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Non-salaried home loans

Compare home-loan offerings with business-vintage, profitability and credit-conduct rules for self-employed borrowers.

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  • 7.25% p.a. onwards
  • non-salaried and credit-profile card pricing applies
  • home and home-related loan pricing is benchmark-linked to the repo/External Benchmark Lending Rate. The current reference is 7.90% + + (effective 15 December 2025)
  • the borrower- and product-specific / is set under current card-rate terms. home-loan portal also states that a change in the benchmark repo rate changes the account interest rate.
₹20 lakh to ₹50 crore
360 months
Value awaiting review
Value awaiting review
0.35% of loan amount, minimum ₹5,000 and maximum ₹18,000, plus
Value awaiting review

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.