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Pre-approved digital loans

Compare selected-customer loan offers available through authenticated digital banking without treating pre-approval as final sanction.

3 products

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SBI Pre-Approved Home LoanState Bank of India
7.25% p.a. onwards, subject to SBI card-rate terms and borrower profile
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360 months, subject to repayment by age 70
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  • Non-refundable applicable home-loan processing fee is collected at sanction
  • current schedule is 0.35% with applicant-type caps plus GST
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11.30% p.a., fixed for the loan tenure with no reset under SBI's pension-loan rate table
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Up to ₹10 lakh
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  • Not published on the reviewed product page
  • shown within the customer's eligible offer and applicable terms
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Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.