Savings, current & salary accounts

Salary and Pension Solutions for Indian Police Forces

Police Salary Package by Bank of Baroda offers lifetime free platinum debit card plus insurance coverage up to 30 lakhs. Open Baroda Police Forces Salary Package savings account now!

Interest rateThe defence, CAPF, police and Agniveer pages do not publish a package-specific rate. These are salary savings accounts; the applicable percentage is the live Bank of Baroda Savings Bank Deposits schedule by balance slab.Minimum balanceNo separate minimum-balance amount is published for the salary-package account while salary/pension credit conditions are met; package benefits depend on the required regular credit rather than an AMB figure.Salary / pension creditThe scheme starts after one month’s salary or pension credit and continues only with regular credits; employees moving salary from another bank must provide a payroll mandate.

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✓ Manually checked 30 Aug 2026 · active

Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Account typePolice Salary Package savings and pension account for regular employees and pensioners of eligible police organisations under agreement with Bank of Baroda.View source

The page says the scheme applies to regular employees or pensioners and lists CBI and State Police Forces subject to agreement/MOU.

Source: Salary and Pension Solutions for Indian Police Forces
Page / section: Eligibility
Accessed: 29 Aug 2026
Confidence: high

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Debit cardLifetime-free RuPay Yoddha Debit Card with ₹10 lakh personal-accident death and total-disability cover; issuance, re-issuance and annual fees waived.View source

The page lists lifetime-free RuPay debit card, ₹10 lakh cover and fee waivers.

Source: Salary and Pension Solutions for Indian Police Forces
Page / section: Benefits in Yoddha Debit Card
Accessed: 29 Aug 2026
Confidence: high

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EligibilityServing police personnel; age 18 until age 60 or retirement, whichever is earlier, with special retirement-age limits of 62 for Madhya Pradesh Police and 61 for Telangana Police.View source

The official age table publishes the 18-year minimum and retirement-age limits.

Source: Salary and Pension Solutions for Indian Police Forces
Page / section: Benefits — Eligibility Age
Accessed: 21 Aug 2026
Confidence: high

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Minimum balanceNo separate minimum-balance amount is published for the salary-package account while salary/pension credit conditions are met; package benefits depend on the required regular credit rather than an AMB figure.View source

The reviewed salary-package pages state salary-credit and package eligibility conditions but no separate minimum-balance amount.

Source: Bank of Baroda salary-account package pages
Page / section: Features / eligibility / salary-credit condition
Accessed: 29 Aug 2026
Confidence: high

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The package pages publish benefits and eligibility but no special rate; the schedule is the current published rate for savings balances.

Source: Bank of Baroda Savings Bank Deposits — current interest-rate schedule
Page / section: Deposits — slab-wise revised rate of interest
Accessed: 29 Aug 2026
Confidence: high

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Non-maintenance chargeNo package-specific non-maintenance amount is published. The current BOB service-charge schedule states zero charges for non-maintenance on savings-bank schemes while the salary-package account remains appropriately categorized.Effective 1 Jul 2025View source

The service schedule states zero charges for non-maintenance on savings-bank schemes; package pages define the relevant salary-account status.

Source: Bank of Baroda Service Charges
Page / section: Notice to customers — savings-bank minimum-balance charges
Accessed: 29 Aug 2026
Confidence: high

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Salary / pension creditThe scheme starts after one month’s salary or pension credit and continues only with regular credits; employees moving salary from another bank must provide a payroll mandate.View source

The official eligibility section publishes the initial-credit, ongoing-credit and transfer-mandate conditions.

Source: Salary and Pension Solutions for Indian Police Forces
Page / section: Eligibility criteria
Accessed: 29 Aug 2026
Confidence: high

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Cheque bookFree unlimited personalised cheque books.View source

Other Benefits lists free unlimited personalised cheque books.

Source: Salary and Pension Solutions for Indian Police Forces
Page / section: Other Benefits
Accessed: 29 Aug 2026
Confidence: high

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ATM facilityLifetime-free Yoddha debit card with the account; Bank of Baroda salary-account terms publish unlimited ATM withdrawals and no issuance or annual ATM-card charges.View source

The salary-account family states no issuance or annual charges and unlimited withdrawals.

Source: Bank of Baroda Salary Accounts
Page / section: — charges for salary accounts
Accessed: 29 Aug 2026
Confidence: high

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Personal accident coverServing personnel: on-duty PAI ₹75 lakh and off-duty PAI ₹60 lakh, PTD up to ₹60 lakh, PPD up to ₹30 lakh and air-accident cover ₹1 crore; transport of dead body up to ₹50,000, plastic-surgery/burn up to ₹2 lakh, daughters’ marriage ₹6 lakh and child higher education ₹6 lakh. Veterans: PAI ₹30 lakh, PTD/PPD ₹30 lakh/₹15 lakh, ambulance up to ₹50,000, imported medicine up to ₹2 lakh, daughters’ marriage and higher education ₹3 lakh each.View source

The official page publishes serving and veteran cover and add-on benefit limits.

Source: Salary and Pension Solutions for Indian Police Forces
Page / section: Personal Accidental Insurance offerings
Accessed: 29 Aug 2026
Confidence: high

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Insurance claim conditionsThe linked policy PDF names National Insurance Company Limited and shows validity up to 11 August 2026 subject to renewal. PAI/PTD/PPD claims require notification and supporting documents within 180 days; PTD/PPD definitions use accidental injury within 12 calendar months. Air-accident claims require the air ticket and boarding pass. Coverage is subject to the policy exclusions and the salary-credit conditions of the relevant package.Effective 11 Aug 2026View source

The states insurer and validity, 180-day claim notification, 12-month disability window and air-ticket/boarding-pass evidence requirements.

Source: Bank of Baroda Personal Accidental Insurance and Air Accidental coverage
Page / section: pp. 28–35 — Annexure C–V
Accessed: 29 Aug 2026
Confidence: high

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Eligibility

Serving police personnel
age 18 until age 60 or retirement, whichever is earlier, with special retirement-age limits of 62 for Madhya Pradesh Police and 61 for Telangana Police.

Passing a listed condition does not mean the bank will approve an application.

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Account interest estimate

See roughly how much interest a steady account balance could earn over the period you choose.

Balance kept in the accountUse the amount you expect to keep there on average.₹one lakh rupees₹1,000₹1,00,00,000Yearly interest rateThe percentage the account pays in one year.%0.1%15%How long the money staysThe number of months used for this estimate. months1 months60 months

Interest you may earn₹2,700two thousand seven hundred rupees

Balance including interest₹1,02,700one lakh two thousand seven hundred rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

TableOutstanding balance

Up to ₹1,00,000 · Rate (% p.a.)2.50%

This value is copied from Bank of Baroda Savings Bank Deposit rate slabs used by salary packages. Check the table notes before relying on it.

Source: Bank of Baroda Savings Bank Deposits — current interest-rate schedule · Deposits — slab-wise revised rate of interest Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 10 rows · 2 columnsBank of Baroda Savings Bank Deposit rate slabs used by salary packagesThe complete published balance slab table used where salary-account pages direct customers to the savings-bank rate schedule.View tableHide table

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Bank of Baroda Savings Bank Deposit rate slabs used by salary packages
Outstanding balance	Rate (% p.a.)
Up to ₹1,00,000	2.50%
Above ₹1,00,000 to below ₹50,00,000	2.50%
₹50,00,000 to below ₹10,00,00,000	2.50%
₹10,00,00,000 to below ₹50,00,00,000	2.50%
₹50,00,00,000 to below ₹1,00,00,00,000	2.75%
₹1,00,00,00,000 to below ₹2,00,00,00,000	2.75%
₹2,00,00,00,000 to below ₹5,00,00,00,000	2.75%
₹5,00,00,00,000 to below ₹10,00,00,00,000	3.50%
₹10,00,00,00,000 to below ₹20,00,00,00,000	4.50%
₹20,00,00,00,000 and above	4.75%

Rate schedule is effective 22 August 2025 and should be rechecked before applying; salary-package pages do not publish a separate rate.

Bank of Baroda Savings Bank Deposits — current interest-rate schedule · Deposits — slab-wise revised rate of interest · effective 22 Aug 2025 · accessed 29 Aug 2026Open official source ↗

Table 2 · 8 rows · 4 columnsBank of Baroda defence, police and Agniveer salary accounts — published insurance coverCover limits transcribed from the current official salary-account pages; card add-ons are shown separately and remain subject to card policy terms.View tableHide table

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Bank of Baroda defence, police and Agniveer salary accounts — published insurance cover
Package	Personal accident / disability cover	Air accident cover	Other published benefits
Military — serving	₹1.25 crore; ₹1.25 crore; up to ₹62.5 lakh	₹1.25 crore included in	Life ₹10 lakh; Yoddha card ₹10 lakh; co-branded card ₹20 lakh
Military — veterans / Veer Naaris	/ ₹75 lakh; ₹37.5 lakh	Not separately stated	Yoddha card ₹10 lakh; co-branded card ₹20 lakh
Military — family pensioners	/ ₹37.5 lakh; ₹18.75 lakh	Not separately stated	—
Central armed police — serving	₹1.25 crore; ₹1.25 crore; ₹62.5 lakh	₹1.25 crore included in	Debit card ₹10 lakh; credit card ₹20 lakh
Central armed police — veterans	/ ₹50 lakh; ₹25 lakh	Not separately stated	Yoddha card ₹10 lakh
Police — serving	On-duty ₹75 lakh; off-duty ₹60 lakh; ₹60 lakh; ₹30 lakh	₹1 crore	Dead-body transport ₹50,000; burn/plastic surgery ₹2 lakh; daughter marriage ₹6 lakh; higher education ₹6 lakh
Police — veterans	₹30 lakh; ₹30 lakh; ₹15 lakh	Not separately stated	Ambulance ₹50,000; imported medicine ₹2 lakh; daughter marriage ₹3 lakh; higher education ₹3 lakh
Agniveer	₹1.25 crore; ₹1.25 crore; ₹62.5 lakh	₹1.25 crore included in	Life ₹10 lakh; debit card ₹10 lakh; credit card ₹20 lakh

Agniveer starts at age 18 after one month’s salary credit and is available only through the service tenure, up to four years.
The official policy states a 180-day claim-notification period and 12-month disability-definition window; all cover remains subject to exclusions and package terms.

Bank of Baroda defence, police and Agniveer salary-account pages · Insurance offerings and terms · accessed 29 Aug 2026Open official source ↗

Salary and Pension Solutions for Indian Police Forces

What the official sources publish

Eligibility

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Account interest estimate

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Complete rates, limits and schedules

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