Key facts
What the official sources publish
Every value below belongs to this exact product. Select a source marker to check its context.
Monthly average balance₹1 lakh
Source 1Current MAB non-maintenance charge₹0 under the official comparison schedule's waiver effective 1 July 2025; the live product page still displays the earlier 6% shortfall chargeEffective 1 Jul 2025
Source 2Debit cardVisa Platinum EMV chip debit card with lifetime-free issuance and renewal
Source 3Debit-card transaction limitsATM ₹1 lakh per day; POS ₹2 lakh per day
Source 4Optional sweep parameters₹2 lakh threshold; 181-day deposit; ₹10,000 sweep-out and ₹1,000 sweep-in multiples every Monday
Source 5Closure after 14 days but within 1 year₹1,000 plus GST
Source 6PDF eligibility, balance and cash-service termsResident individuals except minors; staff allowed; all branches; ₹1 lakh MAB. Deposits: base first 10/
Source 7PDF payment, card, channel and ancillary termsDD/
Source 8PDF conversion, insurance and explicitly absent benefitsConversion to/from other schemes allowed subject to maintaining QAB. Personal accident insurance follows Visa Platinum card benefits. No separately quantified air cover, cancer-care, Practo, processing-fee or rate-concession benefit is listedEffective 7 May 2026
Source 9Benefits and features
- Lifetime-free Visa Platinum debit card
- Unlimited cheque books and electronic transfers
- Optional weekly sweep facility
- Conditional locker, travel-card and demat discounts
Eligibility
- Available to resident individuals except minors; staff are also allowed.
- The sweep, locker, demat and card benefits remain subject to scheme and availability conditions.
- Current zero-charge treatment comes from the newer official PDF; the live feature table still displays the earlier shortfall formula.
Passing a listed condition does not mean the bank will approve an application.
