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Personal, home, vehicle & other loans

SBI YONO Insta Home Top Up

A paperless 24×7 digital home-loan top-up for pre-selected customers, with instant disbursement for eligible non-speculative personal needs.

Processing fee₹3,000 plus GST.DeliveryFully digital, paperless journey through YONO with instant disbursement for eligible customersEligibilityPre-selected customers based on repayment, residual tenure and credit checks
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✓ Manually checked 13 Aug 2026 · active
Offered byState Bank of India

India

Key facts

What the official sources publish

Every value below belongs to this exact product. Select a source marker to check its context.

DeliveryFully digital, paperless journey through YONO with instant disbursement for eligible customers
Source 1
EligibilityPre-selected customers based on repayment, residual tenure and credit checks
Source 2
Processing fee₹3,000 plus GST.Effective 1 Apr 2026
Source 3

Benefits and features

  • Fully digital journey
  • No documents or branch visit
  • 24×7 availability
  • Instant disbursement for eligible offers

Eligibility

  • Only pre-selected existing customers with a qualifying repayment and credit profile receive the facility.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • No documents stated as required for the eligible digital journey

Field-level evidence

Where each fact came from

Short context only; open the official page or document for the complete terms.

1

Delivery

high confidence
The page states no paperwork or branch visit and 24×7 availability.
Source
YONO Insta Home Top Up
Page / section
Features
Accessed
13 Aug 2026
Open official source ↗
2

Eligibility

high confidence
A displayed offer is still subject to SBI's eligibility controls.
Source
YONO Insta Home Top Up
Page / section
Eligibility
Accessed
13 Aug 2026
Open official source ↗
3

Processing fee

high confidence
Published flat charge and GST are retained.
Source
SBI Home Loans — Processing Fee Card Rates
Page / section
Page 1 — YONO Insta Home Top Up
Accessed
13 Aug 2026
Open official source ↗

Related official documents

SBI Home Loans — Current Product Catalogue and Product Pagesofficial-product-catalogue · current · accessed 13 Aug 2026
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