Key facts
What the official sources publish
Every value below belongs to this exact product. Select a source marker to check its context.
FacilityPre-approved selected-customer personal loan
Source 1EligibilityOnly SBI customers pre-selected using bank-defined parameters; eligibility can be checked by the published PAPL SMS route
Source 2ChannelsYONO app or SBI Internet Banking, available 24×7 when an eligible offer is present
Source 3Published documentationNo physical documentation
Source 4Published digital journeyLog in, select the PAPL banner, validate PAN and date of birth, choose available amount and tenure, then confirm by OTP
Source 5Rate disclosureNot published on the reviewed product page; shown within the customer's eligible offer and applicable terms
Source 6Benefits and features
- 24×7 YONO and Internet Banking access
- No physical documentation
- No branch visit
- Published four-click processing journey
Eligibility
- Only customers selected by SBI can access an offer.
- Pre-approved status is not final sanction.
- Amount, rate, tenure and charges must be reviewed in the actual offer before acceptance.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- No physical documents under the published flow
- PAN and date of birth for validation
- Registered mobile access for OTP