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National Parivar Mediclaim Plus Policy (Floater Policy)

National Parivar Mediclaim Plus Policy is a family floater scheme. This policy covers all family members under a single Sum Insured, for In-patient treatment expenses.

Policy typeFamily-floater health insuranceInsurerNational Insurance Company LimitedSum insured₹6 lakh to ₹50 lakh across Plans A, B and C
Official product page ↗Compare category

Quick eligibility check

National Parivar Mediclaim Plus Policy (Floater Policy)

0 of 7 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: 18 to 65 years?

Published source: Entry age

2Does your age meet this requirement: The published entry-age range is 18 to 65 years?

3Does your age meet this requirement: A pre-policy check-up applies from age 40, for Plan B or Plan C regardless of age, or when critical-illness cover is selected between ages 18 and 65?

4Document checkDo you have this required document or proof: Duly filled insurer claim form, Parts A and B?

5Document checkDo you have at least one of these required documents: Original bills, payment receipts, recorded medical history and discharge certificate or summary?

6Document checkDo you have at least one of these required documents: Original hospital or chemist cash memos supported by prescriptions?

7Document checkDo you have this required document or proof: Original investigation reports and payment receipts supported by the attending practitioner's prescription?

0 of 7 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
National Parivar Mediclaim Plus Policy
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Policy typeFamily-floater health insuranceView source
The policy covers eligible family members under one sum insured.
Source
National Parivar Mediclaim Plus Policy (Floater Policy)
Page / section
Features
Accessed
20 Aug 2026
Confidence
high
Open official source ↗
InsurerNational Insurance Company LimitedView source
The official product page identifies National Insurance.
Source
National Parivar Mediclaim Plus Policy (Floater Policy)
Page / section
Product identity
Accessed
20 Aug 2026
Confidence
high
Open official source ↗
Sum insured₹6 lakh to ₹50 lakh across Plans A, B and CView source
Plan A offers ₹6-10 lakh, Plan B ₹15/20/25 lakh and Plan C ₹30/40/50 lakh.
Source
National Parivar Mediclaim Plus Policy (Floater Policy)
Page / section
Features
Accessed
20 Aug 2026
Confidence
high
Open official source ↗
Entry age18 to 65 yearsView source
The published entry-age range is 18-65 years.
Source
National Parivar Mediclaim Plus Policy (Floater Policy)
Page / section
Features
Accessed
20 Aug 2026
Confidence
high
Open official source ↗
Policy term1, 2 or 3 yearsView source
Customers may select a one-, two- or three-year term.
Source
National Parivar Mediclaim Plus Policy (Floater Policy)
Page / section
Features
Accessed
20 Aug 2026
Confidence
high
Open official source ↗
Waiting periods30 days initially except accidents; pre-existing diseases: 36 months; specified diseases: 90 days, 1, 2 or 4 yearsView source
The official page publishes initial, pre-existing and specified-disease waits.
Source
National Parivar Mediclaim Plus Policy (Floater Policy)
Page / section
Exclusions
Accessed
20 Aug 2026
Confidence
high
Open official source ↗
Core coverage30-day pre-hospitalisation; 60-day post-hospitalisation; inpatient and 140+ day-care procedures; maternity and infertility; air ambulance; domiciliary hospitalisationView source
The features section lists these benefits subject to plan limits.
Source
National Parivar Mediclaim Plus Policy (Floater Policy)
Page / section
Features
Accessed
20 Aug 2026
Confidence
high
Open official source ↗
Optional coversCritical illness ₹2 lakh to ₹25 lakh per insured; outpatient treatment ₹2,000 to ₹25,000 per familyView source
The official page publishes critical-illness and family option ranges.
Source
National Parivar Mediclaim Plus Policy (Floater Policy)
Page / section
Coverage
Accessed
20 Aug 2026
Confidence
high
Open official source ↗
PremiumThe Zone I rate chart lists ₹10,509–₹2,56,272 for the senior-most member and ₹1,094–₹1,66,577 for each other family member, before the 5.4% TPA loading and GST. The actual premium depends on ages, sum insured, member role, location zone, optional covers and selected TPA service.View source
Zone I rates are stated per policy year without . The senior-member table runs ₹10,509–₹2,56,272; the family-member table runs ₹1,094–₹1,66,577. charge and are extra; loading is 5.4%.
Source
National Insurance — shared product rate charts (-21-32.pdfs)
Page / section
Physical page 42 (printed page 1) — Zone I senior-most and family-member premium tables
Accessed
13 Sept 2026
Confidence
high
Open official source ↗
Optional-cover premiumsCritical illness: ₹372 to ₹5,89,443 per insured; outpatient treatment: ₹1,200 to ₹15,000 per family; service tax is extraView source
The rate chart publishes every critical-illness age/cover rate and all eight outpatient cover/premium pairs.
Source
National Parivar Mediclaim Plus Policy Rate Chart
Page / section
Page 2 - Optional cover
Accessed
24 Aug 2026
Confidence
high
Open official source ↗
Published discountsThe chart offers a 5% base-premium no-claim discount for each claim-free policy year (available on renewal); 10% online discount on base premium for new policies without an intermediary and for renewals; optional 10% or 20% claim co-payment for a 12.5% or 25% total-premium discount; a 3% individual-premium discount instead of maternity/infertility cover for individuals above 45; and long-term discounts of 4% for two years or 7.5% for three years. The listed non-co-payment discounts do not apply to optional-cover premiums; long-term discount includes optional covers.View source
The chart lists no-claim 5%, online 10%, optional co-pay choices with 12.5%/25% discounts, 3% discount in lieu of maternity/infertility cover above age 45, and 4%/7.5% discounts for two-/three-year terms.
Source
National Insurance — shared product rate charts (-21-32.pdfs)
Page / section
Physical page 43 (printed page 2) — Discounts and long-term discount
Accessed
13 Sept 2026
Confidence
high
Open official source ↗
Premium-zone discountsZone II: 4.44%; Zone III: 11.11%; Zone IV: 20.00% off the Zone I premiumView source
The maps Zone II to Delhi/NCR, Chandigarh and Pune; Zone III to Chennai, Hyderabad, Bangalore and Kolkata; and Zone IV to the rest of India.
Source
National Parivar Mediclaim Plus Policy Rate Chart
Page / section
Page 1 - Discount in premium for other zones
Accessed
24 Aug 2026
Confidence
high
Open official source ↗
Diabetes / hypertension optionFor diabetes or hypertension, loading is 6%, 12% and 18% in policy years one to three; for both conditions it is 14%, 28% and 42%, with claim limits rising from 25% to 75% of sum insuredView source
The chart states the loading and maximum claim percentage for each of the first three policy years.
Source
National Parivar Mediclaim Plus Policy Rate Chart
Page / section
Page 2 - Pre-existing diabetes / hypertension
Accessed
24 Aug 2026
Confidence
high
Open official source ↗
Pre-policy check-upRequired from age 40, for Plan B or C regardless of age, or when selecting critical-illness cover at age 18 to 65; reports must be no more than 30 days old and 50% of check-up cost is reimbursed if acceptedView source
The official page lists all three check-up triggers, report recency and reimbursement condition.
Source
National Parivar Mediclaim Plus Policy (Floater Policy)
Page / section
Coverage - Pre Policy Check Up
Accessed
24 Aug 2026
Confidence
high
Open official source ↗
Key exclusionsFirst 30 days except accidents; pre-existing diseases for 36 months; specified diseases for 90 days, one, two or four years; change-of-gender treatment; cosmetic or plastic surgery; excluded providers; drug or alcohol abuse; self-inflicted injury; non-prescription drugs; home visits; most dental and outpatient treatmentView source
The exclusion section publishes the waiting-period, treatment and conduct-related exclusions summarized here.
Source
National Parivar Mediclaim Plus Policy (Floater Policy)
Page / section
Exclusions
Accessed
24 Aug 2026
Confidence
high
Open official source ↗
National Parivar sum insured and termThe family-floater policy offers ₹6 lakh to ₹50 lakh across three plans: Plan A ₹6 lakh–₹10 lakh in ₹1 lakh slabs, Plan B ₹15 lakh/₹20 lakh/₹25 lakh and Plan C ₹30 lakh/₹40 lakh/₹50 lakh. Policy term can be 1, 2 or 3 years; entry age is 18 to 65 years.View source
The official Features section publishes plan slabs, policy terms and entry age.
Source
National Parivar Mediclaim Plus Policy (Floater Policy)
Page / section
Features
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
National Parivar family coverageThe floater covers self, spouse, dependent legitimate or legally adopted children and parents or parents-in-law. It includes inpatient care, domiciliary hospitalisation, pre/post hospitalisation, 140+ day-care procedures, organ donor, hospital cash, ambulance/air ambulance, maternity, infertility, child vaccination, emergency reunion, doctor home visit and post-hospitalisation nursing care.View source
The official Features section enumerates family members and included benefits.
Source
National Parivar Mediclaim Plus Policy (Floater Policy)
Page / section
Features
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
National Parivar optional coversOptional Critical Illness cover ranges from ₹2 lakh to ₹25 lakh per insured person, and optional Outpatient Treatment floater cover ranges from ₹2,000 to ₹25,000 per family. Reinstatement of sum insured is available for accidental cases without extra premium.View source
The official Coverage section publishes optional-cover ranges and accidental reinstatement.
Source
National Parivar Mediclaim Plus Policy (Floater Policy)
Page / section
Coverage
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
National Parivar medical check-upPre-policy check-up applies to proposers aged 40 years and above, all applicants choosing Plan B or C, and applicants aged 18 to 65 choosing the Critical Illness optional cover. Reports should be no more than 30 days old; 50% of accepted-proposal check-up expense is reimbursed.View source
The official Coverage section publishes the medical-check-up triggers and reimbursement rule.
Source
National Parivar Mediclaim Plus Policy (Floater Policy)
Page / section
Coverage — Pre Policy Check Up
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Co-payment by treatment zoneThe Zone I premium has no zone co-payment anywhere. With Zone II premium, treatment in Zone I has 5% co-payment; Zones II–IV have none. With Zone III premium, Zone I treatment has 12.5%, Zone II 7.5%, and Zones III–IV none. With Zone IV premium, Zone I has 22.5%, Zone II 17.5%, Zone III 10%, and Zone IV none. Optional 10% or 20% co-payment choices apply to admissible claims; zone co-payments do not apply to Critical Illness or Outpatient optional covers, but do apply to the pre-existing diabetes/hypertension optional cover.View source
The chart gives the four premium-zone co-payment rules, says they apply to Plans A, B and C, and excludes Critical Illness and Outpatient optional covers while applying them to the pre-existing diabetes/hypertension cover.
Source
National Insurance — shared product rate charts (-21-32.pdfs)
Page / section
Physical page 43 (printed page 2) — Treatment outside zone and optional-cover exceptions
Accessed
13 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • 30-day pre-hospitalisation
  • 60-day post-hospitalisation
  • inpatient and 140+ day-care procedures
  • maternity and infertility
  • air ambulance
  • domiciliary hospitalisation

Eligibility

  • The published entry-age range is 18 to 65 years.
  • A pre-policy check-up applies from age 40, for Plan B or Plan C regardless of age, or when critical-illness cover is selected between ages 18 and 65.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Duly filled insurer claim form, Parts A and B
  • Original bills, payment receipts, recorded medical history and discharge certificate or summary
  • Original hospital or chemist cash memos supported by prescriptions
  • Original investigation reports and payment receipts supported by the attending practitioner's prescription
  • Attending medical practitioner's diagnosis certificate with date of diagnosis and bill receipts
  • Surgeon's certificate stating the diagnosis and operation performed, with bills and receipts
  • For domiciliary hospitalization, a medical certificate explaining why home treatment was required and a fitness certificate
  • For maternity or surrogacy under infertility cover, the applicable legal affidavit concerning surrogacy
  • For medical emergency reunion, confirmation of the need for a family member from the attending practitioner
  • For reinstatement after a road-traffic accident, the police investigation report confirming the accident

Related official documents

npmpp cis 09 14official-product-document · current · accessed 15 Aug 2026
↗
npmpp prospectus 09 14prospectus · current · accessed 15 Aug 2026
↗
npmpp rate chart 09 14fees-and-charges-schedule · current · accessed 15 Aug 2026
↗
Bank of Baroda salary-package and National Insurance schedules (BOB-21-32.pdfs)official-shared-insurance-and-salary-package-pdf · reviewed; attached CGESP PAI/GTL schedules expired, renewal unverified · accessed 13 Sept 2026
↗
National Parivar Mediclaim Plus Policy — current Bank of Baroda product pageofficial-product-page · current · accessed 13 Sept 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Life-cover needs estimate

See whether your current cover and savings may leave a gap for your family. This does not calculate an insurance premium.

Possible cover gap₹1,15,00,000one crore fifteen lakh rupees
Income your family may need₹1,00,00,000one crore rupees
Cover and savings already counted₹5,00,000five lakh rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

₹6,00,000 · 3 months–5 years

This value is copied from Zone I senior-most member premium without — National Parivar Mediclaim Plus. Check the table notes before relying on it.

Source: National Insurance — shared product rate charts (-21-32.pdfs) · Physical page 42 (printed page 1), Zone I rate for senior-most member Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 11 rows · 14 columnsZone I senior-most member premium without TPA — National Parivar Mediclaim PlusAnnual premium by sum insured and senior-most member age in Zone I; the chart marks child age bands at ₹15 lakh as ‘Only dependents’.View tableHide table

Scroll sideways to view every column

Zone I senior-most member premium without TPA — National Parivar Mediclaim Plus
Sum insured / age band3 months–5 years6–17 years18–25 years26–35 years36–45 years46–55 years56–59 years60–65 years66–70 years71–75 years76–80 years81–85 years86+ years
₹6,00,00010,50911,64916,09923,15725,60634,30640,97365,10875,13486,35794,527
₹7,00,00011,46412,90417,48426,16028,92736,80443,95471,11883,76897,1781,07,145
₹8,00,00012,38614,21118,94027,92529,78638,55546,42075,00292,1421,12,8491,24,462
₹9,00,00013,19815,59120,20029,52131,73043,49549,83278,2051,00,0111,29,5861,42,955
₹10,00,00013,97816,50522,22531,21634,09546,34153,48680,7661,07,5811,47,4891,61,247
₹15,00,000Only dependentsOnly dependents20,27925,98633,88644,67550,42763,50473,3021,05,9141,42,8921,85,4792,02,598
₹20,00,00023,82931,04141,38452,93062,11771,35181,2821,22,4581,63,3772,02,1762,20,871
₹25,00,00028,65437,91347,87160,53873,86283,74690,8811,41,5931,70,2442,11,6362,31,216
₹30,00,00036,03244,54753,10068,06284,23496,75698,8101,54,1191,72,4722,15,5422,35,439
₹40,00,00042,13652,43460,02179,87199,2531,14,8311,29,7581,80,7321,83,3492,21,2442,41,652
₹50,00,00045,89856,76765,31590,2121,10,5651,27,4321,49,5311,98,7202,09,1372,34,6102,56,272
  • Zone I is Greater Mumbai Metropolitan area and the entire state of Gujarat. The table is without ; charge and are extra, with 5.4% loading for service.
  • At ₹15 lakh, the printed source merges the 3 months–5 and 6–17 columns into the text ‘Only dependents’.
National Insurance — shared product rate charts (-21-32.pdfs) · Physical page 42 (printed page 1), Zone I rate for senior-most member · accessed 13 Sept 2026Open official source ↗
Table 2 · 11 rows · 14 columnsNational Parivar Mediclaim Plus — Zone I family-member rate, without TPAAnnual premium per family member by sum insured and that member's age band in Zone I.View tableHide table

Scroll sideways to view every column

National Parivar Mediclaim Plus — Zone I family-member rate, without TPA
Sum insured / age band3 months–5 years6–17 years18–25 years26–35 years36–45 years46–55 years56–59 years60–65 years66–70 years71–75 years76–80 years81–85 years86+ years
₹6,00,0001,0941,2041,7101,9733,9128,07310,31117,15221,26935,08842,03850,16361,442
₹7,00,0001,1731,2871,8652,1874,2509,11911,64918,40322,81738,32746,86956,44669,644
₹8,00,0001,2491,3682,0152,4094,6029,73411,99419,27724,09740,42051,55365,55180,899
₹9,00,0001,3171,4392,1472,6414,90910,29112,77721,74825,86942,14655,95775,27392,920
₹10,00,0001,3821,5072,2742,7975,40210,88213,73023,17027,76443,52760,19285,6721,04,811
₹15,00,0002,0222,1853,2994,4048,23515,57420,30631,75238,05157,08079,9481,07,7401,31,688
₹20,00,0002,2612,4433,8765,25910,05718,45225,01535,67642,19465,99691,4111,17,4371,43,566
₹25,00,0002,6342,8504,6626,42411,63421,10229,74441,87347,17676,30895,2521,22,9331,50,290
₹30,00,0003,3043,5755,8627,54812,90523,72533,92148,37851,29183,05896,4981,25,2011,53,035
₹40,00,0004,4994,8636,8558,88414,58727,84239,96957,41667,35797,4001,02,5841,28,5141,57,074
₹50,00,0004,7435,0777,4689,61915,87431,44744,52463,71577,6211,07,0941,17,0131,36,2781,66,577
  • Zone I is Greater Mumbai Metropolitan area and the entire state of Gujarat. The table is without ; charge and are extra, with 5.4% loading for service.
National Insurance — shared product rate charts (-21-32.pdfs) · Physical page 42 (printed page 1), Zone I rate for family members · accessed 13 Sept 2026Open official source ↗
Table 3 · 3 rows · 3 columnsNational Parivar Mediclaim Plus — premium discounts for other zonesDiscount against the published Zone I premium when the insured location is in another premium zone.View tableHide table

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National Parivar Mediclaim Plus — premium discounts for other zones
Premium zoneRegionDiscount
Zone II Delhi, National Capital Region, Chandigarh and Pune4.44%
Zone IIIChennai, Hyderabad, Bengaluru and Kolkata11.11%
Zone IVRest of India20.00%
  • The footnote defines NCR as Gurgaon-Manesar, Alwar-Bhiwadi, Faridabad-Ballabgarh, Ghaziabad-Loni, Noida, Greater Noida, Bahadurgarh, Sonepat-Kundli, Charkhi Dadri, Bhiwani and Narnaul.
National Insurance — shared product rate charts (-21-32.pdfs) · Physical page 42 (printed page 1), Discount in premium for other zones · accessed 13 Sept 2026Open official source ↗
Table 4 · 9 rows · 8 columnsNational Parivar Mediclaim Plus — optional Critical Illness cover premiumIndividual optional-cover premium by member age and selected benefit amount, before TPA charge and GST.View tableHide table

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National Parivar Mediclaim Plus — optional Critical Illness cover premium
Age band₹2,00,000₹3,00,000₹5,00,000₹10,00,000₹15,00,000₹20,00,000₹25,00,000
18–253725579291,8582,7863,7154,644
26–356479701,6173,2344,8516,4688,085
36–451,1981,7962,9945,9888,98111,97514,969
46–552,2173,3265,54311,08616,62922,17227,715
56–593,2094,8138,02216,04324,06532,08640,108
60–654,6436,96511,60823,21734,82546,43458,042
66–759,50114,25123,75247,50571,25795,0091,18,762
76–8521,10931,66452,7731,05,5461,58,3192,11,0932,63,866
86+47,15570,7331,17,8892,35,7773,53,6664,71,5555,89,443
  • Critical Illness benefit amount cannot exceed sum insured under the base policy. charges and are extra.
National Insurance — shared product rate charts (-21-32.pdfs) · Physical page 42 (printed page 1), Rate for Critical Illness optional cover · accessed 13 Sept 2026Open official source ↗
Table 5 · 8 rows · 2 columnsNational Parivar Mediclaim Plus — outpatient optional-cover premiumOptional outpatient treatment cover and premium per family, before TPA charges and GST.View tableHide table

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National Parivar Mediclaim Plus — outpatient optional-cover premium
Family coverPremium
₹2,000₹1,200
₹3,000₹1,800
₹4,000₹2,400
₹5,000₹3,000
₹10,000₹6,000
₹15,000₹9,000
₹20,000₹12,000
₹25,000₹15,000
  • charges and are extra.
National Insurance — shared product rate charts (-21-32.pdfs) · Physical page 42 (printed page 1), Rate for Outpatient Treatment · accessed 13 Sept 2026Open official source ↗
Table 6 · 6 rows · 4 columnsNational Parivar Mediclaim Plus — optional pre-existing diabetes/hypertension coverClaim payable as a share of sum insured and loading on base premium by policy year.View tableHide table

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National Parivar Mediclaim Plus — optional pre-existing diabetes/hypertension cover
Optional coverPolicy yearMaximum claim payableLoading on base premium
Diabetes or hypertensionYear oneUp to 25% of sum insured6%
Diabetes or hypertensionYear twoUp to 50% of sum insured12%
Diabetes or hypertensionYear threeUp to 75% of sum insured18%
Diabetes and hypertensionYear oneUp to 25% of sum insured14%
Diabetes and hypertensionYear twoUp to 50% of sum insured28%
Diabetes and hypertensionYear threeUp to 75% of sum insured42%
  • The chart says the claim and loading schedule applies irrespective of Plan selected. charge and are extra. The rate chart states no renewal loading based on individual claims experience.
National Insurance — shared product rate charts (-21-32.pdfs) · Physical page 42 (printed page 1), Rate for Pre-existing diabetes/hypertension · accessed 13 Sept 2026Open official source ↗
Table 7 · 7 rows · 3 columnsNational Parivar Mediclaim Plus — published discountsDiscount percentages and their calculation bases from the current two-page rate chart.View tableHide table

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National Parivar Mediclaim Plus — published discounts
DiscountRateBasis and conditions
No-claim discount5%Base premium for each claim-free policy year; aggregated for each year and available on renewal
Online discount10%Base premium on new policy without an intermediary and on renewal
Optional 20% claim co-payment25% discountTotal premium
Optional 10% claim co-payment12.5% discountTotal premium
No maternity/infertility cover3%Individual premium for an individual above age 45
Two-year policy4%Total premium for two years, including optional covers
Three-year policy7.5%Total premium for three years, including optional covers
  • Discounts other than the long-term discounts do not apply to optional-cover premiums. The rate chart does not publish a rule for stacking the other discounts.
National Insurance — shared product rate charts (-21-32.pdfs) · Physical page 43 (printed page 2), Discounts and long-term discount · accessed 13 Sept 2026Open official source ↗
Table 8 · 10 rows · 3 columnsNational Parivar Mediclaim Plus — co-payment for treatment outside premium zoneCo-payment by premium zone and treatment zone; chart applies to Plans A, B and C.View tableHide table

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National Parivar Mediclaim Plus — co-payment for treatment outside premium zone
Premium zoneTreatment zoneCo-payment
Zone IZones I, II, III and IVNone
Zone IIZone I5%
Zone IIZones II, III and IVNone
Zone IIIZone I12.5%
Zone IIIZone II7.5%
Zone IIIZones III and IVNone
Zone IVZone I22.5%
Zone IVZone II17.5%
Zone IVZone III10%
Zone IVZone IVNone
  • The chart says this schedule is common to Plans A, B and C. Zone co-payments do not apply to Critical Illness or Outpatient optional covers, but do apply to the pre-existing diabetes/hypertension optional cover. No individual-claim-experience loading applies on renewal.
National Insurance — shared product rate charts (-21-32.pdfs) · Physical page 43 (printed page 2), Copayment — Treatment outside zone · accessed 13 Sept 2026Open official source ↗
Table 9 · 1 row · 4 columnsOutside-network co-payment by planView tableHide table

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Outside-network co-payment by plan
ConditionPlan APlan BPlan C
Treatment outside network - 10% for policies with optionCo-payment appliesNo co-paymentNo co-payment
  • These co-payments do not apply to critical-illness and outpatient optional covers, but do apply to the pre-existing diabetes and/or hypertension optional cover.
  • No loading applies on renewal based on individual claims experience.
National Parivar Mediclaim Plus Policy Rate Chart · Page 2 - Treatment outside network · accessed 24 Aug 2026Open official source ↗

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