Key facts
What the official sources publish
Every value below belongs to this exact product. Select a source marker to check its context.
Eligible purposesConstruction or acquisition of a residential home, takeover from another bank or HFC, and repair or renovation
Source 1Published loan range₹20 lakh to ₹50 crore
Source 2Business and conduct requirementRelevant firm or company must generally have existed for at least 3 years, earned net profit in the last 2 years, and maintained regular standard credit facilities
Source 3Published starting floating rate7.25% p.a. onwards; non-salaried and credit-profile card pricing appliesEffective 1 Apr 2026
Source 4Maximum tenure360 months
Source 5Processing fee0.35% of loan amount, minimum ₹5,000 and maximum ₹18,000, plus GST
Source 6Home-loan processing-fee scheduleHome Loan and Top Up processing fee: salaried customers 0.35% of loan amount, minimum ₹5,000 and maximum ₹15,000, plus GST; non-salaried customers 0.35%, minimum ₹5,000 and maximum ₹18,000, plus GST.Effective 1 Apr 2026
Source 7Conversion, switchover and revalidation chargesTerm Loan to Maxgain or Maxgain to Term Loan conversion: ₹5,000 plus GST. Switchover from MCLR, SBAR or Base Rate to EBLR: ₹5,000 plus GST. Loan revalidation: ₹5,000 plus GST.Effective 1 Apr 2026
Source 8Benefits and features
- Up to ₹50 crore
- 30-year maximum tenure
- Purchase, construction, takeover and renovation purposes
- Non-salaried underwriting
Eligibility
- Resident Indian non-salaried applicant aged at least 18.
- Business vintage, profitability and existing credit conduct rules apply to proprietor, partner and director cases.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Application and KYC
- Three years' ITRs and financial statements
- Business licence and address evidence
- Six months' bank statements
- Property documents