Personal, home, vehicle & other loans

SBI Combo Home Loan

A combined loan for residential plot purchase and house construction, with one published journey and a maximum tenure of 30 years.

Key facts

What the official sources publish

Every value below belongs to this exact product. Select a source marker to check its context.

PurposeCombined residential plot purchase and house construction
Source 1
Maximum tenureUp to 30 years
Source 2

Benefits and features

  • Single plot-and-construction proposition
  • Up to 30 years
  • Women-borrower concession
  • No prepayment penalty

Eligibility

  • Resident Indian and NRI applicants aged 18 to 70, subject to plot, construction and income assessment.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Application and KYC
  • Plot agreement, title and payment records
  • Income and bank evidence
  • Construction plan and approvals

Field-level evidence

Where each fact came from

Short context only; open the official page or document for the complete terms.

1

Purpose

high confidence
The combined purpose differentiates it from plot-only Realty finance.
Source
SBI Combo Home Loan
Page / section
Introduction and Features
Accessed
13 Aug 2026
Open official source ↗
2

Maximum tenure

high confidence
Resident and NRI applicants aged 18 to 70 are listed.
Source
SBI Combo Home Loan
Page / section
Features and Eligibility
Accessed
13 Aug 2026
Open official source ↗

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