Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Minimum balance₹1,000 monthly average balance.View source
The feature table states a ₹1,000 requirement.
- Source
- bob Self Help Group
- Page / section
- Features — Minimum balance
- Accessed
- 6 Sept 2026
- Confidence
- high
Free cheque leaves30 per financial year; ₹3 per leaf beyond the limitView source
The page contains both calendar-year and financial-year wording; the stated total free limit is 30 per financial year.
- Source
- bob Self Help Group
- Page / section
- Features
- Accessed
- 13 Aug 2026
- Confidence
- medium
Self Help Group account termsbob SB Self Help Group accounts are joint-resolution savings accounts for SHGs, including women SHGs, with ₹1,000 minimum monthly average balance, no ceiling on deposits and overdraft facility up to ₹3 lakh secured by eligible arrangements.View source
The official overview and Features sections publish minimum balance, deposit ceiling, operation and overdraft terms.
- Source
- bob Self Help Group
- Page / section
- Overview / Features
- Accessed
- 23 Aug 2026
- Confidence
- high
Self Help Group account eligibilitySelf Help Groups, including women SHGs, can open the account by submitting a resolution and member list. SHGs generally comprise 12–25 local women; loan eligibility requires at least six months of operation, regular meetings, savings, internal lending, timely repayment and up-to-date books.View source
The official Eligibility and sections publish documents, group size and credit-linkage conditions.
- Source
- bob Self Help Group
- Page / section
- Eligibility /
- Accessed
- 23 Aug 2026
- Confidence
- high
Salary requirementNot applicable — the reviewed product is not a salary-account variant and its official eligibility/features do not require salary credit or a minimum salary.View source
The reviewed account catalogue and linked product pages classify these variants as current, savings, inclusion, pensioner or locker products and do not state a salary-credit requirement.
- Source
- Bank of Baroda account catalogue — non-salary variants
- Page / section
- Account categories and linked product eligibility
- Accessed
- 29 Aug 2026
- Confidence
- high
Account typeJoint-resolution savings account for Self Help Groups, including women’s Self Help Groups.View source
The official page describes a savings account opened by an through its resolution and member list.
- Source
- bob Self Help Group
- Page / section
- Eligibility / account terms
- Accessed
- 29 Aug 2026
- Confidence
- high
Interest rateThe account uses the live Bank of Baroda Savings Bank Deposits schedule: 2.50% p.a. up to balances below ₹50 crore; 2.75% from ₹50 crore to below ₹500 crore; 3.50% from ₹500 crore to below ₹1,000 crore; 4.50% from ₹1,000 crore to below ₹2,000 crore; and 4.75% at ₹2,000 crore and above.Effective 22 Aug 2025View source
The account page is a savings account and the live savings-deposit schedule supplies the applicable balance-slab rates.
- Source
- Bank of Baroda Savings Bank Deposits — current interest-rate schedule
- Page / section
- Deposits — slab-wise revised rate of interest
- Accessed
- 7 Sept 2026
- Confidence
- high
Debit cardNot applicable; the account page explicitly states that a debit card is not available for the Self Help Group account.View source
The feature table marks the debit-card variant and annual fee as Not Applicable.
- Source
- bob Self Help Group
- Page / section
- Features — Debit Card Variant & Annual Fee
- Accessed
- 6 Sept 2026
- Confidence
- high
Non-maintenance chargeIf a cheque book is issued: ₹1,000 in Metro/
The product table publishes branch-category charges split by whether a cheque book is issued.
- Source
- bob Self Help Group
- Page / section
- Features — Non-maintenance charges
- Accessed
- 6 Sept 2026
- Confidence
- high
Cheque book30 cheque leaves per financial year are free for personalised and non-personalised cheque books; additional leaves cost ₹3 each.View source
The page states 30 leaves free per financial year and ₹3 per leaf beyond that allowance.
- Source
- bob Self Help Group
- Page / section
- Features — Cheque book
- Accessed
- 6 Sept 2026
- Confidence
- high
Benefits and features
- Available overdraft facility
- 30 free cheque leaves per financial year
Eligibility
- Operation is joint as authorised by group resolution.
- Debit cards, nomination, sweep and internet/mobile banking are not available under the published terms.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Self-help-group resolution and applicable documents
Related official documents
Bank of Baroda account pages and account service-charge scheduleofficial-product-pages-and-schedule · current · accessed 29 Aug 2026
↗Bank of Baroda non-salary current, savings and scheme accountsofficial-product-pages · current · accessed 29 Aug 2026
↗Bank of Baroda Savings Bank Deposits — live rate schedule linked to SHG accountofficial-rate-table · current · accessed 7 Sept 2026
↗bob SB Self Help Group — current product pageofficial-product-page · current · accessed 6 Sept 2026
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