Plot and construction loans

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Product and bank⇅	Interest rate⇅ Filter Interest rate %7–9%1%9–12%1	Benchmark⇅ Filter Benchmark EEBLR2RRepo rate linked2 Matches any selected option	Maximum finance⇅ Filter Maximum finance ₹₹5–₹25 lakh1₹₹25 lakh–₹1 crore1₹Above ₹1 crore2	Maximum tenure⇅ Filter Maximum tenure ◷1–5 years1◷5–10 years1◷Above 10 years1	Minimum income⇅	Eligibility⇅ Filter Eligibility NNRI1WWomen1 Matches any selected option	Processing fee⇅ Filter Processing fee ₹Flat rupee fee1+GST / tax additional1 Matches any selected option	Prepayment / closure⇅ Filter Prepayment / closure 0No penalty / charge1
SBI Combo Home LoanState Bank of India	SBI's official variant schedule (dated 1 April 2024 for perquisite valuation) gives term-loan card rates by CIBIL score: regular home-loan variants, including Combo and Repair/Renovation, 9.15%–10.15% p.a. CRE Home Loan adds a 20 bps premium and is 9.35%–10.35% p.a. Tribal Plus adds 10 bps and is 9.25%–10.25% p.a. Home Top Up term loans are 9.55%–10.25% p.a. and overdraft rates 9.85%–10.55% p.a. The schedule is a dated reference, not a live quote confirm the current card rate before applying.	SBI home and home-related loan pricing is benchmark-linked to the repo/External Benchmark Lending Rate. The current EBLR reference is 7.90% + CRP + BSP (effective 15 December 2025) the borrower- and product-specific CRP/BSP is set under SBI's current card-rate terms. SBI's home-loan portal also states that a change in the benchmark repo rate changes the account interest rate.	₹20 lakh to ₹50 crore ↑	Up to 30 years.	Value awaiting review	Value awaiting review	SBI directs applicants to the current processing-fee card-rate page the product page does not publish a single product-specific fee.	No prepayment penalty is listed among the features.
SBI Realty Home LoanState Bank of India	7.25% p.a. onwards across SBI home loans Realty-specific card pricing applies ↓	SBI home and home-related loan pricing is benchmark-linked to the repo/External Benchmark Lending Rate. The current EBLR reference is 7.90% + CRP + BSP (effective 15 December 2025) the borrower- and product-specific CRP/BSP is set under SBI's current card-rate terms. SBI's home-loan portal also states that a change in the benchmark repo rate changes the account interest rate.	₹15 crore	The introduction and features say repayment up to 15 years, while the eligibility block says loan tenure up to 10 years confirm the applicable maximum with SBI	Value awaiting review	Value awaiting review	Term Loan to Maxgain or Maxgain to Term Loan conversion: ₹5,000 plus GST. Switchover from MCLR, SBAR or Base Rate to EBLR: ₹5,000 plus GST. Loan revalidation: ₹5,000 plus GST.	No pre-payment penalty

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.