather than an online application.
- Source
- Loan Factory
- Page / section
- SMELF contact directory / Branch contact directory
- Accessed
- 30 Aug 2026
- Confidence
- high
FeesThe SME Loan Factory directory publishes locations and contacts only; it contains no processing fee, service charge, interest rate, minimum balance or other tariff for the factory service.View source
The complete current page is a SMELF/-branch locator and does not publish a fee or lending-price schedule.
- Source
- Loan Factory
- Page / section
- Complete page review
- Accessed
- 30 Aug 2026
- Confidence
- high
EligibilityThe directory is for SME customers seeking assistance from a Bank of Baroda SME Loan Factory or SME branch. It publishes no turnover, vintage, collateral, income or loan-size threshold; those requirements are not stated on this locator page.View source
The page identifies Loan Factories and branches but publishes no borrower qualification or numeric threshold.
- Source
- Loan Factory
- Page / section
- Complete page review
- Accessed
- 30 Aug 2026
- Confidence
- high
Customer typeEligible micro, small and medium enterprisesView source
The manually reviewed product record states: “Eligible micro, small and medium enterprises”.
- Source
- Loan Factory — official product page
- Page / section
- Published product metadata
- Accessed
- 15 Aug 2026
- Confidence
- high
Service typeMSME loan serviceView source
The manually reviewed product record states: “ Loan Factory”.
- Source
- Loan Factory — official product page
- Page / section
- Published product metadata
- Accessed
- 15 Aug 2026
- Confidence
- high
Benefits and features
- The published SMELF directory covers locations including Agra, Ahmedabad, Ajmer, Alwar, Aurangabad, Bareilly, Baroda, Bengaluru, Bhopal, Bhubaneswar, Chandigarh, Chennai, Coimbatore, Delhi, Hyderabad, Indore, Jaipur, Kolkata, Lucknow, Ludhiana, Mumbai, Mysuru, Nagpur, Nashik, Noida, Patna, Pune, Raipur, Rajkot, Surat, Udaipur, Varanasi, Vijayawada and Visakhapatnam.
Eligibility
- The directory is for customers seeking assistance from a Bank of Baroda Loan Factory or branch. It publishes no turnover, vintage, collateral, income or loan-size threshold
- those requirements are not stated on this locator page.
Passing a listed condition does not mean the bank will approve an application.
