Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Account typeSalary and pension savings account for eligible Indian Army (including Rashtriya Rifles), Navy, Air Force and Coast Guard personnel, veterans, Veer Naaris and family pensioners.View source
The eligibility section requires regular salary or pension credit and lists the four eligible forces.
- Source
- Salary and Pension Solutions for Indian Armed Forces Personnel
- Page / section
- Eligibility
- Accessed
- 29 Aug 2026
- Confidence
- high
Minimum balanceNo minimum balance is required for the Indian military savings account.View source
The states that no minimum balance is required.
- Source
- Salary and Pension Solutions for Indian Armed Forces Personnel
- Page / section
- — minimum balance
- Accessed
- 29 Aug 2026
- Confidence
- high
Debit cardLifetime-free RuPay Yoddha Debit Card; issuance, re-issuance and annual fees are waived, with ₹10 lakh personal-accident death and total-disability cover.View source
The page lists a lifetime-free Yoddha card, fee waivers and ₹10 lakh death/total-disability cover.
- Source
- Salary and Pension Solutions for Indian Armed Forces Personnel
- Page / section
- Benefits in Yoddha Debit Card
- Accessed
- 29 Aug 2026
- Confidence
- high
EligibilityRegular salary account customers after one month’s salary credit and thereafter regular credits, or pensioners after one month’s pension credit; eligible forces are Indian Army (including Rashtriya Rifles), Navy, Air Force and Coast Guard.View source
The official eligibility section states the salary/pension credit condition and lists the covered forces.
- Source
- Salary and Pension Solutions for Indian Armed Forces Personnel
- Page / section
- Eligibility
- Accessed
- 21 Aug 2026
- Confidence
- high
Interest rateThe defence, CAPF, police and Agniveer pages do not publish a package-specific rate. These are salary savings accounts; the applicable percentage is the live Bank of Baroda Savings Bank Deposits schedule by balance slab.Effective 22 Aug 2025View source
The package pages publish benefits and eligibility but no special rate; the schedule is the current published rate for savings balances.
- Source
- Bank of Baroda Savings Bank Deposits — current interest-rate schedule
- Page / section
- Deposits — slab-wise revised rate of interest
- Accessed
- 29 Aug 2026
- Confidence
- high
Non-maintenance chargeNo package-specific non-maintenance amount is published. The current BOB service-charge schedule states zero charges for non-maintenance on savings-bank schemes while the salary-package account remains appropriately categorized.Effective 1 Jul 2025View source
The service schedule states zero charges for non-maintenance on savings-bank schemes; package pages define the relevant salary-account status.
- Source
- Bank of Baroda Service Charges
- Page / section
- Notice to customers — savings-bank minimum-balance charges
- Accessed
- 29 Aug 2026
- Confidence
- high
Salary / pension creditSalary benefits start after one month’s salary credit followed by regular credits; pension benefits start after one month’s pension credit followed by regular credits.View source
The official page sets the one-month initial credit and ongoing regular-credit condition.
- Source
- Salary and Pension Solutions for Indian Armed Forces Personnel
- Page / section
- Eligibility
- Accessed
- 29 Aug 2026
- Confidence
- high
Cheque bookFree unlimited personalised cheque books.View source
Other Benefits lists Free Unlimited — Personalized Cheque books.
- Source
- Salary and Pension Solutions for Indian Armed Forces Personnel
- Page / section
- Other Benefits
- Accessed
- 29 Aug 2026
- Confidence
- high
ATM facilityUnlimited free transactions at all Bank of Baroda ATMs.View source
The page lists Unlimited Free Transactions at all Bank .
- Source
- Salary and Pension Solutions for Indian Armed Forces Personnel
- Page / section
- Other Benefits
- Accessed
- 29 Aug 2026
- Confidence
- high
Personal accident and life coverServing personnel: PAI ₹1.25 crore flat, PTD ₹1.25 crore, PPD up to ₹62.5 lakh and air-accident ₹1.25 crore included in PAI; life cover ₹10 lakh. Veterans/
The official page publishes separate serving, veteran/Veer Naari and family-pensioner cover amounts.
- Source
- Salary and Pension Solutions for Indian Armed Forces Personnel
- Page / section
- Insurance offerings
- Accessed
- 29 Aug 2026
- Confidence
- high
Insurance claim conditionsThe linked policy PDF names National Insurance Company Limited and shows validity up to 11 August 2026 subject to renewal. PAI/
The states insurer and validity, 180-day claim notification, 12-month disability window and air-ticket/boarding-pass evidence requirements.
- Source
- Bank of Baroda Personal Accidental Insurance and Air Accidental coverage
- Page / section
- pp. 28–35 — Annexure C–V
- Accessed
- 29 Aug 2026
- Confidence
- high
Eligibility
- Regular salary account customers after one month’s salary credit and thereafter regular credits, or pensioners after one month’s pension credit
- eligible forces are Indian Army (including Rashtriya Rifles), Navy, Air Force and Coast Guard.
Passing a listed condition does not mean the bank will approve an application.
Related official documents
Bank of Baroda Salary and Pension Solutions for Indian Armed Forces Personnel — official product pageofficial-product-page · current · accessed 29 Aug 2026
↗Bank of Baroda defence, CAPF, police and Agniveer salary packagesofficial-product-pages · current · accessed 29 Aug 2026
↗Bank of Baroda Personal Accidental Insurance and Air Accidental coverage — official policy PDFofficial-pdf · current · accessed 29 Aug 2026
↗Bank of Baroda Savings Bank Deposits — current interest-rate scheduleofficial-rate-table · current · accessed 29 Aug 2026
↗Bank of Baroda Service Charges — salary and savings-account scheduleofficial-service-charge-schedule · current · accessed 29 Aug 2026
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