Personal loans

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3 products

Product and bank⇅	Interest rate⇅ Filter Interest rate %Below 7%%9–12%	Benchmark⇅	Maximum finance⇅ Filter Maximum finance ₹Up to ₹5 lakh₹₹5–₹25 lakh₹₹25 lakh–₹1 crore₹Above ₹1 crore	Maximum tenure⇅ Filter Maximum tenure ◷Up to 1 year◷1–5 years◷5–10 years◷Above 10 years	Minimum income⇅	Processing fee⇅ Filter Processing fee %Percentage-based fee₹Flat rupee fee⌃Fee has a maximum cap+GST / tax additional Matches any selected option	Prepayment / closure⇅
SBI Loan Against PropertyState Bank of India	One-year MCLR plus 1.45%-2.50% when salary provides over 50% of NMI, or plus 2.10%-3.00% when business, profession or rent provides over 50% the linked spread table was last updated in 2019 ↓	Not published	₹10 lakh to ₹7.5 crore, with the maximum subject to property location ↑	Minimum five years and maximum 15 years, subject to income continuity, property life and repayment before the eldest borrower turns 70	₹25,000 net monthly income or ₹3 lakh annual income	Processing fee 1% of loan amount, maximum ₹50,000, plus applicable tax no published prepayment penalty	Not published
SBI Personal LoanState Bank of India	Starting from 10.00% p.a. final rate is applicant-specific and subject to the linked current rate schedule	Not published	₹1 lakh to ₹50 lakh, capped at the lower of 30 times net monthly income or the amount meeting an EMI/NMI ratio up to 65%	6 to 84 months, closing by retirement, contract end or age 60 as applicable	₹20,000 for government or defence employees ₹25,000 for corporate employees	Up to 1.50% of loan amount, minimum ₹1,000 and maximum ₹15,000, plus GST published category and credit-score waivers may apply	Not published
SBI Pre-Approved Personal LoanState Bank of India	Not published on the reviewed product page shown within the customer's eligible offer and applicable terms	Not published	Not published	Not published	Not published	Not published	Not published

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.