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Baroda Sanitation Scheme

Learn about Baroda Sanitation Scheme & how it

Loan amountMinimum ₹20,000 and maximum ₹1 lakh, subject to project cost.PricingOne-year MCLR plus Strategic Premium plus 0.50%.Eligible borrowersIndividuals, Joint Liability Groups (JLGs), Self-Help Groups (SHGs) and people belonging to weaker sections who have maintained a Bank of Baroda banking relationship for at least 6 months; the borrower must own or possess the household property where the work is carried out.
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Quick eligibility check

Baroda Sanitation Scheme

0 of 9 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Individuals, JLGs, SHGs and weaker-section persons with a Bank of Baroda banking relationship of at least 6 months?

Published source: Eligibility

2Do you meet this requirement: The borrower must own or possess the household property and the water/toilet work must be built within it?

Published source: Eligibility

3Do you meet this requirement: quotation/invoice if available?

Published source: Required documents

4Do you meet this requirement: land records?

Published source: Required documents

5Do you meet this requirement: and complete project details?

Published source: Required documents

6Document checkDo you have at least one of these required documents: KYC (Aadhaar, voter ID, PAN or driving licence etc.)?

Published source: Required documents

7Document checkDo you have this required document or proof: passport-size photograph?

Published source: Required documents

8Document checkDo you have this required document or proof: quotation/invoice if available?

Published source: Required documents

9Document checkDo you have this required document or proof: land records?

Published source: Required documents
0 of 9 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Sanitation usesConstruction or refurbishment of household toilets and improvement of drinking-water facilities, including water tanks, bore wells and water connections.View source
The official features section lists toilet and drinking-water uses.
Source
Baroda Sanitation Scheme
Page / section
Features
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
EligibilityIndividuals, JLGs, SHGs and weaker-section persons with a Bank of Baroda banking relationship of at least 6 months. The borrower must own or possess the household property and the water/toilet work must be built within it.View source
The official eligibility section publishes the six-month relationship requirement and property condition.
Source
Baroda Sanitation Scheme
Page / section
Eligibility Criteria
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
AgeMinimum 18 years; maximum 70 years at facility availing. If the landholder is older than 70, the legal heir must be a co-borrower.View source
The official states the age band and legal-heir condition.
Source
Baroda Sanitation Scheme
Page / section
— Age
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Loan amountMinimum ₹20,000 and maximum ₹1 lakh, subject to project cost.View source
The official publishes the ₹20,000–₹1 lakh range.
Source
Baroda Sanitation Scheme
Page / section
— Quantum of Loan
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Margin10%.View source
The official publishes a 10% margin.
Source
Baroda Sanitation Scheme
Page / section
— Margin
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
RepaymentTerm loan repayable in 60 months by monthly, quarterly or half-yearly instalments, including a moratorium of up to 3 months.View source
The official states the five-year repayment and three-month moratorium.
Source
Baroda Sanitation Scheme
Page / section
— Repayment Period
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
PricingOne-year MCLR plus Strategic Premium plus 0.50%.View source
The official publishes the -based pricing formula.
Source
Baroda Sanitation Scheme
Page / section
— Interest Rates & Charges
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Processing chargeNil processing charge.View source
The official benefits and fees sections state nil processing charges.
Source
Baroda Sanitation Scheme
Page / section
Benefits / Fees & Charges
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Collateral / securityPrimary security is hypothecation of assets created from the loan. The page also requires collateral in the form of a third-party guarantee, a DP Note, Composite Hypothecation Agreement, Letter of Instalment with Acceleration Clause (LDOC-57), General Form of Guarantee (LDOC-33) and other applicable undertakings.View source
The official lists the primary hypothecation, third-party guarantee and named documents.
Source
Baroda Sanitation Scheme
Page / section
— Security/Documentation
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Required documentsKYC documents such as Aadhaar, voter ID, PAN card or driving licence; passport-size photograph; quotation/invoice if available; land records; and complete project details.View source
The official page publishes this document list before the fees and sections.
Source
Baroda Sanitation Scheme
Page / section
Document Required
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Geographic limitsThe page is presented as a rural-India sanitation facility but publishes no state, residence, branch-territory or project-location restriction beyond the household-property condition.View source
The page headline refers to rural India, while no state or branch boundary is stated.
Source
Baroda Sanitation Scheme
Page / section
Complete page reviewed
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Processing feeNil processing charge.View source
The official page states Processing charges — Nil in both Benefits and Fees & Charges.
Source
Baroda Sanitation Scheme
Page / section
Benefits; Fees & Charges
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Eligible borrowersIndividuals, Joint Liability Groups (JLGs), Self-Help Groups (SHGs) and people belonging to weaker sections who have maintained a Bank of Baroda banking relationship for at least 6 months; the borrower must own or possess the household property where the work is carried out.View source
The official eligibility section lists individuals, , and weaker-section persons with a minimum six-month Bank of Baroda relationship and a household-property condition.
Source
Baroda Sanitation Scheme — current official product page
Page / section
Eligibility Criteria
Accessed
29 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • Construction or refurbishment of household toilets and improvement of drinking-water facilities, including water tanks, bore wells and water connections.

Eligibility

  • Individuals, , and weaker-section persons with a Bank of Baroda banking relationship of at least 6 months. The borrower must own or possess the household property and the water/toilet work must be built within it.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • (Aadhaar, voter , or driving licence etc.)
  • passport-size photograph
  • quotation/invoice if available
  • land records
  • complete project details

Related official documents

Rural & Agri loan catalogue — Financing Irrigation entryofficial-product-catalogue · Targeted eligibility cross-check for Financing Irrigation · accessed 28 Sept 2026
↗
Priority Sector Loans Interest Rates — Farm Credit A.1 schedule and scope footnoteofficial-interest-rate-page · Targeted current A.1 comparison; product-page rate rows remain primary and tariff scope is explicitly qualified · accessed 28 Sept 2026
↗
Baroda Sanitation Scheme — official spotlight image routeofficial-product-image · blocked-cache-miss · accessed 29 Sept 2026
↗
Baroda Sanitation Scheme — current official product page, full publication reviewofficial-product-page · current · accessed 29 Sept 2026
↗
Baroda Sanitation Scheme — official product pageofficial-product-page · current · accessed 30 Aug 2026
↗
Master Directions — Priority Sector Lending: Targets and Classification, 2025official-regulatory-direction · current targeted Farm Credit classification cross-check · accessed 28 Sept 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Purpose · Published detailHousehold toilet construction/refurbishment and drinking-water facilities including tanks, bore wells and connections

This value is copied from Baroda Sanitation Scheme — complete published terms. Check the table notes before relying on it.

Source: Baroda Sanitation Scheme · Benefits; Features; Eligibility; Documents; Fees; Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 12 rows · 2 columnsBaroda Sanitation Scheme — complete published termsStructured capture of the official sanitation and household-water facility page.View tableHide table

Scroll sideways to view every column

Baroda Sanitation Scheme — complete published terms
TermPublished detail
PurposeHousehold toilet construction/refurbishment and drinking-water facilities including tanks, bore wells and connections
Eligible borrowersIndividuals, , and weaker-section persons with at least six months' banking relationship; household property must be owned/possessed
AgeMinimum 18; maximum 70 at availing; legal heir co-borrower if landholder exceeds 70
Amount₹20,000 minimum to ₹1 lakh maximum, subject to project cost
Margin10%
FacilityTerm loan
Repayment60 months, monthly/quarterly/half-yearly, including up to three-month moratorium
InterestOne-year + Strategic Premium + 0.50%
ProcessingNil
SecurityHypothecation of financed assets plus third-party guarantee and named documentation
Documents, photograph, quotation/invoice if available, land records and project details
Turnover/geographyNo numeric turnover or narrower geographic restriction published
Baroda Sanitation Scheme · Benefits; Features; Eligibility; Documents; Fees; · accessed 30 Aug 2026Open official source ↗

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