Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Minimum quarterly average balance₹0View source
Cheque books and branch/online , and are published with nil charges.
- Source
- Government Savings Account
- Page / section
- Features
- Accessed
- 13 Aug 2026
- Confidence
- high
Sweep parameters₹5 lakh threshold; ₹50,000 sweep and reverse-sweep multiples; 180 daysView source
Sweep runs each Monday.
- Source
- Government Savings Account
- Page / section
- Features — Sweep Facility
- Accessed
- 13 Aug 2026
- Confidence
- high
Savings interest rate2.50% p.a. up to ₹50 crore; 2.75% from ₹50 crore to below ₹500 crore; 3.50% from ₹500 crore to below ₹1,000 crore; 4.50% from ₹1,000 crore to below ₹2,000 crore; 4.75% from ₹2,000 crore and above.Effective 22 Aug 2025View source
The bank publishes the same -deposit slab table for savings balances, with rates from 2.50% to 4.75% p.a.
- Source
- Savings Bank Deposits
- Page / section
- Slab-wise revised rate of interest on deposits
- Accessed
- 21 Aug 2026
- Confidence
- high
Non-maintenance chargeNil.View source
The states Minimum Balance Requirement/Charges: Zero and Charges for Non Maintenance of Minimum Balance: Nil.
- Source
- Government Savings Bank Account (bob Govt. Bodies Account)
- Page / section
- — Minimum Balance Requirement/Charges
- Accessed
- 6 Sept 2026
- Confidence
- high
Salary requirementNot applicable — the reviewed product is not a salary-account variant and its official eligibility/features do not require salary credit or a minimum salary.View source
The reviewed account catalogue and linked product pages classify these variants as current, savings, inclusion, pensioner or locker products and do not state a salary-credit requirement.
- Source
- Bank of Baroda account catalogue — non-salary variants
- Page / section
- Account categories and linked product eligibility
- Accessed
- 29 Aug 2026
- Confidence
- high
Debit cardA debit card is part of the account's operating workflow: the official MITC requires the debit card to be surrendered on closure, and the page states that the ATM/debit-card MITC is supplied separately in the application forms. Variant, issuance fee and transaction limits are governed by that separate card schedule.View source
The official page requires the debit card to be surrendered at account closure and says /debit-card are available separately in the application forms.
- Source
- Government Savings Account (bob Govt. Bodies Account)
- Page / section
- Most Important Terms and Conditions — account closure; /debit-card
- Accessed
- 8 Sept 2026
- Confidence
- high
ATM / cash-machine limitsAt cash machines, debit-card cash deposits are allowed up to ₹2,00,000 per day when PAN is registered and ₹49,999 per day when it is not; cardless account-number transactions are allowed up to ₹20,000 per day.View source
The publishes these cash-machine deposit and cardless transaction limits; it does not publish a debit-card withdrawal limit for this account.
- Source
- Government Savings Bank Account (bob Govt. Bodies Account)
- Page / section
- — At Cash Machines
- Accessed
- 6 Sept 2026
- Confidence
- high
FFD scheme parametersScheme SB129 (bob GOVT BODIES SAVINGS ACCOUNT): default FFD 180 days; sweep out above ₹5,00,000; sweep-out and sweep-in multiples ₹50,000.Effective 25 Mar 2026View source
row SB129 lists 180 days, ₹5,00,000 threshold and ₹50,000 multiples.
- Source
- Schemes for Website — official Bank of Baroda
- Page / section
- Page 1, row 3
- Accessed
- 29 Aug 2026
- Confidence
- high
Account typeSavings accountView source
The manually reviewed product name/benefits state: “Savings account”.
- Source
- Government Savings Account (bob Govt. Bodies Account) — official product page
- Page / section
- Published account type and access benefits
- Accessed
- 13 Aug 2026
- Confidence
- high
Cheque bookUnlimited free cheque booksView source
The manually reviewed product name/benefits state: “Unlimited free cheque books”.
- Source
- Government Savings Account (bob Govt. Bodies Account) — official product page
- Page / section
- Published account type and access benefits
- Accessed
- 13 Aug 2026
- Confidence
- high
Benefits and features
- Zero
- Unlimited free cheque books
- and cash-management support
- Optional sweep facility
Eligibility
- Only bodies permitted under rules may open the account.
- The page expressly excludes several budget-dependent departments, municipal bodies, panchayat samitis, housing/water boards, political parties and trading or professional concerns.
Passing a listed condition does not mean the bank will approve an application.
Related official documents
Bank of Baroda account pages and account service-charge scheduleofficial-product-pages-and-schedule · current · accessed 29 Aug 2026
↗FFD Schemes for Website — official Bank of Baroda PDFofficial-document · current · accessed 29 Aug 2026
↗Government Savings Account (bob Govt. Bodies SB Account) — official pageofficial-product-page · current · accessed 8 Sept 2026
↗Government Savings Bank Account — current official product pageofficial-product-page · current · accessed 6 Sept 2026
↗Bank of Baroda non-salary current, savings and scheme accountsofficial-product-pages · current · accessed 29 Aug 2026
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