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Defence home loans

Compare housing finance published specifically for eligible Defence personnel.

1 product

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SBI Shaurya Home LoanState Bank of India
  • 7.25% p.a. onwards
  • publishes lower relationship pricing and a check-off concession subject to terms
  • home and home-related loan pricing is benchmark-linked to the repo/External Benchmark Lending Rate. The current reference is 7.90% + + (effective 15 December 2025)
  • the borrower- and product-specific / is set under current card-rate terms. home-loan portal also states that a change in the benchmark repo rate changes the account interest rate.
Value awaiting review
360 months, subject to repayment by age 75
Value awaiting review
Defence employees, including eligible Army, Navy and Air Force personnel
  • Full waiver of processing fee
  • out-of-pocket legal, valuation, CERSAI and charges continue at actuals
No pre-payment penalty

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.