Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
PurposeTerm-loan finance for establishing biogas plants fed with locally available biomass.View source
The page says loans finance establishment of biogas plants fed with locally available biomass and identifies the facility as a term loan.
- Source
- Financing Installation of Gobar Gas/Bio-gas Plants
- Page / section
- Features; — Nature of Facility
- Accessed
- 30 Aug 2026
- Confidence
- high
Eligible farmersFarmers with sufficient income to service interest and instalments; applicants should not be indebted to another commercial bank, must be within manageable branch distance and have satisfactory repayment capacity.View source
The official eligibility sections publish borrower and relationship conditions.
- Source
- Financing Installation of Gobar Gas/Bio-gas Plants
- Page / section
- Benefits / Eligibility Criteria
- Accessed
- 23 Aug 2026
- Confidence
- high
MarginNil margin for aggregate loan up to ₹1 lakh; 15% margin for loans above ₹1 lakh. The MITC states a minimum 15% of project cost.View source
Benefits publish nil margin up to ₹1 lakh and 15% above; records minimum 15% of project cost.
- Source
- Financing Installation of Gobar Gas/Bio-gas Plants
- Page / section
- Benefits; — Margin
- Accessed
- 30 Aug 2026
- Confidence
- high
TenureTerm-loan repayment must not exceed 7 years for plants sized 2–4 cubic metres and must not exceed 5 years for plants sized 6 cubic metres and above. The page does not publish a numeric moratorium.View source
The states maximum periods of 7 years for 2–4 cubic-metre plants and 5 years for 6-cubic-metre-and-above plants.
- Source
- Financing Installation of Gobar Gas/Bio-gas Plants
- Page / section
- — Repayment Period
- Accessed
- 30 Aug 2026
- Confidence
- high
RateFor limits up to ₹3 lakh: one-year MCLR + SP. Above ₹3 lakh and below ₹25 lakh: one-year MCLR + SP + 1.25%. At ₹25 lakh and above: one-year MCLR + SP + 2.10% for a term of 3 to 5 years, or +2.15% for above 5 years up to 7 years.View source
The rate table publishes the one-year + formula and all amount/tenure spreads.
- Source
- Financing Installation of Gobar Gas/Bio-gas Plants
- Page / section
- — Rate of Interest
- Accessed
- 30 Aug 2026
- Confidence
- high
Customer typeFarmers and other persons with a satisfactory repayment capacity, sufficient income to service interest and instalments, no outstanding indebtedness to another commercial bank, and residence within manageable distance of the financing branch.View source
The page considers persons not indebted to another commercial bank, living within manageable distance of the branch and having satisfactory repayment capacity; the Eligibility section specifies farmers with sufficient income for interest and instalments.
- Source
- Financing Installation of Gobar Gas/Bio-gas Plants
- Page / section
- Features; Eligibility Criteria
- Accessed
- 30 Aug 2026
- Confidence
- high
Turnover / incomeNo numeric turnover or business-vintage threshold is published. The applicant must have a sufficient source of income to service the loan interest and instalments, with satisfactory repayment capacity.View source
The official eligibility wording requires sufficient income for servicing but does not publish a rupee minimum or turnover/vintage metric.
- Source
- Financing Installation of Gobar Gas/Bio-gas Plants
- Page / section
- Eligibility Criteria
- Accessed
- 30 Aug 2026
- Confidence
- high
Facility amountThe page does not publish a universal rupee loan limit. Its MITC and fee schedule distinguish aggregate exposure up to ₹3 lakh, above ₹3 lakh and below ₹25 lakh, and ₹25 lakh and above; sanction remains based on the plant project and appraisal.View source
The official page publishes amount bands for fees and rates but no separate overall maximum or minimum loan amount.
- Source
- Financing Installation of Gobar Gas/Bio-gas Plants
- Page / section
- Fees And Charges; — Rate of Interest
- Accessed
- 30 Aug 2026
- Confidence
- high
CollateralUp to the cost of the economic unit or ₹1 lakh, whichever is lower: demand promissory note and hypothecation of assets. Above ₹1 lakh: demand promissory note, hypothecation of assets, and mortgage of land or a third-party guarantee.View source
The security section sets the ₹1 lakh/economic-unit threshold and lists the required instruments for each band.
- Source
- Financing Installation of Gobar Gas/Bio-gas Plants
- Page / section
- — Security
- Accessed
- 30 Aug 2026
- Confidence
- high
FeesProcessing is nil for aggregate agriculture exposure up to ₹3 lakh. Above ₹3 lakh, it is 1% of the sanctioned limit capped at ₹100 lakh. Inspection is nil up to ₹3 lakh, ₹250 above ₹3 lakh to ₹10 lakh, ₹1,000 above ₹10 lakh to ₹1 crore, and ₹5,000 above ₹1 crore.View source
The official fee section publishes processing and inspection slabs, including the ₹100 lakh processing cap.
- Source
- Financing Installation of Gobar Gas/Bio-gas Plants
- Page / section
- Fees And Charges
- Accessed
- 30 Aug 2026
- Confidence
- high
DocumentsKYC documents such as Aadhaar, Voter ID, PAN or Driving Licence; passport-size photograph; quotation/invoice if available; land records; project report if available; and income-tax returns if available.View source
The page lists examples, photo, quotation/invoice, land records, project report and IT returns with availability qualifiers where stated.
- Source
- Financing Installation of Gobar Gas/Bio-gas Plants
- Page / section
- Document Required
- Accessed
- 30 Aug 2026
- Confidence
- high
Geographic limitsThe product is offered through Bank of Baroda's Rural and Agri Banking channel in India. The applicant must live within a manageable distance from the servicing branch; no state or district restriction is published.View source
The Features section requires residence within manageable distance of the branch; the page does not name a narrower territorial boundary.
- Source
- Financing Installation of Gobar Gas/Bio-gas Plants
- Page / section
- Features; Complete product page
- Accessed
- 30 Aug 2026
- Confidence
- high
Benefits and features
- Term-loan finance for establishing biogas plants fed with locally available biomass.
Eligibility
- Farmers with sufficient income to service interest and instalments
- applicants should not be indebted to another commercial bank, must be within manageable branch distance and have satisfactory repayment capacity.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- passport-size photograph
- quotation/invoice if available
- land records
- project report if available
- income-tax returns if available



