Premier-institute education loans

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2 products

Product and bank⇅	Interest rate⇅ Filter Interest rate %Below 7%%7–9%	Benchmark⇅ Filter Benchmark ~Floating rate Matches any selected option	Maximum finance⇅	Maximum tenure⇅ Filter Maximum tenure ◷Up to 1 year◷1–5 years◷5–10 years◷Above 10 years	Minimum income⇅	Processing fee⇅	Prepayment / closure⇅
SBI PM-Vidyalaxmi Education LoanState Bank of India	PMVL-Utkarsh 6.90%, PMVL-Uttam 7.20% and PMVL-Uday 8.40% p.a., linked to EBR	Not published	Not published	Not published	Not published	Nil processing fee and nil prepayment charge	Not published
SBI Scholar LoanState Bank of India	6.90% to 7.65% p.a. temporary 6.75% for listed IIM and other named institutes through 30 September 2026 and all IITs through 31 December 2026	Not published	Without tangible security: List AA ₹50 lakh, A ₹40 lakh, B ₹30 lakh and C ₹7.50 lakh with full-value tangible collateral, need-based for AA/A/B and up to ₹1 crore for C	180 months EMI begins 12 months after course completion or six months after employment, whichever is earlier	Not published	Nil	Not published

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.