Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Combined quarterly average balanceSilver ₹2 lakh; Gold ₹5 lakh; Diamond ₹10 lakhView source
A group uses one and may contain a minimum of two and maximum of six eligible concerns.
- Source
- bob Family Current Accounts Segment
- Page / section
- Features
- Accessed
- 13 Aug 2026
- Confidence
- high
Group size2 to 6 concernsView source
New and existing eligible proprietorships, partnerships, and private companies may be grouped with related concerns.
- Source
- bob Family Current Accounts Segment
- Page / section
- Eligibility
- Accessed
- 13 Aug 2026
- Confidence
- high
bob Family current-account segmentsFamily segments require product QAB of ₹2 lakh or more for Silver, ₹5 lakh or more for Gold and ₹10 lakh or more for Diamond. Eligible relations are sister/
The official segment table and Features section publish tiers, relation scope and member limits.
- Source
- bob Family Current Accounts Segment
- Page / section
- Features /
- Accessed
- 23 Aug 2026
- Confidence
- high
bob Family account concessionsSilver, Gold and Diamond provide cheque-book waivers of 25%, 50% and 100%; manual NEFT/
The official Benefits table publishes each segment’s concessions.
- Source
- bob Family Current Accounts Segment
- Page / section
- Benefits table
- Accessed
- 23 Aug 2026
- Confidence
- high
bob Family account eligibilityEligible clients are proprietorships, partnerships, LLPs and private limited companies, including new and existing customers. The account is not available for the Baroda Small Business Current Account (BSBCA), and all connected accounts must meet the applicable family QAB for benefits to continue.View source
The official Features and sections publish eligible clients, exclusions and -continuity rules.
- Source
- bob Family Current Accounts Segment
- Page / section
- Features /
- Accessed
- 23 Aug 2026
- Confidence
- high
Interest rateNo interest is payable on the Family Current Account balance. Any separately swept fixed deposit earns the applicable term-deposit rate.View source
The current-account terms were reviewed; the balance does not earn interest, while a separately swept deposit follows term-deposit rates.
- Source
- bob Family Current Accounts Segment
- Page / section
- Most Important Terms and Conditions — Interest payment
- Accessed
- 29 Aug 2026
- Confidence
- high
Salary requirementNot applicable — the reviewed product is not a salary-account variant and its official eligibility/features do not require salary credit or a minimum salary.View source
The reviewed account catalogue and linked product pages classify these variants as current, savings, inclusion, pensioner or locker products and do not state a salary-credit requirement.
- Source
- Bank of Baroda account catalogue — non-salary variants
- Page / section
- Account categories and linked product eligibility
- Accessed
- 29 Aug 2026
- Confidence
- high
Account typeCurrent-account family segment connecting sister/group concerns under Baroda Silver, Gold or Diamond Family tiers.View source
The page describes connected current accounts for proprietorships, partnerships, and private limited companies, with Silver, Gold and Diamond tiers.
- Source
- bob Family Current Accounts Segment
- Page / section
- Features — Eligible clients and family tiers
- Accessed
- 29 Aug 2026
- Confidence
- high
Minimum balance / QABProduct QAB: ₹2 lakh and above for Baroda Silver Family, ₹5 lakh and above for Baroda Gold Family, and ₹10 lakh and above for Baroda Diamond Family.View source
The Family Current Accounts benefits table publishes the three tier thresholds.
- Source
- bob Family Current Accounts Segment
- Page / section
- Benefits table — Product
- Accessed
- 29 Aug 2026
- Confidence
- high
Cheque bookAnnual cheque-book charge waiver is 25% for Silver Family, 50% for Gold Family and 100% for Diamond Family.View source
The official benefits table publishes the annual cheque-book waiver percentages by family tier.
- Source
- bob Family Current Accounts Segment
- Page / section
- Benefits table — Waiver on Cheque Book charges (P.A.)
- Accessed
- 29 Aug 2026
- Confidence
- high
Benefits and features
- Three combined-balance tiers
- Tier-based cheque and transfer waivers
- Retail-loan processing-charge waiver
- Locker and demat concessions
Eligibility
- Only related eligible concerns may form a group; one group is allowed per .
- Small Business Current Accounts are excluded under the published terms.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Applicable and entity documents for every grouped concern
Related official documents
Bank of Baroda account pages and account service-charge scheduleofficial-product-pages-and-schedule · current · accessed 29 Aug 2026
↗Bank of Baroda current-account variant pages — published facilities and chargesofficial-product-pages · current · accessed 29 Aug 2026
↗Bank of Baroda non-salary current, savings and scheme accountsofficial-product-pages · current · accessed 29 Aug 2026
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