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PNB Scheme on Organic Farming and Organic Inputs

Need-based cash credit in the form of a Kisan Credit Card and/or term finance for organic inputs, land development, small farm equipment, conversion to organic farming, and an initial five-year farm-design and management period.

Maximum financeNeed-based; the scheme sheet gives no fixed numeric loan ceiling.Facility typeCash credit in the form of a Kisan Credit Card and/or term loan.
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Quick eligibility check

PNB Scheme on Organic Farming and Organic Inputs

0 of 7 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Individuals, SHGs and JLGs with sufficient land for crops or vegetables?

Published source: Eligible applicants

2Do you meet this requirement: Vacant land in or around a residential house may also be used when the applicant has the right to use it?

Published source: Eligible applicants

3Do you meet this requirement: The page does not call it an exhaustive organic-scheme list, particularly for SHG/JLG applicants?

Published source: Documents

4Do you meet this requirement: Individuals, SHGs and JLGs must have sufficient land to produce crops or vegetables?

5Do you meet this requirement: Vacant land in or around a residence may be used where the applicant has the right to use it?

6Document checkDo you have this required document or proof: PNB's general agriculture-loan checklist includes an application form, identity and residence proof, two photographs not older than six months, and land-record particulars. It is not an exhaustive scheme-specific list, particularly for SHG/JLG applicants?

Published source: Documents

7Document checkDo you have this required document or proof: application form, identity proof, residence proof, two photographs not older than six months and land-record particulars?

Published source: Documents
0 of 7 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 6 Oct 2026 · active
Offered byPunjab National Bank

See the official bank source for geographic availability.

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Facility typeCash credit in the form of a Kisan Credit Card and/or term loan.View source
PNB names cash credit (in form) and/or term loan.
Source
Organic Farming and Organic Inputs Scheme
Page / section
page 1, Nature of Facility
Accessed
6 Oct 2026
Confidence
high
Open official source ↗
PurposeOrganic seeds and inputs, bio-fertilisers, bio-pesticides, vermicomposting and farmyard manure; land development; small farm equipment; conversion from conventional farming; and investment credit for an organic-farm design and management over an initial 5-year period.View source
All five listed purpose items are preserved.
Source
Organic Farming and Organic Inputs Scheme
Page / section
page 1, Purpose clauses a–e
Accessed
6 Oct 2026
Confidence
high
Open official source ↗
Eligible applicantsIndividuals, SHGs and JLGs with sufficient land for crops or vegetables. Vacant land in or around a residential house may also be used when the applicant has the right to use it.View source
The sufficient-land condition and the right-to-use alternative for residential-area vacant land are included.
Source
Organic Farming and Organic Inputs Scheme
Page / section
page 1, Eligibility
Accessed
6 Oct 2026
Confidence
high
Open official source ↗
Maximum financeNeed-based; the scheme sheet gives no fixed numeric loan ceiling.View source
PNB states Need Based; no fixed amount appears in the complete .
Source
Organic Farming and Organic Inputs Scheme
Page / section
page 1, Extent of Loan
Accessed
6 Oct 2026
Confidence
high
Open official source ↗
Application decision timePNB's general agriculture guideline publishes maximum disposal times by credit limit: up to ₹2 lakh, 2 weeks; above ₹2–50 lakh, 4 weeks; above ₹50 lakh–₹1 crore, 5–6 weeks; above ₹1–100 crore, 6–7 weeks; above ₹100 crore, 8–9 weeks.View source
This is the published bank-wide maximum timetable, not a guaranteed individual sanction time.
Source
General Guidelines for Agricultural Credit
Page / section
Section 1, Time Schedule for Disposal of Loan Applications
Accessed
6 Oct 2026
Confidence
high
Open official source ↗
DocumentsPNB's general agriculture-loan checklist asks for an application form, identity proof, residence proof, two photographs not older than six months and land-record particulars. The page does not call it an exhaustive organic-scheme list, particularly for SHG/JLG applicants.View source
Bank-wide checklist retained with a clear non-exhaustive and applicant-type scope note.
Source
PNB Agricultural Banking — document checklist
Page / section
Documents Required for Agriculture Loan
Accessed
3 Oct 2026
Confidence
medium
Open official source ↗

Benefits and features

  • Supports eligible organic inputs, land development and small equipment
  • Covers conversion from conventional to organic farming and an initial five-year organic farm-design/management period
  • Facility may be cash credit in form and/or a term loan

Eligibility

  • Individuals, and must have sufficient land to produce crops or vegetables. Vacant land in or around a residence may be used where the applicant has the right to use it.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • PNB's general agriculture-loan checklist includes an application form, identity and residence proof, two photographs not older than six months, and land-record particulars. It is not an exhaustive scheme-specific list, particularly for / applicants.

Related official documents

PNB Agriculture Loan Schemes catalogueofficial-product-catalogue-page · current · accessed 6 Oct 2026
↗
PNB Credit Related Service Charges — agriculture-credit scheduleofficial-service-charge-schedule · latest-reviewed-agriculture-specific-schedule · accessed 6 Oct 2026
↗
PNB Agricultural Banking — documents required for agriculture loanofficial-agriculture-banking-page · current · accessed 7 Oct 2026
↗
PNB General Guidelines for Agricultural Credit — current application, ACABC margin and security rulesofficial-general-guidelines-page · current-relevant-sections-reviewed · accessed 8 Oct 2026
↗
PNB Interest Rates on Advances — current agriculture and specific-scheme ratesofficial-rate-table · current · accessed 6 Oct 2026
↗
PNB Credit Related Service Charges — current pageofficial-service-charge-page · current-charge-schedule-reviewed-scoped-sections · accessed 8 Oct 2026
↗
Scheme on Organic Farming and Organic Inputsofficial-scheme-pdf · current-catalogue-linked-scheme-sheet · accessed 6 Oct 2026
↗

Plan before applying

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Loan repayment estimate

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One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

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Purpose 1 · Published termPurchase seeds, bio-fertilisers, bio-pesticides, vermicomposting and farmyard manure

This value is copied from PNB organic farming and inputs — complete scheme terms. Check the table notes before relying on it.

Source: Organic Farming and Organic Inputs Scheme · page 1, complete scheme from Purpose through Extent of Loan Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 9 rows · 2 columnsPNB organic farming and inputs — complete scheme termsStructured transcription of all headings and bullet points on the full one-page narrative scheme sheet.View tableHide table

Scroll sideways to view every column

PNB organic farming and inputs — complete scheme terms
Scheme itemPublished term
Purpose 1Purchase seeds, bio-fertilisers, bio-pesticides, vermicomposting and farmyard manure
Purpose 2Land development
Purpose 3Small farming equipment
Purpose 4Conversion from conventional farming to organic farming
Purpose 5Investment credit to develop an organic-farm design and management during an initial 5-year period
EligibilityIndividuals, and with sufficient land for crops/vegetables
Land near residenceVacant land in/around residential houses may qualify when the applicant has the right to use it
FacilityCash credit in form and/or term loan
AmountNeed-based
  • page 1 visually checked. The scheme sheet does not state rate, tenor, margin or numeric amount.
Organic Farming and Organic Inputs Scheme · page 1, complete scheme from Purpose through Extent of Loan · accessed 6 Oct 2026Open official source ↗
Table 2 · 5 rows · 2 columnsPNB agriculture-loan application disposal timetableThe official general guideline's maximum disposal times by credit limit; this is not a guaranteed individual decision time.View tableHide table

Scroll sideways to view every column

PNB agriculture-loan application disposal timetable
Credit limitMaximum published time
Up to ₹2 lakh2 weeks
Above ₹2 lakh to ₹50 lakh4 weeks
Above ₹50 lakh to ₹1 crore5–6 weeks
Above ₹1 crore to ₹100 crore6–7 weeks
Above ₹100 crore8–9 weeks
  • The schedule is a bank-wide agriculture-credit guideline; it does not promise an individual sanction date.
General Guidelines for Agricultural Credit · Section 1, Time Schedule for Disposal of Loan Applications · accessed 6 Oct 2026Open official source ↗
Table 3 · 3 rows · 3 columnsPNB current rate schedule scope checked for five agriculture schemesThe current rate page was checked to prevent generic agriculture bands, which exclude schematic lending, from being assigned to these specific products.View tableHide table

Scroll sideways to view every column

PNB current rate schedule scope checked for five agriculture schemes
Rate sectionPublished scopeApplication to these schemes
Agriculture advancesGeneric rate table explicitly excludes schematic lendingNo generic agricultural rate assigned
Named specific schemesThe current page lists specific scheme rates by scheme nameNone of these five products is named in the reviewed rows
/ base ratesPublished separately, effective 01 October 2026A base benchmark alone does not establish an individual scheme rate
  • Current page's Agriculture Advances and all named specific-scheme sections were reviewed. The generic schematic exclusion means no rate is inferred.
PNB Interest Rates on Advances — current agriculture and specific-scheme rates · Agriculture Advances and named specific-scheme sections; / effective 01 October 2026 · accessed 6 Oct 2026Open official source ↗

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